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Latest News, News Headlines, Amazon Coupons, Amazon Offers


World News Updates, World News, Current Affairs, Daily Current Affairs, World News Updates

Posted: 14 Apr 2020 06:05 AM PDT

World News Updates, World News, Current Affairs, Daily Current Affairs, World News Updates


North Korea fires multiple 'rare' cruise missiles ahead of South Korean election

Posted: 13 Apr 2020 11:39 PM PDT



NORTH KOREA has fired several cruise missiles from Kangwon Province towards the Sea of Japan, also known as the East Sea, as tensions threaten to escalate ahead of the election in South Korea.

South China Sea military drill risks provoking Trump as Beijing flexes muscle in region

Posted: 13 Apr 2020 04:03 PM PDT



CHINA'S Navy has moved the country's only aircraft carrier into the controversial areas of the Miyako Strait and the Bashi Channel in the South China Sea, raising tensions in the region and stoking a response from the US Pacific Fleet stationed in Okinawa.

Coronavirus warning: Deadly disease ‘can survive on shoes’ and transmits across floors

Posted: 14 Apr 2020 04:49 AM PDT



CORONAVIRUS can survive on shoes and could further the spread of the deadly disease, researchers have found.

Farage warns 'mood growing in Italy' to leave EU as 'big political change' threatens bloc

Posted: 14 Apr 2020 05:16 AM PDT



NIGEL FARAGE warned Italexit may be on the cards following the European Union's failed response to help the founding member state in its economic fight against coronavirus.

Coronavirus panic: Food supply chain at risk as slaughterhouses forced to shut

Posted: 14 Apr 2020 04:23 AM PDT



AMERICAN meat lovers are facing a shortage of their favourite foods after the coronavirus pandemic forced slaughterhouses across the country to close.

Will EU ever learn? German politician says EU should be tougher on debt rebels like Italy

Posted: 14 Apr 2020 12:37 AM PDT



A LEADING Germany politician has criticised the EU's handling of past affairs and said the Commission should have been even stricter on rebel states such as Italy.

Trump shock: How Steve Bannon insisted ‘you’re BROKE’ as he blasted Jared Kushner

Posted: 14 Apr 2020 03:16 AM PDT



DONALD TRUMP's election campaign was reportedly saved by Breitbart founder Steve Bannon back in 2016, who told Ivanka Trump's husband Jared Kushner "you're broke," according to a book.

Austria lockdown: Is lockdown ending in Austria? Will UK follow suit?

Posted: 14 Apr 2020 01:56 AM PDT



AUSTRIA has announced it will start relaxing its lockdown measures later this week. So is the coronavirus lockdown ending in Austria? And will the UK follow suit?

Eurozone on the brink: Europe to be crushed by deepest recession since Great Depression

Posted: 14 Apr 2020 01:45 AM PDT



CORONAVIRUS will send the global economy into free fall, unleashing the worst recession since the 1930s Great Depression, the International Monetary Fund has warned - and Europe is expected to bare the brunt of the economic crisis

Illegal wildlife trade worth £16BILLION booms as smugglers move brutal activities online

Posted: 14 Apr 2020 12:08 AM PDT



A SOCIAL media account in Vietnam may seem a world away from the UK's daily death toll from coronavirus. But it shows there is no let-up in the £16billion illegal wildlife trade which caused the pandemic that has killed 100,000 and brought the world to a halt.

Role Playing Game Review

Posted: 14 Apr 2020 04:49 AM PDT

Role Playing Game Review


Units won't deploy randomly in Artifact 2.0

Posted: 14 Apr 2020 04:04 AM PDT

I’m enjoying how all the headlines around Artifact‘s upcoming comeback are about what it won’t do. It won’t sell you cards, and it won’t make you play on one lane at a time. ‘It won’t die in a fire like it did before’, promise.

We now know a lot more about how the revamped game will actually work. Random deployment is gone, with creeps spawning in predictable positions while Heroes can be plopped wherever you like. The infinite board is gone, too, as each of the three lanes can now only fit five units. This seems… promising?

(more…)

Team Fortress 2's Soldier voice actor has passed away with coronavirus

Posted: 14 Apr 2020 03:04 AM PDT

Rick May, the voice of Team Fortress 2’s Soldier, has died after contracting Covid-19 virus. He was 79. He voiced several game characters in his career, notably Peppy Hare in the Starfox games, but he was best known as the growly, rocket-toting military man in Valve’s online shooter.

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Mount And Blade 2 Bannerlord siege guide: how to attack towns and castles

Posted: 14 Apr 2020 02:48 AM PDT

Mount And Blade 2 Bannerlord siege

To get your own settlements in Mount And Blade 2 Bannerlord, the most direct way will be to lay siege to a town or castle. Doing so is extremely risky without having ample supplies and a high enough skill point rating in engineering, and that’s not counting other armies interfering in your plans.

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Mount And Blade 2 Bannerlord marriage: how to raise children

Posted: 14 Apr 2020 02:48 AM PDT

mount and blade 2 bannerlord marriageThere comes a time in Mount And Blade 2 Bannerlord where you must think about the next generation. In order to bring new life into the world, you need to seduce a partner. Luckily, this is one of the few things in the game that isn’t especially complicated to achieve once you know how.

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Best graphics card 2020: The best AMD and Nvidia GPUs for gaming

Posted: 14 Apr 2020 02:32 AM PDT

Best graphics card 2020

With games becoming an increasingly important distraction in these strange times, you might be thinking it’s time to upgrade your PC with one of today’s best graphics cards. It’s a good time to buy one, too, as Nvidia have finally released all their next-gen GTX 16-series and [cms-block] 20-series cards now, and we’ve also had most of the new [cms-block] GPUs as well – all we’re really waiting for is AMD’s ‘Big Navi’ 4K graphics cards.

We should also see some new graphics cards from Intel this year, too, which could use quite an upset to my current best graphics card list. Their upcoming Intel Xe graphics cards won’t be here until later this year, though, so for now it’s still a two-horse race between Nvidia and AMD. Regardless of whether you’re looking for a graphics card for playing games at 1080p, 1440p or 4K, my best graphics card list has got you covered.

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Take another Journey when it comes to Steam in June

Posted: 13 Apr 2020 02:34 PM PDT

Thatgamecompany’s lovely desert wandering game is floating through another barrier. It first arrived on PC via the Epic Store last summer and, as many games are wont to do when that exclusivity period is up, Journey will land on Steam in June. It’s a personal favorite of mine, so I’ll gladly cheer it on to its new destination as I did when it finally made it to PC last year. (more…)

PT is even creepier as an old Macintosh game

Posted: 13 Apr 2020 01:08 PM PDT

Sure, Kojima’s experimental horror hallway was creepy when it first graced our screens in 2014, but PT looks even creepier if you push it further into the past. Developer Ryan Trawick, who’s made some other odd things wot we’ve liked, has recreated the spooky groundhog day in the antique application HyperCard. It looks quite moody in old black and white.

(more…)

Terraria's final update, Journey's End, arrives in May

Posted: 13 Apr 2020 12:00 PM PDT

Terraria - Best Survival Games 2020

We’ve dug far enough into the depths at last. Terraria‘s big final update, Journey’s End, has been planned for quite a while, bringing a whole slew of new items, bosses, and baddies to the world. It’s been a bit longer in coming than originally planned, but Re-Logic have now announced that the 1.4 update is coming on May 16th.

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Crytek are booting up something Crysis related

Posted: 13 Apr 2020 10:08 AM PDT

After a long sleep, Crysis appears to be waking up. Crytek have been busy in the meantime with the likes of Hunt: Showdown while Crysis took something of a cold-storage nap. The  super serious super soldier FPS series added Crysis 3 to the stables back in 2013. Seven years later, the official Crysis Twitter account is broadcasting signs of life.

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Developers of your favourite games share what they're most proud of making

Posted: 13 Apr 2020 09:00 AM PDT

Times are strange and frightening. But one point of great solace for me has been hearing people celebrating things in their lives. It feels especially important right now to hold on to what makes us all proud about what we do and who we are. And what I really love is people showing off things they’re proud of making.

So I’ve been asking a bunch of developers to pick out something they’ve created that brings them pleasure to look back on. And here they are, including Harvey Smith remembering his input on Deus Ex and Dishonored, Derek Yu on one of his first-ever games. There’s pride in doing something for someone else’s game, in the power of details and in little inventions, and ah gosh, shut up, let’s just tuck into a big slice of escapist positivity. (more…)

This posting includes an audio/video/photo media file: Download Now

Now you can beat Half-Life: Alyx without VR thanks to this mod

Posted: 13 Apr 2020 08:17 AM PDT

It was only a matter of time. Shortly after Half-Life: Alyx‘s release, modders were already tinkering with ways to play Alyx without VR. Now there’s a mod that will actually let you complete the game entirely with a regular display, though it sounds like a slightly finicky experience. This likely won’t be the end of the road for VR-less Alyx, but it’s certainly a milestone.

(more…)

Latest World News, World News, Current Affairs, Daily Current Affairs

Posted: 14 Apr 2020 03:48 AM PDT

Latest World News, World News, Current Affairs, Daily Current Affairs


Commentaries, Analysis, And Editorials -- April 13, 2020

Posted: 13 Apr 2020 08:25 PM PDT



Stan Grant, ABC News Online: Coronavirus has sped up changes to global order and sovereignty is making a comeback

According to Prime Minister Scott Morrison, sovereignty is in, ideology is out. Well, he is half right.

Sovereignty is certainly making a comeback. End of ideology? Not so fast.

Let's deal first with sovereignty.

The coronavirus crisis has only hastened what was already underway.

What is known as the global liberal order has endured a blowback in recent years, with a renewed emphasis on sovereignty leading to a more assertive nationalism.

Thirty years since American political scientist Francis Fukuyama declared "the end of history" — the triumph of liberal democracy over communism ushering in an ascendant global capitalism — history has most definitely returned.

Read more ....

Commentaries, Analysis, And Editorials -- April 13, 2020

The New Metrics for Building Geopolitical Power in a New World -- Emily de La Bruyere, National Interest

How China Deceived the WHO -- Kathy Gilsinan, The Atlantic

How the world battled the 1918 flu pandemic -- DW

The coronavirus collapse is upon us -- Eswar Prasad and Ethan Wu, Brookings

Coronavirus is accelerating the advance of nationalism over globalization -- William Moloney, The Hill

America Needs an American Pandemic Strategy -- Audrey Kurth Cronin Patrick M. Cronin, National Interest

Coronavirus upends Putin's political agenda in Russia -- Daria Litvinova, AP

Inside Macron's Coronavirus War -- Rym Momtaz, Politico EU

How China Deceived the WHO -- Kathy Gilsinan, The Atlantic

Iran's Political Pandemic -- Hiva Feizi & Jason Brodsky, Radio Farda

Saudi Arabia wants out of Yemen -- Bruce Riedel, Brookings

Saudi Arabia is preparing to end the war in Yemen -- Imad K Harb, Al Jazeera

World News Briefs -- April 13, 2020 (Evening Edition)

Posted: 13 Apr 2020 08:09 PM PDT



Daily Mail: Coronavirus is TEN TIMES deadlier than the 2009 swine flu pandemic which killed 200,000, WHO reveals as it stress a vaccine will be needed to fully halt transmission

* WHO chief Tedros Adhanom Ghebreyesus said the organisation was still learning
* The infection has killed nearly 115,000 people globally and seen over 1.8m cases
* The WHO said 18,500 people died of swine flu but the Lancet said up to 575,400
* Tedros warned while Covid-19 accelerated quickly, 'it decelerates much slowly'

Coronavirus is ten times deadlier than the 2009 swine flu pandemic and a vaccine will be needed to halt it, the World Health Organisation has said.

WHO chief Tedros Adhanom Ghebreyesus told a virtual briefing from Geneva the organisation was constantly learning about the bug sweeping the globe.

The incredibly contagious infection has now killed nearly 115,000 people and seen over 1.8million cases globally.

Tedros said: 'We know that Covid-19 spreads fast, and we know that it is deadly, ten times deadlier than the 2009 flu pandemic.'

Read more ....

COVID-19 CORONAVIRUS PANDEMIC -- LIVE UPDATES

Coronavirus live news: cases worldwide near 2 million as Trump repeats WHO funding threat -- The Guardian

Coronavirus latest: Trump claims his 'authority is total' as global cases top 2 million -- DW

Coronavirus update: New York deaths surge past 10,000, some businesses reopen in Spain, Donald Trump says he won't fire top expert Anthony Fauci -- ABC News Online

Nearly two million confirmed with coronavirus: Live updates -- Al Jazeera

Coronavirus: Which countries have confirmed cases? -- Al Jazeera

MIDDLE EAST

U.S. oil sanctions against Iran are unjust: Rouhani.

Iran records 4,585 coronavirus deaths as restrictions eased.

Turkey's coronavirus death toll rises by 98 to 1,296: health minister.

Turkish parliament passes bill to release thousands from prison amid coronavirus.

Yemen 'faces nightmare' as first coronavirus case confirmed.

COVID-19: 4 health officials sacked in Saudi Arabia.

U.S. welcomes apparent consensus on forming a government in Iraq: Pompeo.

Netanyahu, Gantz re-engage to broker emergency unity gov't in Israel. Israel's Gantz, Netanyahu given 48 hours to negotiate unity government.

ASIA

South Korea votes in first national election of coronavirus era.

South Korean leader's popularity rises ahead of elections Wednesday.

Kim Jong-un's sister returns as North Korea's propaganda chief - months after she was axed following collapse of her brother's summit with Donald Trump.

Taliban releases 20 prisoners to restart intra-Afghan peace talks.

Afghanistan: Taliban prisoner exchange an 'important step,' says US envoy.

Taliban meet with GEN Miller amid tensions over peace deal.

Indian army accused of using Kashmiris as human shields in border skirmish with Pakistan.

India issues strong demarche to Pakistan over killing of its civilians in cross-border firing.

Kim Jong Un skips North Korea's Supreme People's Assembly.

World Bank projects declining economies in South Asia. World Bank warns South Asia's economic growth to slump.

AFRICA

Coronavirus in Africa tracker.

Locusts leave a million hungry in Ethiopia, UN says.

Libyan forces capture 2 cities in fight against Haftar, loyalists.

Libya's GNA says it shot down Haftar jets.

Libyan coronavirus hospital closes amid attacks.

US, African nations express 'extreme concern' over alleged coronavirus-related racism in China.

China counters accusations of racism against African residents.

Second wave of locusts in east Africa said to be 20 times worse.

Ebola deaths in Congo halt plan to declare virus eradicated.

WHO sounds alarm over new Ebola case in Congo.

Ghana's morgues congested as families shun private burials.

EUROPE

Italy's Covid-19 death toll tops 20,000.

Hundreds of thousands return to work as Spain relaxes coronavirus lockdown.

UK to remain in lockdown as coronavirus deaths rise above 11,000.

French new coronavirus death toll rises by 574 to 14,967.

Promising 'better days,' Macron extends France's lockdown until May 11.

Coronavirus: Huawei urges UK not to make 5G U-turn after pandemic.

UK Labour Party orders probe into leaked anti-Semitism report.

Radiation levels rise as fires burn near Chernobyl's former nuclear power plant.

Paul Whelan: Russia spy trial opens for ex-US marine.

AMERICAS

Cuomo says 'worst is over' as NY deaths cross 10,000.

New York and other US states plan for reopening as Covid-19 cases 'plateau'.

Trump claims he, not governors, has authority on opening state economies.

Trump officials want delay in census due to coronavirus: Lawmaker.

Bernie Sanders endorses Joe Biden for president.

Canadian care homes become coronavirus hotspots.

Police collect nearly 800 bodies from Ecuador's virus epicentre.

Mexico registers 5,014 cases of coronavirus and 332 deaths - health ministry.

Warnings as Nicaragua continues life as normal.

Latin America turns to faith during coronavirus pandemic.

TERRORISM/THE LONG WAR

Terrorism in the UK: Number of suspects tops 40,000 after MI5 rechecks its list.

U.S. offers $10 million reward for Hezbollah's commander in Iraq.

How the coronavirus is reshaping terrorists' attack plans.

ECONOMY/FINANCE/BUSINESS

OPEC and allies agree to cut oil production to nearly 10 million barrels a day. OPEC, allies reach deal to cut 10% of global oil output.

Trump says OPEC+ consider cutting global oil output by 20 million barrels a day.

'Worse than 9/11 and the 2008 crash combined': Global tourism takes a hit from Covid-19.

G20 health ministers to speak next week about coronavirus: statement.

Military And Intelligence News Briefs -- April 13, 2020

Posted: 13 Apr 2020 06:14 PM PDT

The Chinese aircraft carrier Liaoning with Chinese guided-missile destroyers and frigates took part in a combat exercise in the Western Pacific in April 2018. Ministry of National Defense of China

Military Times/Stars and Stripes: China Sends Aircraft Carrier near Japan, Taiwan as US Navy Struggles with Coronavirus

YOKOSUKA NAVAL BASE, Japan -- Japan and Taiwan kept watch on the Chinese aircraft carrier Liaoning and its strike group as they steamed through the Miyako Strait and past Taiwan over the weekend, according to the Japanese Ministry of Defense and published reports Monday.

The Liaoning and five accompanying warships passed through the 155-mile-wide strait halfway between the Japanese islands of Okinawa and Miyako on Saturday, turned south and passed east of Taiwan on Sunday, according to reports. The strait is wide enough to qualify as an international waterway.

Read more ....

Military And Intelligence News Briefs -- April 13, 2020

Chinese aircraft carrier sails past Japan, Taiwan -- UPI

Taiwan scrambles warships as PLA Navy aircraft carrier strike group heads for the Pacific -- SCMP

China and Vietnam 'likely to clash again' as they build maritime militias -- SCMP

Japan Intercepted Chinese Military Aircraft 675 Times in Fiscal Year 2019 -- The Diplomat

Europe's armed forces face a war against coronavirus as military infections rise -- World Economic Forum

Military Times/AP: World's Militaries Face a New Enemy in Virus Outbreak -- Military Times/AP

Despite COVID-19, U.S. Military Remains Ready to Fight -- US Department of Defense

Almost 600 Sailors on Carrier Roosevelt Have Tested Positive for COVID-19 -- USNI News

Pentagon May Relocate One of its 2 Navy Hospital Ships -- Military.com

Pentagon awards $415M contract for machines to disinfect N95 masks -- the Hill

Pilots complete carrier qualifications aboard USS Gerald R. Ford -- UPI

Navy Cancels Carrier Homecoming Plans Amid Coronavirus Pandemic -- Military.com

General Dynamics nabs $55.9M to make missile tubes for U.S., Britain -- UPI

US Air Force Wants to Refit Lancer Bombers to Carry 31 Hypersonic Missiles Each -- Sputnik

Boeing resumes production of P-8, KC-46 military planes -- UPI

Boeing to reopen the KC-46 and P-8 production lines -- Defense News

Lawmakers cry foul as Trump considers retreating from Open Skies Treaty -- The Hill

Relations Between The White House And Military Leadership -- NPR

First candidate for US Army's future tactical drone gets first soldier-operated flight -- Defense News

Destroyer Captain Was Fired for Lying About Ship's Position: Navy Investigation -- Military.com/The San Diego Union-Tribune

Military 'Spear Phishing' Scams Surge as Pentagon Shifts to Telework -- Military.com

It's Official: Most Zoom Versions Now Off-Limits to the Military -- Military.com

US Government Approves $155 Million Sales of Torpedoes, Missiles to India -- Sputnik

US Officials: Missile Defense Systems Now Operating in Iraq -- Military.com/AP

Patriot deployment to Iraq is helpful, but insufficient against Iran -- Bradley Bowman and Maj. Liane Zivitski, Defense News

'Mistakes Were Made': US' $100 Million Niger Air Base May Have Violated Law - IG Report -- Sputnik

The 4 Types Of Narco Submarines The US Military Faces -- Forbes

US State Dept. clears sales of Dutch weapons, South Korean F-35 support -- Defense News

Russian Army Receives Its First Backfitted T-90M Tanks Codenamed 'Breakthrough' -- Sputnik

Vladimir Putin says Russia may need army to help battle coronavirus crisis after record daily rise in cases -- Evening Standard

South Korea Reports More Recovered Covid-19 Coronavirus Patients Testing Positive Again

Posted: 13 Apr 2020 05:00 PM PDT





The Hill: Coronavirus patients are testing positive after recovery

South Korea reported Monday at least 116 patients who had been cleared of the virus tested positive again

* South Korea health officials say the virus may have been reactivated rather than patients becoming reinfected.
* The World Health Organization (WHO) is investigating the incidents.
* It's not clear why the patients tested positive after testing negative.

South Korea reported Monday that at least 116 people who were believed to have recovered from the novel coronavirus have tested positive for the virus again, according to Reuters.

South Korea said last week that dozens of patients who had been cleared of COVID-19 and were being prepared for discharge tested positive. Jeong Eun-kyeong, director of the Korea Centers for Disease Control and Prevention (KCDC) has said rather than being reinfected, patients may be suffering from a "reactivated" coronavirus, Reuters reports.

Read more ....

WNU Editor: If true, this is a nightmare scenario. If the virus can be 'reactivated'.... it means that like HIV or herpes this virus can remain in the body and flare up in the future, unwittingly infecting those who come in contact with the "cured" person.

More News On South Korea Reporting Recovered Covid-19 Coronavirus Patients Testing Positive Again

South Korea reports more recovered coronavirus patients testing positive again -- Reuters
South Korea Sees Rise In 'Reactivated' Coronavirus Patients Who Were Initially Cured of Virus -- Newsweek
Coronavirus has 'reactivated' in more than 100 South Koreans who recovered -- NYPost
WHO to investigate coronavirus 'reactivation' in South Korean patients: report -- FOX News

US Navy Has Decided To Leave The Harry S. Truman Carrier Strike Group Out At Sea To Keep Sailors From Catching Covid-19

Posted: 13 Apr 2020 04:29 PM PDT

The aircraft carrier USS Harry S. Truman (CVN 75) and ships assigned to the Harry S. Truman Carrier Strike Group (HSTCSG) transit the Atlantic Ocean while conducting composite training unit exercise (COMPTUEX) on February 16, 2018. US Navy/Mass Communication Specialist 2nd Class Scott Swofford

Business Insider: The US Navy is leaving a carrier strike group at sea to keep sailors from catching the coronavirus

* Responding to the coronavirus, the Navy has decided to leave the Harry S. Truman carrier strike group out at sea for at least three weeks rather than bring it home, the service said in a statement Monday.
* The carrier and its accompanying surface ships will remain in the Western Atlantic and conduct sustainment operations underway.
* "In the face of COVID-19, we need to protect our most valuable asset, our people, by keeping the ship out to sea," 2nd Fleet Commander Vice Adm. Andrew Lewis said in a statement.

A US Navy carrier strike group has wrapped up its latest deployment, but it isn't coming home just yet due to concerns about to the coronavirus.

The Harry S. Truman Carrier Strike Group recently completed a nearly five-month deployment to the 5th and 6th Fleet areas of operation. At one point during the deployment, the USS Harry S. Truman conducted operations alongside the USS Dwight D. Eisenhower in a message to Iran.

The Navy announced in a statement Monday that the CSG will remain at sea in the Western Atlantic for the time being rather than return to its homeport of Norfolk, Va. The service says it will evaluate the situation and update sailors and their families on its plans again in three weeks.

Read more ....

WNU Editor: Its only for three weeks.

IMF Expects The 2020 Global Economy To Expeirence The Worst Fallout Since The Great Depression (Update)

Posted: 13 Apr 2020 04:20 PM PDT



Small Caps: IMF expects worst economic fallout since The Great Depression

International Monetary Fund (IMF) managing director Kristalina Georgieva has delivered a sombre message about the impact of the COVID-19 pandemic, warning that the IMF is expecting the worst economic fallout since The Great Depression.

However, Ms Georgieva in her video address stressed the positive, indicating the resolution with which the fund is confronting the pandemic's effects.

"These are the times for which the IMF was created — we are here to deploy the strength of the global community, so we can help shield the most vulnerable people and revitalise the economy," she said.

Read more ....

Update: World Bank, IMF Push to Consolidate Patchwork Approach to Coronavirus Crisis (WSJ)

WNU Editor: The money that the IMF is offering will not even make a small dent in helping these 25 countries .... IMF to provide debt relief for 25 countries to help them address pandemic (Reuters).

Will The Covid-19 Coronavirus Pandemic Help The U.S. Air Force Retain Its Pilots

Posted: 13 Apr 2020 02:34 PM PDT

Wisconsin ANG

Air Force Times: Commercial aircraft industry's woes could help Air Force pilot retention

It's too early to know how the new coronavirus pandemic could impact ongoing Air Force efforts to decrease the pilot shortage, the head of Air Education and Training Command said Friday.

"Well, it's not helping," said AETC Commander Lt. Gen. Brad Webb, who acknowledged that the service's undergraduate pilot training capacity has been reduced due to the spread of COVID-19.

Though the production of new pilots could suffer, there is a silver lining: Usually during times of crisis, the Air Force is able to retain a greater number of experienced pilots who might have retired and moved to the commercial sector, Webb said during the teleconference with reporters.

Read more ....

WNU Editor: I do not see commercial/civilian aircraft flying as much as they use to. Definitely not for another year. So yes. The U.S. Air Force will retain its pilots, and may gain even more.

Africa Now Bracing For A Second Wave Of Locusts Said To Be 20 Times Worse

Posted: 13 Apr 2020 01:22 PM PDT

The desert locusts, some in swarms the size of Moscow, have already chomped their way through much of East Africa, including Ethiopia, Somalia, Kenya (pictured), Djibouti, Eritrea, Tanzania, Sudan, South Sudan and Uganda

Daily Mail/AFP: Huge swarms of locusts rip through 500,000 acres of crops in Ethiopia leaving a million facing food crisis as Africa braces for another destructive plague

* A United Nations report found millions of citizens in need of emergency food aid
* Africa is braced for a second wave which could be 20 times more than the first
* Breeding has been spurred by one of the wettest rainy seasons in the region

Billions of locusts have laid waste to 500,000 acres of Ethiopian cropland and unleashed a food crisis.

A United Nations report found that the devastation caused by the swarms have left millions of citizens in need of emergency food aid.

The findings from the UN Food and Agriculture Organisation, which recently concluded a joint assessment with the Ethiopian government, come as the region is bracing for new swarms that could be even more destructive.

This second wave of pests to spawn in Africa could to be 20 times larger than the first - which was already the worst in 70 years in some nations.

Read more ....

WNU Editor: Talk about a "perfect storm". A pandemic that is starting to spread throughout Africa followed by a second massive invasion of locusts .... Second wave of locusts in east Africa said to be 20 times worse (The Guardian).

Beijing’s Buildup In The South China Sea Continues

Posted: 13 Apr 2020 01:06 PM PDT

A 2016 satellite image shows what is claimed to be an under-construction airstrip at Chinese-controlled Fiery Cross Reef in the Spratly Islands. (DigitalGlobe)

Los Angeles Times: What the coronavirus hasn't stopped: Beijing's buildup in the South China Sea

SINGAPORE — Even as China's President Xi Jinping mobilized a "people's war" against the coronavirus, Chinese warships were busy on another front: maintaining their pressure campaign in the South China Sea, where a buildup of military activity foreshadows a new U.S.-China cold war.

Across the resource-rich waterway, China Coast Guard and paramilitary vessels have continued to harass fishing boats, military ships and oil and gas rigs belonging to smaller Southeast Asian states that reject Beijing's sweeping claims over nearly the entire sea.

Last month, the Chinese navy carried out combat drills with a fleet of submarines, fighter jets and fast-moving missile boats. The exercises occurred as a U.S. aircraft carrier in the region was sidelined thousands of miles away in Guam, its crew members and former commander sickened with COVID-19.

Read more ....

WNU Editor: China is also focusing on the East China Sea .... Is China Getting Ready for an East China Sea Showdown? (National Interest).

Report: China's Mekong River Dams Are Causing A Drought In Laos, Myanmar, Thailand, Cambodia, And Vietnam

Posted: 13 Apr 2020 12:39 PM PDT

Reuters: Chinese dams held back Mekong waters during drought, study finds

BANGKOK (Reuters) - China's Mekong River dams held back large amounts of water during a damaging drought in downstream countries last year despite China having higher-than-average water levels upstream, a U.S. research company said in a study.

China's government disputed the findings, saying there was low rainfall during last year's monsoon season on its portion of the 4,350-km (2,700-mile) river.

The findings by Eyes on Earth Inc., a research and consulting company specialising in water, published in a U.S.-government funded study, could complicate tricky discussions between China and other Mekong countries on how to manage the river that supports 60 million people as it flows past Laos, Myanmar, Thailand and through Cambodia and Vietnam.

Last year's drought, which saw the Lower Mekong at its lowest levels in more than 50 years, devastated farmers and fishermen and saw the massive river recede to expose sandbanks along some stretches and at others turned from its usual murky brown to bright blue here because waters were so shallow and lacking in sediment.

Read more ....

WNU Editor: Laos and Cambodia are also building dams. I am sure the Vietnamese are steamed about this, and they cannot do anything to change this.

China Boasts That The Covid-19 Coronavirus Is Not An Issue For Its Military

Posted: 13 Apr 2020 01:14 PM PDT

China's aircraft carrier Liaoning takes part in a military drill of Chinese People's Liberation Army (PLA) Navy. REUTERS

CNN: China's PLA Navy is controlling coronavirus and aircraft carrier's deployment proves it, report says

(CNN)A Chinese naval flotilla headed into the Pacific over the weekend, evidence that the People's Liberation Army Navy has done a much better job controlling coronavirus than the US Navy, according to a story posted on the PLA's English-language website.

The aircraft carrier Liaoning led the group, which included two guided-missile destroyers, two guided-missile frigates and an auxiliary ship, according to the report from state-run tabloid Global Times. It cited Japanese and Taiwanese reports and noted the PLA had not confirmed the operation.

The report said that the Chinese carrier was carrying out this operation while four US Navy aircraft carriers -- the USS Theodore Roosevelt, the USS Ronald Reagan, the USS Carl Vinson and the USS Nimitz -- have reported cases of coronavirus, crimping their operations.
The Roosevelt, now docked in Guam, has been hit the hardest by the virus, with 585 cases among its crew of more than 4,000 people. Almost all of them have been moved ashore on the island and work is going on to disinfect the ship, delaying its ability to deploy.

The PLA Navy has no such issues, Chinese military experts told the Global Times.

Read more ....

WNU Editor: The Global Times article that is making this boast is here .... PLA aircraft carrier sails through Miyako Strait (ECNS.cn/Global Times). What's my take? China treats its military personnel differently from the U.S. and other Western and Western-allied nations. I also learned a long time ago, doubly so with this coronavirus pandemic, to not trust anything coming out from China.

Update: More on this Chinese naval deployment can be read here .... Taiwan Scrambles Warships As PLA Navy Aircraft Carrier Strike Group Deploys Close To The Island (April 12, 2020).

U.S. Director of the National Institute of Allergy And Infectious Says America Was Giving Wrong Information About The Virus 'From The Beginning'

Posted: 13 Apr 2020 11:12 AM PDT


Just The News: Fauci says U.S. was given wrong information about virus "right from the beginning"

When the crisis abates, the source of the wrong information will be looked into, Fauci says.

The U.S. was given inaccurate information about the coronavirus at the beginning of the crisis Director of the National Institute of Allergy and Infectious Diseases Dr. Anthony Fauci said on Saturday.

When Fox News host Jesse Watters asked Fauci if he believes China or the World Health Organization "misled" him or if the WHO leader himself could have been "deceived," Fauci noted that while he does not know the details behind the inaccurate information, it was disseminated from the start of the crisis.

"You know I don't know where the missteps went, the only thing I know what the end result was, that early on we did not get correct information," Fauci said. "And the incorrect information was propagated right from the beginning because you know when the first cases came out, that were identified I think on December 31st in China and we became aware of this, they said this was just animal to human period."

Read more ....

WNU Editor: Director of the National Institute of Allergy and Infectious Diseases Dr. Anthony Fauci does not name the World Health Organization or China for giving this "wrong information". But they were the only two sources for information on the virus during that time for the U.S. and other countries to make decisions on how to face this disease.

Update: Contrary to numerous media reports, the White House is not going to fire Director of the National Institute of Allergy and Infectious Diseases Dr. Anthony Fauci (see below).

Morgan Stanley Publishes Its Projected Full Timeline Of Upcoming Coronavirus Milestones

Posted: 13 Apr 2020 10:50 AM PDT



Zero Hedge: Morgan Stanley Publishes Full Timeline Of Upcoming Coronavirus Milestones; Sees Second Coronavirus Peak In December

Now that it has become clear that every day that the US economic shutdown continues as a result of the coronavirus pandemic means billions in economic losses and untold damages to the social fabric of the United States where over 20 million people will soon be unemployed, what all analysts - and frankly everyone else - want to know is i) when will the US reach the peak of the coronavirus curve and ii) when will the US start reopening.

Addressing the first, we showed some good news yesterday when the latest JPMorgan coronavirus "curve" showed the US fast approaching the peak of the curve, i.e., the end of the "late accumulation" phase, and sliding into recovery.

Read more ....

WNU Editor: When it comes to Covid-19  projections, it is a relief to say that they have fallen short in their "worst" scenarios. The possibility of a second wave is worrisome. Second pandemic waves have happened in the past, and there is no reason to say that it will not happen with this one.

Israel's Mossad Is Helping To Combat The Covid-19 Coronavirus Pandemic

Posted: 13 Apr 2020 10:27 AM PDT

Mossad director Joseph (Yossi) Cohen attends a cybersecurity conference, Tel Aviv University, Israel, June 25, 2019. REUTERS/Corinna Kern

Central News Now/New York Times: Israel's Not-So-Secret Weapon in Coronavirus Fight: The Spies of Mossad

TEL AVIV, Israel — When Israel's health minister was found to be infected with the coronavirus early this month, all high-level officials in close contact with him were quarantined, including one who stood out: the director of the Mossad, the storied Israeli spy service.

Mossad officers, primarily associated with covert operations abroad in the name of protecting Israel, are not normally in the business of public health.

So Israelis were immediately intrigued.

Why would the Mossad director, Yossi Cohen, a widely respected figure in the country, have even been in the same room as the health minister, Yaakov Litzman?.

Mr. Cohen's powerful agency, it turns out, has been deeply involved in Israel's fight against the virus, and has been one of the country's most valuable assets in acquiring medical equipment and manufacturing technology abroad, according to Israeli medical and security officials.

As countries around the world compete ferociously for limited supplies during the pandemic, they are turning to any help available, and flexing their muscles unapologetically.

Read more ....

WNU Editor: I am curious if other intel agencies around the wold are doing the same thing as Mossad.

More News On Mossad's Role In Helping Israel To combat The Covid-19 Coronavirus Pandemic

Mossad, Netanyahu's secret weapon against the coronavirus -- Al-Monitor
Israel's coronavirus outbreak: Mossad spy agency hunting for ventilators, other medical supplies -- The Washington Post
Israel's Mossad Spy Agency Nabs 100,000 Virus Test Kits -- Bloomberg
Mossad obtains huge supply of masks, ventilators to help fight coronavirus -- New York Post

Eight European Countries Have More Than Three Times The Coronavirus Deaths As The United States

Posted: 13 Apr 2020 09:33 AM PDT



U.S. Covid-19 Total Deaths                 : 22,154

Italy Covid-19 Total Deaths                   : 19,899
Spain Covid-19 Total Deaths                 : 17,489
France Covid-19 Total Deaths                : 14,412
U.K. Covid-19 Total Deaths                   : 11,346
Belgium Covid-19 Total Deaths             :   3,903
France Covid-19 Total Deaths                :   3,022
Netherlands. Covid-19 Total Deaths       :  2,833
Switzerland Covid-19 Total Deaths        :   1,129

European Covid-19 Death Toll             : 74,033
(Top 8 European countries)

WNU Editor: The U.S. population is 330 million versus 360 million in these 8 European countries. These numbers explain why many Europeans are unhappy with the response of their governments to the Covid-19 pandemic.

Hat tip John Hopkins University for the above Covid-19 death numbers. (April 13, 2020. 12:00 EST).

Videos For Today

Posted: 13 Apr 2020 08:54 AM PDT







WNU Editor: Started a War News Updates Youtube channel a few weeks ago. Please subscribe to support the channel.

For U.S. Military Personnel: Authorized Masks While In Uniform

Posted: 13 Apr 2020 08:02 AM PDT

U.S. Sailor Aboard USS Theodore Roosevelt Dies Of Coronavirus

Posted: 13 Apr 2020 07:47 AM PDT

A sailor who tested positive for coronavirus on board USS Theodore Roosevelt has died. The unidentified sailor was admitted into intensive care on Thursday

Daily Mail: USS Theodore Roosevelt sailor who tested positive for coronavirus DIES after it was revealed Captain Brett Crozier feared COVID-19 would kill 50 of his crew

The unidentified sailor tested positive March 30, was taken off the ship and was put in isolation housing with four other people
He was found unresponsive Thursday and moved to the ICU at a local hospital
Nearly 600 sailors on the aircraft carrier, docked in Guam, have tested positive
Captain Brett Crozier sent a memo urging the Navy to respond more quickly to a coronavirus outbreak on the ship and was fired as a result
He sent a memo after a doctor warned 50 crew could die if something wasn't done

A sailor who tested positive for coronavirus on board USS Theodore Roosevelt has died.

The name of the sailor was not revealed but it was a member of the Navy who had tested positive for the virus on March 30 and was taken off the ship and moved into isolation accommodation with four others.

On Thursday he was found unresponsive during a medical check and was moved to a local hospital's intensive care unit.

The death comes after it was revealed Captain Brett Crozier knew he could face firing for breaking protocol and sending a memo urging the Navy to respond more quickly to an outbreak on the ship.

Read more ....

More News On A U.S. Sailor Aboard The USS Theodore Roosevelt Dying Of Coronavirus

Sailor on USS Roosevelt, whose captain was fired after pleading for help, dies of coronavirus -- USA Today
U.S. sailor from coronavirus-hit aircraft carrier dies after contracting virus -- Reuters
Sailor aboard USS Theodore Roosevelt dies of coronavirus -- CNN
First Navy Sailor From USS Theodore Roosevelt Dies of Coronavirus -- Newsweek
Sailor from USS Theodore Roosevelt dies of coronavirus -- Politico

Pentagon Drew Up Secret Plans To Invade Britain During The Cold War

Posted: 13 Apr 2020 07:17 AM PDT

America drew up plans to invade Britain in case England became part of Soviet Union

Daily Mail: America drew up secret plans to invade Britain during the Cold War because US generals feared the UK could be taken over by the Soviet Union

* America drew up plans to invade Britain in case England became a part of the Soviet Union during the Cold War
* US generals began preparing a counter-offensive if such an event occurred
* After the end of WWII, British secret service bosses received a request for a topographical survey of UK's coastline and beaches
* Operation Sandstone was approved by the armed forces in August 1946

America drew up plans to invade Britain during the Cold War in case England became part of the Soviet Union, documents have revealed.

US generals feared the 'Reds' would themselves invade the UK and insisted the Admiralty help them prepare a counter-offensive.

In August 1946, British secret service bosses received a request from the US Chief of Naval Operations for a topographical survey of Britain's coastline and beaches.

After WWII, the US feared Soviet expansion into Western Europe after Joseph Stalin aggressively drew the Iron Curtain across the Eastern Bloc. Such was the concern in Washington, it was felt the US should be furnished with a full map for a sea offensive.

Read more ....

WNU Editor:The plans were drawn up after the Second World War. That was definitely a time when the international situation in Europe was still up in the air.

Book Review: Another Book That Details Putin's Rise To Power

Posted: 13 Apr 2020 07:09 AM PDT

Vladimir Putin cut his teeth with the Stasi, argues Catherine Belton. Photograph: Reuters

The Guardian: Putin's People by Catherine Belton review – relentless and convincing

This is the most remarkable account so far of Putin's rise from a KGB operative to deadly agent provocateur in the hated west.

In 1985, a young KGB officer arrived in provincial East Germany. His name was Vladimir Putin. What exactly Putin got up to in Dresden is a mystery. The official version says not much: he drank beer, put on weight, lived in an ordinary apartment with his wife, Lyudmila, and their two daughters. While other Soviet spies were having adventures, Putin – so the story goes – sat out the late cold war in a paper-shuffling backwater.

The investigative journalist and former Financial Times reporter Catherine Belton has dug deeper. Her groundbreaking book, Putin's People: How the KGB Took Back Russia and then Took on the West, offers a far more terrifying version. Putin was a senior liaison officer with the Stasi, East Germany's secret police, she suggests. And Dresden was a key base for KGB operations, including murderous ones, in which Putin allegedly played a direct part.

Read more ....

WNU Editor: I have said this more than once before. The true details on how Putin rose to power will only come out five to ten years after he has passed away.

Latest Business News

Posted: 13 Apr 2020 11:13 PM PDT

Latest Business News


How to Start a Business From Scratch With No Money

Posted: 13 Apr 2020 06:02 PM PDT

Does it take money to make money? If you've got a great idea, find out how to start a business from scratch with little to no money.

financial dictionary pdf - financial terminology dictionary - financial dictionary app

Posted: 13 Apr 2020 10:30 PM PDT

financial dictionary pdf - financial terminology dictionary - financial dictionary app


Gig Economy Definition

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In a gig economy, temporary jobs are commonplace and companies tend to hire independent contractors and freelancers instead of full-time employees.

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Are Money Market Accounts And Money Market Funds Safe?

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Money market accounts and money market funds are relatively safe, but only one type is insured by the FDIC. Learn more about these investments.

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Commercial Mortgage-Backed Securities (CMBS) Definition

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Commercial mortgage-backed securities (CMBS) are fixed-income investments backed by mortgages on commercial properties rather than residential real estate.

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Declining Balance Method Definition

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In using the declining balance method, a company reports larger depreciation expenses during the earlier years of an asset's useful life.

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How Is a Put Option Exercised?

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A put option is a contract allowing its holder the right to sell a set number of equity shares at a strike price prior to expiration.

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Understanding How Options Are Priced

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Before venturing into the world of trading options, investors should have a good understanding of the factors determining the value of an option.

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Costco Stock Is Trading in a Range With Neutral Charts

Posted:

The company's members-only wholesale warehouses remain open during the pandemic but with shorter hours of operation.

Walmart Stock Has Entered a Period of High Volatility

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The retail giant's streak of earnings beats ended when it missed expectations on Feb. 18, initiating a period of volatility.

Interest Rate Risk

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Interest rate risk is the danger that the value of a bond or other fixed-income investment will suffer as the result of a change in interest rates.

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What to Expect in the Markets This Week

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Next week the U.S. releases retail sales data, China releases GDP data, and JPM and BAC release their quarterly earnings.

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Non-Exempt Employee Definition

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A non-exempt employee is one who qualifies to earn at least minimum wage and receive overtime under the federal Fair Labor Standards Act (FLSA).

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Junk Bond Definition

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Junk bonds are debt securities rated poorly by credit agencies, making them higher risk (and higher yielding) than investment grade debt.

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High-Yield Bond Definition

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A high-yield, or "junk" bond has a lower credit rating and thus pays a higher yield due to having more risk than higher rated bonds.

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Corporate Bond Definition

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A corporate bond is an investment in the debt of a business, and is a common way for firms to raise debt capital.

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Option Greeks: The 4 Factors to Measure Risks

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The Greeks, as they're known to options traders, are the key factors that can influence options pricing. They're used to predict price movements.

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The Financial Effects of a Natural Disaster

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The cost of natural disasters is borne by individual property owners in the areas affected, but the public also picks up a large part of the tab.

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Should You Take the Cash or Reinvest Your Dividends?

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If you own a stock or fund that pays dividends, you have to decide whether to pocket the cash or reinvest the dividends.

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Commodities Trading: An Overview

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Trading commodities can seem challenging to a novice trader but we break it down for you and how to invest in them.

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5G Network: Top 3 Companies to Invest in Before 2021

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According to a report by Bank of America Merrill Lynch, these companies are developing the equipment needed to make the ongoing development of next-generation 5G mobile technology a reality.

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Should You Pawn Your Valuables?

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Pawnshops provide easy access to short-term loans, but they aren't the only option.

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Government Stimulus Efforts to Fight the COVID-19 Crisis

Posted:

Governments and Central Banks are implementing stimulus measures all around the world to fight the economic disruption of COVID-19. Here's what they're doing.

Primary Market Corporate Credit Facility (PMCCF)

Posted:

The Primary Market Corporate Credit Facility (PMCCF) is a Fed program to extend credit to large employers during the COVID-19 coronavirus crisis.

The 4 Best Total Market Index Funds

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Learn about the top four mutual and exchange-traded funds that specialize in investing in broad total market indices of the U.S. equity market.

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A Beginner's Guide to Hedging

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Learn how investors use hedging strategies to reduce the impact of negative events on investments.

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How After-Hours Trading Affects Stock Prices

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Trading stocks during after-hours trading sessions can have a big effect on the price an investor will pay.

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Best Robo-Advisors of April 2020

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Find and compare the best robo-advisors and automated portfolio builders based on fees, customer service, user experience and everything in between.

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Best Robo-Advisors for Beginners in April 2020

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If you're just getting started with investing, and haven't amassed much cash yet, these five robo-advisors feature easy-to-use websites and apps, low minimums, and good education.

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Coinsurance Formula Definition

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A coinsurance formula is the homeowner's insurance formula that determines the amount of reimbursement that a homeowner will receive from a claim.

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How to Invest in Oil

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Investors have many options for getting involved with oil. These methods come with varying degrees of risk and range from direct investment in oil as a commodity, to indirect exposure in oil through the ownership of energy-related equities.One direct method of owning oil is through the purchase of oil futures or oil futures options.

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Best Robo-Advisors for Goal Setting in April 2020

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These five robo-advisors provide the greatest assistance for setting goals and for tracking progress towards those goals.

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Best Robo-Advisors for Sophisticated Investors in April 2020

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These robo-advisors allow a sophisticated investor to fine-tune a portfolio, deleting individual stocks from the suggested portfolios, and possibly pick a replacement.

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Municipal Bond Definition

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A municipal bond is a debt security issued by a state, municipality or county to finance its capital expenditures.

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Cost and Freight (CFR) Definition

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Cost and freight (CFR) is a trade term obligating the seller to arrange sea transportation to a port of destination and provide the buyer with the documents necessary to obtain the goods from the carrier.

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Coding Your Own Algo-Trading Robot

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Many traders are moving to become algorithmic traders but struggle with the coding of their trading robots. Often these traders will find online algorithmic coding information disorganized and misleading, as well as offering false promises of overnight prosperity.

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What Is the Effective Interest Method of Amortization?

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Lean the rationale and advantages of the effective interest rate method and how it is used to amortize a discounted bond over its life.

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Top 2 Cybersecurity ETFs

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There are only four ETFs dedicated to the cybersecurity market, but two are the pack leaders.

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Investopedia’s Best Robo-Advisor Awards

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Investopedia ranks the best robo-advisors, using the most detailed evaluation process in the industry, to help you find the right one for you.

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Understanding Treasury Bonds vs. Treasury Notes vs. Treasury Bills

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There are three ways in which to invest in United States debt: Treasury bonds, Treasury notes, and Treasury bills. The length of time when each matures differs, along with how interest is paid on them.

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An Overview of Itemized Deductions

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Itemized deductions underwent big changes in 2018 due to the Tax Cuts and Jobs Act that last at least until 2025. Let's take a look at them.

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How The Federal Reserve Fights a Recession

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Here's a look at the steps the Fed can take to fight recessions, just as the U.S. faces a steep economic downturn sparked by the coronavirus pandemic.

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How Betterment's Customers are Behaving Amid the Volatility

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How have Betterment's customers behaved during the recent stock market sell-off and volatility?

Understanding Operating Expense vs. Capital Expense

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Learn more about the differences between an operating expense (OPEX) and a capital expense (CAPEX) and how they are treated for tax purposes.

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Treasury Bond (T-Bond) Definition

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A treasury bond is a marketable, fixed-interest U.S. government debt security with a maturity of more than 10 years and which pays periodic interest payments until maturity, at which point the face value is also repaid.

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What Is a Fixed-Rate Bond?

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An investor who wants to earn a guaranteed interest rate for a specified term could purchase a fixed-rate Treasury bond, corporate bond, or municipal bond.

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Fixed Income Definition

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Fixed income refers to assets and securities that bear fixed cash flows for investors, such as fixed rate interest or dividends.

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Real Estate Investing Guide

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Investing in real estate is a popular choice for good reasons, but it's more complicated than owning your typical stocks and bonds. Learn ways to invest in real estate.

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Understanding a Candlestick Chart

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Learn how to read a candlestick chart, as well as spot candlestick patterns that aid in analyzing price direction and previous price movements.

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Biotech vs. Pharmaceuticals: What's the Difference?

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Biotech and pharma are important industry sectors that differ fundamentally in how they derive medical or healthcare treatments.

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ISDA Master Agreement

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An ISDA Master Agreement is the standard agreement commonly implemented to govern over-the-counter derivatives transactions.

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Short Sale (Real Estate)

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In real estate, a short sale is when a homeowner in financial distress sells his or her property for less than the amount due on the mortgage.

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Mutual Insurance Company Definition

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A mutual insurance company is owned by policyholders. Its sole purpose is to provide insurance coverage for its members and policyholders.

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Duopoly Definition

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A duopoly is a situation where two companies own all or nearly all of the market for a given product or service; it is the most basic form of an oligopoly.

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Fast Fashion Definition

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Fast fashion is clothing designs that quickly move from idea to prototype to mass production and consumer availability.

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Do I Have to File Taxes?

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Not everyone needs to file annual tax returns. Learn about the requirements that determine whether or not you must file tax returns each year.

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How to Compare Health Insurance Plans: Aetna vs. Cigna

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This comparison of offerings from Aetna and Cigna shows how you can decide which health insurance plan is best for you and your family.

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Bernie Sanders' Economic Plan: A Second Bill of Rights

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Bernie Sanders could be elected "Organizer in Chief" in 2020. Here's what that would mean for the American economy.

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Understanding Levered vs. Unlevered Free Cash Flow

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The difference between levered cash flow and unlevered free cash flow can determine if a business has the means or financial ability to expand its operations.

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Birchbox Review: Is It Worth It?

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Learn more about the subscription beauty box industry, and discover why Birchbox has become so popular.

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Fallen Angel Definition

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A fallen angel is a bond that had an investment-grade rating but has been reduced to junk bond status due to the issuer's weakened condition.

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Gearing Ratio Definition

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The gearing ratio is a measure of financial leverage that indicates the degree to which a firm's operations are funded by equity versus creditor financing.

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Crypto News: Bitcoin’s Upcoming Halving and What It Means

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Bitcoin's halving is fast approaching. How does it work and what does it mean for you?

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Who Actually Owns Student Loan Debt?

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Find out how the U.S. federal government effectively nationalized the American student loan market with a small section of the Affordable Care Act of 2010.

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4 Amazing Amazon Technologies (And One Bomb)

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Amazon innovations have disrupted consumer habits from television viewing to grocery shopping, but it never cracked the smartphone market.

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Two Important Factors That Affect Profit Margins

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Explore the role qualitative and quantitative factors play in influencing the profit margin for your company.

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Hedging Basics: What Is a Hedge?

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Hedging is a widely misunderstood strategy, but it's not as complicated as you might think.

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How Company Stocks Move During an Acquisition

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During an acquisition, there is a short-term impact on the stock prices of both companies. Typically, the target company's stock rises, while the acquiring company's stock falls.

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What Is the Average Return on Equity (ROE) of Banks?

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Discover what the average return on equity (ROE) ratio is for companies in the banking industry, and understand the significance of ROE for investors.

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How Exactly Do Movies Make Money?

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While there is a lot of money to be made in the movie business, ticket sales alone are not enough. Learn the economics of movie making.

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Where Did the Bull and Bear Market Get Their Names?

Posted:

The terms bull and bear are used to describe general actions and attitudes, or sentiment, either of an individual or the market. But how were they named?

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Who Are Wells Fargo’s Main Competitors?

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Learn more about Wells Fargo's and its largest competitors—JPMorgan Chase, Bank of America, and Citigroup.

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Retire in Puerto Rico with $200,000 of Savings

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The climate, beaches and cost of living are a draw, but its economic challenges need to be factored into your decision.

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What does it mean when airline revenues are adjusted for air traffic liability?

Posted:

Understand how the accounting method used by airlines requires them to adjust revenues for air traffic liability and when revenues are recognized.

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What industries tend to use discounted cash flow (DCF), and why?

Posted:

Understand the valuation method of discounted cash flow analysis and why it is more suitable for evaluating certain industries or types of companies.

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How to Apply for Unemployment Insurance Now

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Out of work because of the coronavirus? Here's what you can expect if you apply for unemployment insurance now.

Paydown Definition

Posted:

A paydown is a reduction in the total amount of principal debt owed by a company, a government, or a consumer.

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Subprime Mortgage Definition

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A subprime mortgage is normally issued to borrowers with lower credit ratings. It typically carries a higher interest rate that can increase over time.

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Paycheck Protection Program (PPP): What Is It and How to Apply

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Understanding this new CARES Act small business loan program, including what's available, how the process works, and what you need to do to apply.

American Home Shield Review: Build Your Own Home Warranty

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Get help with expensive home repairs. Our American Home Shield Warranty review assesses the company based on plan options, price, service, and more.

Short Covering Definition & Example

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Short covering is when somebody who has sold an asset short buys it back to close the position.

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Charging Bull Sculpture

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The Charging Bull is a bronze sculpture by artist Arturo Di Modica that stands near Wall Street in Downtown Manhattan.

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Canada's New Stock Exchange (CSE)

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Canada's New Stock Exchange (CSE) is an electronic stock exchange for micro-cap and emerging companies in Canada.

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How SBA Loans Can Help Your Small Business

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Whether dealing with the economic effects of COVID-19 or simply trying to expand your business, a Small Business Administration (SBA) loan can help. Get details and learn how to apply here.

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Royalty Income Trust

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A royalty income trust is a type of special-purpose financing (similar to an MLP), created to hold investments or their cash flows in operating companies.

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What Is Preservation of Capital?

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Preservation of capital is a conservative investment strategy where the primary goal is to preserve capital and prevent loss in a portfolio.

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How Do Open Market Operations Affect U.S. Money Supply?

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The Federal Reserve's open market operations—the purchase or sale of government bonds—can push interest rates and the money supply lower or higher.

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Latest Govt Jobs, Sarkari Naukri, Results

Posted: 13 Apr 2020 10:19 PM PDT

Latest Govt Jobs, Sarkari Naukri, Results


ZSI Admit Card 2020 | Download ZSI Junior Technical & Other Hall Tickets Here

Posted: 13 Apr 2020 06:39 AM PDT

ZSI Admit Card | Download Junior Technical Assistant & Others @ zsi.gov.in – The Zoological Survey of India has decided to conduct the exam for the post of Junior Technical Assistant, Librarian, Information Assistant, Junior Zoological Assistant, Library Clerk, Office Attendant & Others for the 225 vacancies. Therefore the ZSI Exam will be conducted in 10th to 12th June 2020 and the Zoological Survey of India Admit Card will be released in 01st week of June 2020. Hence, the details in the admit card should match the details with the application form details.

ZSI Admit Card 2020 | Download ZSI Junior Technical & Other Hall Tickets Here

ZSI Technical Assistant Admit Card 2020 – Overview

Name of the Board Zoological Survey of India
Post Name Junior Technical Assistant, Librarian, Information Assistant, Junior Zoological Assistant, Laboratory Assistant, Senior Technical Assistant, Senior Radio Technician & Others
No of Vacancies 225
Exam Date 10th June to 12th June 2020
Category Admit Card
Admit Card Date 01st week of June 2020
Selection Process Written Test, Interview
Official Website zsi.gov.in

Important Details on ZSI Admit Card 2020

Candidates who are going to take down the examination must get the ZSI Hall Ticket from here. The Zoological Survey of India will allow for the exam only the candidates who carrying the admit card. Therefore, the officials will not allow any of the students to the exam hall without the hall ticket. Candidates must check the below information should be presented on the ZSI Call Letter.

  • Candidates Name
  • Name of the Candidate's Father
  • The venue of the Exam Centre
  • Date & Time of the Test
  • Reporting Time to the Exam Hall
  • Gender (Male/ Female)
  • Roll Number
  • Duration of the Online Test
  • Space for Invigilator's Signature
  • Registration Number
  • Name of the Test Centre
  • Category of the candidates
  • Space for Applicant's Signature
  • Name of the Exam Conducting Board
  • Photograph of the Candidate
  • Applicant's Date of Birth
  • Name of the Written Test
  • Important Guidelines for the Exam Takers
  • Full Name of the Applicant
  • Examination Centre Code
  • Signature of the Board Counselor

Zoological Survey of India Exam 2020

The board decides to conduct the exam on 10th June to 12th June 2020. Therefore, examiners can get the ZSI Syllabus & Previous Papers from the official portal. Download it and utilize the pdf files to prepare for the exams. Follow the rules & regulations stated in the ZSI Admit Card. It is an important document that has to be carried for all the examinations and the selection rounds conducted by the board.

Identity Proofs along with ZSI Exam Admit Card

Another important thing for the examination is to carry the Original Identity Proofs along with the ZSI Call Letter. Aspirants who are going to appear in the examination are suggested to carry any one of the original document issued by the Government of that respective state.

  • Original Photograph
  • Voter Card
  • Pan Card
  • Employee ID
  • College ID
  • PAN Card
  • Passport
  • Driving License
  • Any other ID proof issued by a Gazetted Officer
  • Bank Pass Book with the photograph

How to Download ZSI Hall Ticket 2020?

  1. Click on the ZSI Admit Card 2020.
  2. Enter the Registration Number and Password on the home page.
  3. Now enter the image in the box that is available on the page.
  4. Log in to get the ZSI Admit Card.
  5. Admit Card page will appear on the screen.
  6. Fill the needed credentials into the hall ticket which are asked.
  7. After filling recheck the details that you have entered.
  8. Once done with the checking Submit the admit card.
  9. Finally, download the hall ticket after the submission.
  10. Take a photocopy of the 10th June to 12th June Hall Ticket.
  11. Carry for the exam and for the upcoming selection rounds.

Direct Links to Download ZSI Exam Admit Card 2020

ZSI Exam Admit Card Download Here
Official Website Click Here

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Central Government Jobs

All Government Jobs

Odisha Police Admit Card 2020 | Download Driver Admit Card @ odishapolice.gov.in

Posted: 13 Apr 2020 05:43 AM PDT

Get direct link of All Odisha Police Admit Card 2020 | Check @ odishapolice.gov.in – The Odisha Police Department releasing various recruitment notifications every year. The applied applicant can find the Odisha Police Admit Card from here. To help the aspirants this page covered with the important links of Odisha Police Jobs. Also, candidates can get the complete details of the exam such as the name of the post, number of vacancies, selection process, exam date, etc.Odisha Police Admit Card 2020 | Download Driver Admit Card @ odishapolice.gov.in

Odisha Police Driver Admit Card – Overview

The Odisha Police Department released a recruitment notification for 231 Driver posts. Therefore the board will conduct the exam in May 2020 (Tentatively) and the Admit Card will be released in May 2020(Tentatively). The applied aspirants can download the Odisha Police Hall Ticket through the below given. Hence below-given link will get activated only when the admit card released on the official website.

Description Details
Name of the Board Odisha Police Department
Name of the Post Driver
Vacancy 231
Date of the Exam May 2020 (Tentatively)
Admit Card Card Date May 2020 (Tentatively)
Selection Process Written Test, Driving Test, Physical Test
Category Admit Card
Official Website odishapolice.gov.in

Important Details on Odisha Police Admit Card

The Odisha Police Driver Admit Card contains all vital details about the students. Below are a few general details are given and it should be available on your Odisha Police Hall Ticket. Aspirants need to check and ensure the below-given information presented without correction.

  • Student Name
  • The venue of the Exam Centre
  • Date & Time of the Test
  • Reporting Time to the Exam Hall
  • Gender (Male/ Female)
  • Roll Number
  • Duration of the Test
  • Space for Invigilator's Signature
  • Registration Number
  • Name of the Test Centre
  • Space for Applicant's Signature
  • Name of the Exam Conducting Board
  • Photograph of the Student
  • Applicant's Date of Birth
  • Name of the exam
  • Important Guidelines for the Exam Takers
  • Full Name of the Applicant
  • Examination Centre Code
  • Signature of the Board Counselor

Important Documents to be carried along with Odisha Police Admit Card

As per the Update from the Odisha State, candidates need to carry their Admit Card, along with one Original Government ID Proof. It avoids duplication before writing the exam. The candidate who failed to carry the Government Proof along with their Odisha Police Hall Ticket, will not be allowed to enter the exam hall.

  • Aadhar Card
  • Voters ID
  • Driving License
  • Passport
  • College/School Identity Card
  • Pan Card

Steps to download the Odisha Police Admit Card

The step by step procedure has given to download Odisha Driver Admit Card from the official site. Following the given steps can help the applicants to find & download the Driver Hall Ticket from the official site of odishapolice.gov.in.

  1. Click the below-given link.
  2. Find the Driver Admit Card with post name
  3. Open the link and enter the login credentials
  4. After, enter details appeared on the screen
  5. Check the presented details or correct
  6. Finally, download the admit card
  7. Print the Hall Ticket and carry for the Odisha Police Examination.

Important Links

The below-given links are important to download the Odisha Driver Admit Card. Through the below-given applicants need to download the Odisha Driver Admit Card before the last of the exam. If any difficulties persist while downloading the Odisha Police Admit Card, candidates need to contact the official support by clicking here. Only the candidates who hold the Odisha Driver admit card can be allowed to entire the exam hall.

Odisha Police Driver Admit Card Download Here
Official Website Click Here

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Odisha Govt Jobs

All Police Jobs

Odisha Police Recruitment 2020 | Offline Application for 50 Technical Staff Vacancies @ odishapolice.gov.in

Posted: 13 Apr 2020 01:50 AM PDT


Odisha Police Recruitment 2020: 50 Technical Staff Posts in Odisha – Download Application Here!! The Odisha Police Notification has released. There has been an announcement to recruit 50 candidates. The posts available are for Technical Staff posts. Qualified candidates are welcomed to apply online for these posts. Candidates can get all the details of Odisha Police jobs here. The application has been started for the posts. The last date to apply for Odisha Police Recruitment is 20th April 2020.Odisha Police Recruitment 2020 | Offline Application for 50 Technical Staff Vacancies @ odishapolice.gov.in

Odisha Police Recruitment 2020-21

Candidates interested to apply for Odisha Police Recruitment can read all the details below. Here you will find information on education qualification, age limit, selection process, application process and other important details for Police Jobs in Odisha. You can also refer to the official notification for more details. Once the candidate has confirmed eligibility, they can then proceed to apply. To apply for the job, you will have to download the Odisha Police Application Form using the link below. The steps for the application have also been given below. If you want to know more about the Odisha Police, click on the website link below or visit www.odishapolice.gov.in. Candidates interested in Odisha Government Jobs, make use of this opportunity.

Overview of Odisha Police Jobs 2020

Name of the Organization Odisha Police
Number of Vacancies 50
Name of Post Technician Staff
Starting date of application Started
Closing date of application 20th April 2020
Job Category Police Jobs
Job Location Odisha
Application process Offline Application
Official Website www.odishapolice.gov.in

Details of Odisha Police Vacancy 2020-21:

The details of the vacancy as given in the Odisha Police Recruitment 2020 is as below

Name of the Post Number of Posts
Master 12
Syrang 02
Engine Driver 09
Dingii Driver 15
Seaman Mechanic 12
Total 50

Eligibility Criteria for Odisha Police Recruitment 2020

Candidates interested in Odisha Police Jobs can check their eligibility with the details below to apply.

Academic Qualification:

Name of the Post Education Qualification
 Master MCPO/ CPO/ PO from Seaman Branch
 Syrang CPO/ PO from Seaman and Communication Branch
 Engine Driver CPO/ PO from Engineering and Electrical Branch
 Dingii Driver PO and below from Engineering and Electrical Branch
Seaman Mechanic PO and below from any branch

Read the official notification for more details on Odisha Police Careers.

Age Limit:

  • Maximum Age – 45 Years

For age limit as given in the Odisha Police Recruitment 2020, refer to the official notification

Selection Process:

  • Written Test
  • Interview
  • Document Verification

Pay Scale for Odisha Police Recruitment 2020:

Name of the Post Salary Offered per Month
 Master Rs. 25,000/-
 Syrang Rs. 21,250/-
 Engine Driver Rs. 21,250/-
 Dingii Driver Rs. 18,750/-
Seaman Mechanic Rs. 18,750/-

Odisha Police Application Fee:

  • Candidates may read the official notification to get more details on Odisha Police application fees

How to apply for Odisha Marine Police Recruitment 2020?

  1. Open the notification using the link below
  2. Read all the details and check if you are eligible for the post
  3. If eligible, download the application form
  4. Fill in all the details asked for and make sure it is correct and complete
  5. Pay the application fee, if required
  6. Submit the application form to the address given before the last date

Documents Required:

The following documents along with a printout are required

  • PPO
  • Discharge Book
  • ESM ID Card and AADHAAR card
  • 3 colour passport photographs
  • Original bank account passbook in which pension is credited
  • Course certificate supporting to branch

Postal Address:

Office of the Additional Deputy General of Police,
Railways and Coastal Security,
Odisha, Bhubaneswar – 768204

Contact Details:

  • Telephone Number – 0674 2311110
  • Fax Number – 0674 2314154
  • Email ID – odishamarinepolice2005@gmail.com

Important Dates for Odisha Police Recruitment 2020-21:

Starting Date to Apply Started
Last Date to Apply 20th April 2020
Date of Interview 23rd April 2020 and 24th April 2020

Important Links for Odisha Police Recruitment 2020-21:

 Official Notification Pdf and Application Form Download Here
Official Website Click Here

Other Important Odisha Government Jobs:

Recruitment Board Apply Online & Last Date Posts & Openings
 Mayurbhanj District Office Mayurbhanj District Office Recruitment
[30-06-2020]
 466 – Paramedics Staff
 Indian Council of Medical Research  ICMR Recruitment
[27-05-2020]
 150 – Fellowship
 All India Institute of Medical Sciences Bhubaneshwar  AIIMS Bhubaneswar Recruitment
[20-05-2020]
 84 – Senior Resident
Neyveli Lignite Corporation Limited NLC Recruitment
[17-05-2020]
259 – Graduate Executive Trainee
National Aluminium Company Limited  NALCO Recruitment
[02-05-2020]
120 – Graduate Engineer Trainee
 National Institute of Electronics and Information Technology NIELIT Recruitment
[30-04-2020]
 495 – Scientist-'B' & Technical Assistant – 'A'
 Securities and Exchange Board of India  SEBI Recruitment
[30-04-2020]
147 – Officer Grade A (Assistant Manager)
Housing Development Finance Corporation Bank HDFC Bank Recruitment
[30-04-2020]
12000 – Future Bankers
East Coast Railway East Coast Railway Recruitment
[28-04-2020]
62 – Office Superintendent

About Odisha Police Department

The Odisha Police, truncated as either OP or OPS, is the law authorization office for the province of Odisha in India. It is headquartered in Cuttack, the previous capital of Odisha.[1] The Odisha Police is going by a Director General of Police, presently Bijaya Kumar Sharma, IPS and falls under the domain of the state's Home Department of the Government of Odisha. The authorized staff quality of Odisha Police is 72,145; including ladies as 33% of it all out endorsed quality in the straightforwardly enrolled posts of common constable, sub-examiner and agent administrator of police. This accomplishment makes it one of the principal in that viewpoint among the police administrations of India. Along with the arrangement of Odisha, the "Orissa Police" got its foundation on first of April 1936. The division was a power containing 4000 prepared men all things considered.

The Sanctioned Strength of Odisha Police is around 73,424 staff. Odisha Police initiates 33% ladies in the legitimately enrolled posts of Civil Constables, Sub-Inspectors and Deputy Superintendent of Police. Executive General of Police is the head of Police in the State. The State Police Headquarters is situated in the verifiable City, Cuttack. D.G.P. likewise has a Camp Office in the Capital City Bhubaneswar. There is one Police Commissionerate working in Bhubaneswar Cuttack twin City from the year 2008 with its home office situated in Bhubaneswar and Seven Police Ranges, for example, Focal Range, Cuttack, Eastern Range, Balasore, Western Range, Rourkela, Nothern Range, Sambalpur, Southern Range, Berhampur, North Central Range, Talcher, South Western Range, Koraput. There are 34 Police Districts as against 30 Revenue Districts with two extra Police Districts working in Rourkela and Berhampur thinking about the significance of these two Cities.

BMC Recruitment 2020 – Apply for 114 Ward Boy Vacancy @mcgm.gov.in

Posted: 13 Apr 2020 12:11 AM PDT


BMC Recruitment 2020: Online Application for 114 Ward boy posts in Maharashtra @ portal.mcgm.gov.in!! The Municipal Corporation of Greater Mumbai (MCGM) has released the BMC notification. There has been an announcement to recruit candidates to the post of Ward boy. There are 114 vacancies at the moment. Qualified candidates are called to apply online for BMC jobs. Interested candidates can get all details below and apply for the same via email. The applications have already started. The last date to apply for this BMC Recruitment is 17th April 2020. Selected candidates will be placed in Maharashtra.BMC Recruitment 2020   Apply for 114 Ward Boy Vacancy @mcgm.gov.in

Brihanmumbai Municipal Corporation Recruitment 2020-21

For all the interested candidates, we have provided the details of MCGM vacancy below. Here, you can find information on the vacancy, education, selection process and others. Candidates can also refer to the MCGM notification for more details. Once the candidate had confirmed eligibility, they can apply on the email address given. All the details to apply are given in the sections below. To know more about Municipal Corporation of Greater Mumbai (Also known as Brihanmumbai Municipal Corporation), click on the website link below or visit the official website @ mcgm.gov.in!!

Overview of Municipal Corporation of Greater Mumbai Jobs 2020

Name of the Organization Municipal Corporation of Greater Mumbai
OR
Brihanmumbai Municipal Corporation
Number of Vacancies 114
Name of Post Ward boy
Starting date of application Started
Closing date of application 17th April 2020
Job Category Maharashtra Government Jobs 
Job Location Maharashtra
Application process Online (Email)
Official Website  mcgm.gov.in

Details of BMC Vacancy 2020-21:

The details of the vacancy as given in the BMC Recruitment 2020 is as below

Name of the Post Number of Posts
Ward Boy 114
Total 114

Eligibility Criteria for BMC Recruitment 2020

Candidates interested in BMC Jobs can check their eligibility with the details below to apply. Candidate must be between the age of 18 years and 38 years to be eligible for these MCGM jobs. Aspirants must have completed a minimum of 10th std to be eligible.

Academic Qualification:

  • Candidates must have completed their 10th standard from a recognized board or institute in India

Read the official notification for more details on BMC Careers.

Age Limit:

  • Minimum Age – 18 Years
  • Maximum Age – 38 Years

For age limit as given in the BMC Recruitment 2020, refer to the official notification

Selection Process:

  • Interview
  • Document Verification

Pay Scale for MCGM Recruitment 2020:

  • Selected candidates will be paid Rs. 18,000/- to Rs. 56,900/- per month for these posts

Refer to the official website for details on the pay scale for BMC Jobs

BMC Online Application Fee:

  • Candidates may read the official notification to get more details on BMC online application fees

How to apply for BMC Recruitment 2020?

  1. Download the notification from below
  2. Read the details and check if you are eligible for the posts
  3. If eligible, download the application form from the notification
  4. Fill in all the details and make sure to attach photograph, signature and other documents
  5. Scanned copy of the application form should be sent via email

Email ID:

  • wardboy@mcgm.gov.in

Address:

The Municipal Corporation of Greater Mumbai,
Comprehensive Thalassemia Care,
PHO and BMT Centre, Opp Kanakia Exotica,
CCI Compound, Borivali (East)
Mumbai-400012

Contact Details:

  • Telephone Number – 022 28541017/ 18

Important Dates for BMC Recruitment 2020-21:

Starting Date to Apply Started
Last Date to Apply 17th April 2020

Important Links for BMC Recruitment 2020-21:

 Official Notification Pdf and Application Form  Download Here
Official Website Click Here

Other Important Maharashtra Government Jobs:

Recruitment Board Apply Online & Last Date Posts & Openings
Indian Council of Medical Research ICMR Recruitment
[27-05-2020]
150 – Fellowship
 Mumbai Metropolitan Region Development Authority MMRDA Recruitment
[15-05-2020]
 215 – Section Engineer, Station Manager & Other
 The Council of Scientific and Industrial Research  CSIR Recruitment
[15-05-2020]
CSIR-UGC NET for JRF & LS June 2020
 Maharashtra Post Office Maharashtra Post Office Recruitment
[04-05-2020]
14 – Staff Car Driver
Society for Applied Microwave Electronics Engineering & Research  SAMEER Recruitment
[30-04-2020]
30 – Scientist C & B
National Institute of Electronics and Information Technology  NIELIT Recruitment
[30-04-2020]
495 – Scientist-'B' & Technical Assistant – 'A'
Securities and Exchange Board of India SEBI Recruitment
[30-04-2020]
 147 – Officer Grade A (Assistant Manager)
Housing Development Finance Corporation Bank  HDFC Bank Recruitment
[30-04-2020]
12000 – Future Bankers
Reserve Bank of India RBI Recruitment
[29-04-2020]
39 – Consultant, Administrator, Analyst & Other

About Brihanmumbai Municipal Corporation

The Brihanmumbai Municipal (BMC) Corporation otherwise called Municipal Corporation of Greater Mumbai (MCGM) (in the past the Bombay Municipal Corporation and the Municipal Corporation of Greater Bombay (MCGB) till 1996) is the administering metro group of Mumbai, the capital city of Maharashtra. It is India's most extravagant metropolitan corporation. The MCGM's yearly spending plan surpasses that of a portion of India's littler states. It was set up under the Bombay Municipal Corporation Act 1888. MCGM is answerable for the urban framework and organization of the city and a few rural areas. In 2014, Trishna Vishwasrao turned into the primary female corporator to fill in as its leader.

The MCGM is going by an IAS official who fills in as Municipal Commissioner, employing official power. A quinquennial political race is held to choose corporators, who are answerable for essential municipal foundation and implementing obligation. The Mayor, more often than not from the lion's share party, fills in as leader of the house. As of June 2008, all managerial business in the MCGM was directed in Marathi, a choice that started the controversy, following which the BMC facilitated it's position and started tolerating structures in English. Starting in 2017, the MCGM's governing body, otherwise called the Corporation Council, comprised of 227 individuals. 2017 was the first run through 31 up-and-comers challenged from a solitary ward (164). Raghvendra Singh was the most youthful free up-and-comer at age 21.MCGM is one of the most extravagant metropolitan companies in Asia

Central Railway Recruitment 2020 for 92 Posts – Paramedical Staff | Apply Now

Posted: 12 Apr 2020 11:25 PM PDT


Central Railway Recruitment 2020: Online Application for 92 Paramedical Staff in Nagpur @ www.cr.indianrailways.gov.in!! RRC Central Railway Notification has been released. They have announced 92 vacancies. The CR Posts available are Paramedical staff. The complete details have been given below. Qualified candidates are invited to apply for these Central Railway Jobs via email to the id given below. Interested candidates can check details below. The application for these RRB CR jobs has started. The last date to apply for Central Railway Recruitment is 20th April 2020. Selected candidates will be placed in Nagpur, Maharashtra.Central Railway Recruitment 2020 for 92 Posts   Paramedical Staff | Apply Now

Central Railway Recruitment 2020-21

Interested candidates will find all the details below. Here candidates will be able to confirm if they are eligible for the posts or not. Read all the details given in the sections below. Candidates can also refer to the official notification for more. Once the candidate is sure of eligibility for the Central Railway Recruitment, they can proceed to apply online. To apply, download the application form from the notification. Fill up the details and send it via email to the email id given. Follow the steps to make sure your Central Railway Application form does not get rejected. If you wish to know more about the Central Railway, click on the website link below or visit the official website @ www.cr.indianrailways.gov.in. You can get more Maharashtra Government Job details here. Make use of this opportunity.

Overview of Central Railway Jobs 2020

Name of the Organization Central Railway (CR)
Number of Vacancies 92
Name of Post Paramedical Staff
Starting date of application Started
Closing date of application 20th April 2020
Job Category Railway Jobs
Job Location Nagpur, Maharashtra
Application process Online Application
Official Website www.cr.indianrailways.gov.in

Details of Central Railway Vacancy 2020-21:

The details of the vacancy as given in the Central Railway Recruitment 2020 is as below

Name of the Post Number of Posts
 Open Market Doctor (Retired Doctor) 20
Staff Nurse 24
Hospital Attendant 24
Housekeeping Assistant 24
Total 92

Eligibility Criteria for Central Railway Recruitment 2020

Candidates interested in Central Railway Jobs can check their eligibility with the details below to apply.

Academic Qualification:

Name of the Post Education Qualification
Open Market Doctor (Retired Doctor) Passed MBBS
Staff Nurse GNM Pass/ BSc in Nursing
 Hospital Attendant 10th Pass or ITI
 Housekeeping Assistant 10th Pass or ITI

Read the official notification for more details on Central Railway Careers.

Age Limit:

Name of the Post  Age Limit
Open Market Doctor (Retired Doctor) Minimum Age  NA
Maximum Age 53 Years
Staff Nurse Minimum Age 20 Years
Maximum Age 40 Years
 Hospital Attendant Minimum Age 18 Years
Maximum Age 33 Years
 Housekeeping Assistant Minimum Age 18 Years
Maximum Age 33 Years

Selection Process:

  • Interview
  • Document Verification

Pay Scale for Central Railway Recruitment 2020:

Name of the Post Salary Offered Per Month
Open Market Doctor (Retired Doctor) Rs. 75,000/-
Staff Nurse Rs. 44,900/-
 Hospital Attendant Rs. 26,040/-
 Housekeeping Assistant Rs. 26,040/-

Central Railway Application Fee:

  • Candidates may read the official notification to get more details on Central Railway application fees

How to apply for Central Railway Recruitment 2020?

  1. Click on the notification link below
  2. Read all the details and check if you are eligible
  3. If eligible, download the application form given
  4. Fill in all the details asked for
  5. Submit the application form via email to the id given below

General Information :

  • These jobs are on contract basis
  • The contract will be terminated when the COVID 19 pandemic is settled
  • Services of the staff will be used for COVID 19 related activities, so the candidate should be aware of the risk
  • Due risk about the pandemic will be explained to each contract staff
  • No TA/ DA or accommodation will be provided
  • Transportation will not be provided
  • If any candidate contracts COVID 19, the central railway will not be liable for further treatment
  • To apply, documents supporting the application form should also be sent to the email id given
  • The online interview will be conducted over skype (Skype ID – SR DPO NGPCR)

Email ID:

  • srdpongpcr@gmail.com

Contact Details:

  • Telephone Number – 9503012617

Important Dates for Central Railway Recruitment 2020-21:

Starting Date to Apply Started
Last Date to Apply 20th April 2020

Important Links for Central Railway Recruitment 2020-21:

 Official Notification Pdf and Application Form  Download Here
Official Website Click Here

Other Important Maharashtra Government Jobs:

Recruitment Board Apply Online & Last Date Posts & Openings
Indian Council of Medical Research ICMR Recruitment
[27-05-2020]
150 – Fellowship
Mumbai Metropolitan Region Development Authority  MMRDA Recruitment
[15-05-2020]
 215 – Section Engineer, Station Manager & Other
 The Council of Scientific and Industrial Research  CSIR Recruitment
[15-05-2020]
CSIR-UGC NET for JRF & LS June 2020
Maharashtra Post Office  Maharashtra Post Office Recruitment
[04-05-2020]
14 – Staff Car Driver
Society for Applied Microwave Electronics Engineering & Research  SAMEER Recruitment
[30-04-2020]
 30 – Scientist C & B
 Securities and Exchange Board of India  SEBI Recruitment
[30-04-2020]
 147 – Officer Grade A (Assistant Manager)
Housing Development Finance Corporation Bank  HDFC Bank Recruitment
[30-04-2020]
 12000 – Future Bankers
Reserve Bank of India  RBI Recruitment
[29-04-2020]
 39 – Consultant, Administrator, Analyst & Other

About Central Railway:

The railway zone was formed on 5th November 1951 by the group of several government-owned railways, including the Great Indian Peninsula Railway, the Scindia State Railway of the former, Nizam State Railway, Wardha Coal State Railway and the Dholpur Railways.

The Central Railway zone included large parts of Madhya Pradesh and part of southern Uttar Pradesh, made it the largest railway zone in India in terms of area, track mileage and staff. These areas became the new West Central Railway zone in April 2003.

The Central Railway General Manager's official residence 'Glenogle'-a Grade II-B heritage bungalow, is located on Bhausaheb Hire Marg (Mount Pleasant Road), adjacent to the Maharashtra Chief minister's official residence 'Varsha' in Malabar Hill, Mumbai.

RBI Recruitment 2020 | Apply Online 39 Consultant, Administrator, Analyst & Other in Mumbai RBI Bank @ www.rbi.org.in

Posted: 12 Apr 2020 08:25 PM PDT


RBI Recruitment 2020: Online Application for 39 Consultant, Administrator, Analyst and Other Vacancies in Mumbai!! The Reserve Bank of India has released its RBI Notification to recruit candidates for various posts. The posts available are Consultant, Administrator, Analyst & Other. There are 39 RBI Vacancy that needs to be filled at the moment. Interested and eligible candidates are invited to apply online for these posts through the RBI Apply Online link below. Aspirants can read the notification and start to apply online from 09th April 2020. The last date to apply for RBI Recruitment is 29th April 2020. Selected candidates will be placed in the Mumbai Branch of the Reserve Bank of India.RBI Recruitment 2020 | Apply Online 39 Consultant, Administrator, Analyst & Other in Mumbai RBI Bank @ www.rbi.org.in

Reserve Bank of India Recruitment 2020-21

Interested candidates can find all the RBI Job details below. Read the details carefully to check if you are eligible. You can also refer to the RBI Notification for more information. Once you have confirmed your eligibility for these RBI Posts, you can proceed to apply online. Click on the RBI Online application link given below to start applying. Follow the instructions given to apply. If you want to know more about the Reserve Bank of India, click on the official website link given in the table below or visit www.rbi.org.in.

Overview of RBI Jobs 2020

Name of the Organization Reserve Bank of India (RBI)
Number of Vacancies 39
Name of Post Consultant, Administrator, Analyst & Other
Advertisement Number 3/2019-20
Date of Advertisement 27th March 2020
Starting date of application 9th April 2020
Closing date of application 29th April 2020
Job Category Bank Jobs
Job Location Mumbai
Application process Online Application
Official Website www.rbi.org.in

Details of RBI Vacancy 2020-21:

The details of the vacancy as given in the RBI Recruitment 2020 is as below

Name of the Post Number of Posts
 Consultant – Applied Mathematics 3
Consultants – Applied Econometrics 3
 Economist – Macroeconomic Modelling 1
Data Analyst/ MPD 1
Data Analyst/ (DoS – DNBS) 2
Data Analyst/ (DoR – DBR) 2
Risk Analyst/ (DoS – DNBS) 1
 Risk Analyst/ (DEIO) 2
IS Auditor 2
Specialist in Forensic Audit 1
 Accounts Specialist 1
System Administrator 9
Project Administrator 5
Network Administrator 6
Total 39

Eligibility Criteria for RBI Recruitment 2020

Candidates interested in RBI Jobs can check their eligibility with the details below to apply.

Academic Qualification:

Name of the Post Education Qualification
 Consultant – Applied Mathematics PG Degree in Mathematics/ Applied Mathematics
3 Years working experience in Mathematics/ Applied Mathematics/ Banking/ Financial Sector or Experience in Academics and Research with a University
Consultants – Applied Econometrics PG Degree in Applied Econometrics/ Statistics/ Economics
3 Years working experience in areas of Applied Econometrics/ Statistics/ Economics/ Banking/ Financial Sector or Experience in Academics and Research with a University
 Economist – Macroeconomic Modelling Post Graduate Degree in Economics/ Economic Modelling/ Macroeconomics/ Econometrics/ Development Macroeconomics/ Applied Statistics
3 Years of experience in advanced econometric methods and ability to handle, process and analyze large time series datasets using packages such as Matlab, R, Eviews and familiarity with data and research of global bodies such as OECD, BIS, IMF and World Bank
Data Analyst/ MPD PG Degree in Statistics/ Econometrics/ Mathematics/ Mathematical Statistics/ Finance/ Economics/ Computer Science or BE/ BTech in Computer Science
5 Years of experience in the area of Data Analytics, Data Science or Statistics/ Econometrics in commercial banks/ financial companies/ financial services organization/ IT services companies
Data Analyst/ (DoS – DNBS) Post Graduate Degree in Statistics/ Econometrics/ Mathematics/ Mathematical Statistics/ Finance/ Economics/ Computer Science or BE/ BTech in computer science
5 Years experience in the area of Data Analytics, Data Science or Statistics/ Econometrics in commercial banks/ financial companies/ financial services organization/ IT services companies
Data Analyst/ (DoR – DBR) Post Graduate Degree in Statistics/ Econometrics/ Mathematics/ Mathematical Statistics/ Finance/ Economics/ Computer Science or BE/ BTech in computer science
5 Years experience in the area of Data Analytics, Data Science or Statistics/ Econometrics in commercial banks/ financial companies/ financial services organization/ IT services companies
Risk Analyst/ (DoS – DNBS) Post Graduate Degree in Statistics/ Applied Statistics/ Economics/ Finance/ Management
5 Years of experience in risk modelling in areas of credit/ market/ liquidity risk in scheduled commercial bank or systemically important NBFC or in a rating agency
 Risk Analyst/ (DEIO) Post Graduate Degree in Statistics/ Applied Statistics/ Economics/ Finance/ Management
5 Years of experience in commercial banks/ financial companies/ financial services organizations with 2 years experience in the area of Treausury Operations, Credit Risk
IS Auditor BE/ BTech/ MTech in Computer Science/ IT/ Electricals and Electronics or MCA with specialization in Information Security/ IT Risk Management/ Information Assurance/ Cyber Security and Digital Threat Management
5 Years experience in information security in commercial banks/ financial companies/ financial services organisation/ IT services companies/ Telecom companies
Specialist in Forensic Audit CA/ ICWA/ MBA (Finance)/ PGDM
5 Years of specialized work experience in the area of  forensic audit and being part of the forensic audit team in state or central government undertaking or department
 Accounts Specialist CA/ ICWA
5 Years of experience in commercial banks/ financial companies/ financial services organizations with two years of experience in the area of treasury operations, credit risk
System Administrator BE/ BTech/ MTech in Computer Science/ IT/ Electricals and Electronics or MCA
5 Years of experience (including probation/ training) in areas of implementation, configuration, operations and maintenance of Mainframe (z/OS)/ Virtualisation Management Software/ ORACLE/ DB2 in commercial banks/ financial companies/ financial services organizations/ IT companies
Project Administrator BE/ BTech/ MTech in Computer Science/ IT/ Electricals and Electronics or MCA
5 Years experience (including probation/ training) in computer engineering, coding, interface establishment, script application, storage management, multiple operating systems (example, Windows, Unix and Linux) and RDBMS systems, project management through all phases of project life cycle knowledge of FISMA and respective security controls in commercial banks/ financial companies/ financial services organizations/ IT companies
Network Administrator BE/ BTech/ MTech in Computer Science/ IT/ Electricals and Electronics or MCA
5 Years of experience (including probation/ training) in IT Sector in handling large network and adequate knowledge of routing and switching protocol in commercial banks/ financial companies/ financial services organizations/ IT companies

Age Limit:

Name of the Post Age Limit as on 01st March 2020
 Consultant – Applied Mathematics Minimum Age – 30 Years
Maximum Age – 40 Years
Consultants – Applied Econometrics Minimum Age – 30 Years
Maximum Age – 40 Years
 Economist – Macroeconomic Modelling Minimum Age – 30 Years
Maximum Age – 40 Years
Data Analyst/ MPD Minimum Age – 30 Years
Maximum Age – 40 Years
Data Analyst/ (DoS – DNBS) Minimum Age – 30 Years
Maximum Age – 40 Years
Data Analyst/ (DoR – DBR) Minimum Age – 30 Years
Maximum Age – 40 Years
Risk Analyst/ (DoS – DNBS) Minimum Age – 30 Years
Maximum Age – 40 Years
 Risk Analyst/ (DEIO) Minimum Age – 30 Years
Maximum Age – 40 Years
IS Auditor Minimum Age – 30 Years
Maximum Age – 40 Years
Specialist in Forensic Audit Minimum Age – 30 Years
Maximum Age – 40 Years
 Accounts Specialist Minimum Age – 30 Years
Maximum Age – 40 Years
System Administrator Minimum Age – 25 Years
Maximum Age – 35 Years
Project Administrator Minimum Age – 25 Years
Maximum Age – 35 Years
Network Administrator Minimum Age – 25 Years
Maximum Age – 35 Years

Selection Process:

  • Written Test
  • Interview
  • Document Verification

Pay Scale for RBI Recruitment 2020:

  • Refer to the official website for details on the pay scale for RBI Jobs

RBI Online Application Fee:

  • General Candidates – Rs. 600/-
  • SC/ ST Candidates – Rs. 100/-

How to apply for RBI Recruitment 2020?

  1. Open the notification from the link given below
  2. Read all the details carefully and check if you are eligible for the posts
  3. If eligible, click on the online application link
  4. Fill in all the details asked for
  5. Attach documents that are required
  6. Pay the application fee as necessary
  7. Submit the application form before the last date and take a print out for reference

Address:

Reserve Bank of India,
Mumbai Regional Office,
Shahid Bhagat Singh Road,
Fort, Mumbai – 400001

Important Dates for RBI Recruitment 2020-21:

Starting Date to Apply 09th April 2020
Last Date to Apply 29th April 2020

Important Links for RBI Recruitment 2020-21:

 Official Notification Pdf  Download Here
Apply Online Link Apply Here
Official Website Click Here

Other Important Central Government Jobs:

Recruitment Board Post Name & Last Date Apply Online
 Securities and Exchange Board of India  147 – Officer Grade A (Assistant Manager)
[30-04-2020]
 SEBI Recruitment
Housing Development Finance Corporation Bank  12,000 – Future Bankers
[30-04-2020]
 HDFC Bank Recruitment
 Hindustan Petroleum Corporation Limited  72 – Engineer & Professionals
[24-04-2020]
 HPCL Recruitment
 Indian Post Office  3951 – Gramin Dak Sevak
[22-04-2020]
Indian Post Office Recruitment
 Food Safety and Standards Authority of India  83 – Director, Administrative Officer, Assistant & Other
[20-04-2020]
 FSSAI Recruitment

About Reserve Bank of India (RBI)
The Reserve Bank of India was established on April 1, 1935, under the provisions of the Reserve Bank of India Act of 1934. The central office of the reserve bank was established in Calcutta but was definitively transferred to Mumbai in 1937. The central office is the seat of the governor and politicians. Although it is privately owned since the nationalization in 1949, the Reserve Bank is wholly owned by the Government of India. The Reserve Bank of India performs this function under the direction of the Board for Financial Supervision (BFS). The Board of Directors was formed in November 1994 as a committee of the Central Board of the Reserve Bank of India.

The specific characteristics of the Indian economy, including its socioeconomic characteristics, force the Reserve Bank to operate with multiple objectives. The regulation, supervision and development of the financial system remain within the legitimate framework of monetary policy widely interpreted in India. The role of communication policy is, therefore, to articulate the hierarchy of objectives in a given context in a transparent manner, emphasizing a consultative approach, as well as the autonomy of political operations and harmony with other elements of macroeconomic policies.

Objectives of RBI:

The Reserve Bank of India Law of 1934 establishes the objectives of the Reserve Bank:

“Regulate the issuance of banknotes and the preservation of reserves to guarantee monetary stability in India and, in general, exploiting the country’s monetary and credit system to its benefit, having a modern monetary policy framework to face the challenge of an increasingly complex economy, to maintain price stability considering the growth objective. ” The formulation, framework and institutional architecture of monetary policy in India have evolved around these objectives: maintaining price stability, ensuring an adequate flow of credit to support growth dynamics and guarantee financial stability. The responsibility to ensure financial stability has involved the acquisition of extended powers and operational objectives of the Reserve Bank for the regulation and supervision of the financial system and its components, the money, debt and equity segments.

Exchange of financial markets and settlement system. The Reserve Bank has worked to build a solid, efficient and diversified financial system to anchor financial stability and facilitate the effective transmission of monetary policy. Besides, the Reserve Bank pursues operational objectives as part of its main function of issuing banknotes and currency management, as well as representation functions, such as the management of bank accounts (government/centre) and the management of public debt; Banker of the banking system, including the regulation of bank reserves and the lender of last resort.

economic news of india - world economic news - economics news for students - indian economy news

Posted: 13 Apr 2020 08:24 PM PDT

economic news of india - world economic news - economics news for students - indian economy news


What will Lockdown 2.0 look like? The suspense ends today

Posted:

New Delhi: Prime Minister Narendra Modi is set to announce an extension of the Covid-19 lockdown in his morning address to the nation while a relaxation of curbs is likely to start rolling out from the rural heartland, said people with knowledge of the matter.Farming will be central to this process of easing — rabi harvesting and procurement operations along with allied industry segments will be allowed to operate with adequate safeguards, said the people cited above. The rabi season contributes nearly 50% to foodgrain production."Harvesting and procurement has to start... that is priority," said one of them. "Other activities and sectors that support these would also have to be opened up with safety precautions." For example, procurement may require construction and that may require cement, which may also have to be opened up. Although the health and home ministries favour total containment, other ministries have backed a selective opening up in view of the broader consequences of a stalled economy. 75132265The Centre is compiling inputs from ministries and states on graded relaxations in the second phase of the lockdown starting April 15. The home ministry will be issuing revised guidelines to all states under the Disaster Management Act, 2005. The current three-week lockdown is due to end April 14.'Supply Chains Interlinked'The Department for Promotion of Industry and Internal Trade, commerce, agriculture, micro, small and medium enterprises, road transport, food processing and other ministries have communicated with the home ministry on the process of opening up, said an official. Detailed guidelines will be issued based on discussions by the finance ministry with other ministries and feedback from industry.Easing some aspects of the lockdown has become imperative to ensure supply of essentials as supply chains are interlinked, said another official."Distribution channels are closely interconnected — distributor, dealer and retailer," he said. "Besides, there are inter-linkages in manufacturing as well." For instance, an oil manufacturing unit needs to be supported by a packaging unit, a printing unit and these in turn need adequate supply of inputs to keep the chain going, he said.Non-BJP-ruled states such as Maharashtra and Tamil Nadu issued orders on Monday under the Epidemic Disease Act, 1897, to extend the lockdown until the end of April. Other opposition-ruled states such as West Bengal, Punjab, Odisha, Telangana and Delhi have also announced they will be extending the lockdown. The BJP-ruled states will take their cue from the Prime Minister's address. However, Uttar Pradesh said on Monday that construction activity on government projects such as roads and expressways would begin from April 15 with workers practising social distancing. This may feature in the home ministry's revised guidelines for the next phase of the lockdown.Niti Aayog has also given a detailed plan on easing the lockdown."Extension of complete closure would have severe consequences for the economy, so partial opening up is the only option," said an official.The order will specify guidelines on health and the movement of persons that states will need to follow, said one of the persons. State governments will need to ensure that adequate safety protocols are followed on the ground."Wide consultations are going on with the primary factor of labour being considered," said an official. "States have to find out how much labour is migrant and how many are stationed at their homes to be able to draft an exit strategy."Industries need to ensure proper ventilation and sanitisation of workers while entering and exiting the factory."The textile industry ranges from handloom to sophisticated factory floors," said the official. "In case of handlooms, wherein people don't have to work close to each other and usually operate from home but have to go to the markets to sell their products, these are not problem areas but the entire value chain is linked. We can't have a strategy for garments but not for yarn."Industry Plan For Farm ProduceThe Confederation of Indian Industry (CII) has drawn up a comprehensive guidance document on safety measures during postharvest and mandi operations to ensure smooth supply of farm produce.CII said the current crisis has impacted harvesting operations for rabi crops such as wheat, mustard, pulses, oilseeds, tomato and mango. Arrivals and prices in mandis have been impacted and every effort needs to be made for a resilient farm sector. The rabi season is critical for foodgrain, oilseeds and pulses security."The agri and food supply chains are vulnerable to massive disruptions which can further impact availability and prices, hence proactive measures for safety and health of farmers and workers are required at both the farm as well as mandi level," said CII director general Chandrajit Banerjee. "While the country is in lockdown mode, it is essential that harvesting and post-harvest activities remain functional so that farmers do not suffer and crops are not lost."The health ministry said in the daily briefing on Monday that the importance of "saving lives and livelihoods" was reflected in the implementation of the Pradhan Mantri Garib Kalyan Yojana with 300 million people getting ?28,526 crore in financial assistance.

The Covid casualty list for India Inc is out

Posted:

Mumbai: India's top listed companies may post a sharp fall in revenue and profit for the fourth quarter of FY20 due to largescale shutdown of factories, offices and public places in the second half of March.Revenue for Nifty50 firms, which include some of India Inc's biggest companies, may fall 8% while net profit is expected to slide 21.4%. An analysis by the ET Intelligence Group shows the worst-hit will be automobiles, cement, metals and mining. Banks and finance companies, FMCG firms, IT and pharma sectors may be impacted moderately, the analysis shows.Net profit for this sample of companies had risen 54.8% in December 2019 quarter, driven by growth in select banks, finance, and oil & gas firms. But that is unlikely to be repeated for at least the next six months of FY21."The impact of Covid-19 is quite severe for FY21. We expect Nifty's earnings growth to turn flattish for FY21 compared with our earlier forecast of more than 20% rise," said Gautam Duggad, institutional research head, Motilal Oswal Securities. 75132300Consumer-facing sectors are unlikely to be impacted much due to demand for essentials, but discretionary spend will be hit. "Staples should be reasonably resilient, while discretionary spending will be hurt," said Sunil Tirumalai, research head at Emkay Global Fin Services.'Investors Need to be Patient'"Also, some export categories, including pharma and agrochem, should fare better," said Tirumalai.Lower commodity prices may boost some manufacturing companies, but that is likely to be offset by tepid demand and sales. The operating margin of Nifty50 companies may contract 200 basis points to 18.6% from the year-ago period, shows the ETIG analysis."We do expect margin benefit from lower input costs, but they may still contract due to lack of operating leverage as revenues would be severely impacted," said Duggad.For investors, patience is the key as a turnaround is at least two quarters away, said experts. In addition, companies are expected to face earnings downgrades by brokerages amid the economic slowdown. "We see 18% and 15% cut to Nifty EPS for FY21 and FY22, respectively, from the current consensus level," said Duggad.AutomobilesAutomobiles is likely to be among the worst-hit sectors as it will bear the combined impact of lower production due to new emission norms and the nationwide lockdown. Revenue may decline by over 26% year-on-year, while profit could be half of the previous quarter. Operating margins may shrink by 200-300 basis points.Capital GoodsCapital goods firms may suffer as new orders, most of which are typically won during the fag end of the year, dry up. Diversified conglomerates such as L&T may suffer limited impact due to better execution of projects. While these companies will lose little by way of revenue, working capital requirements will stay stretched in the near term.CementCement volumes are expected to fall by nearly 9% year-on-year while revenues of large cement companies such as ACC, Ambuja Cements, Shree Cement and UltraTech could fall 15-17%. Lower crude prices could cushion the earnings shock.FMCGITC is likely to be the worst-hit due to a complete halt in cigarette sales, and its volumes could drop by 4-5%. Among FMCG players, bulk-buying of essential and personal hygiene products in the last 10 days of March may support volumes growth.

Oyo's story is getting uglier by the day

Posted:

NEW DELHI: Executives at Oyo have submitted "invalid" no-objection certificates from about 70 hotels to online travel agency (OTA) Booking.com last week, to change the ownership listing of the properties to the SoftBank-backed chain from rival Treebo, people familiar with the matter, including several hotel owners, have alleged.Brands like Oyo and Treebo list their properties on other platforms like Booking.com, besides their own apps and websites. OTAs have to be given NOCs from property owners to list any ownership changes.Hotel owners ET spoke to said they received queries from Treebo on the matter. Treebo also shared Booking.com's clarifications subsequently with them, they said.As per its email to Treebo, which ET has seen, Booking.com said after making necessary checks it had identified that the NOCs provided by Oyo on these properties were "invalid". In its email, Booking.com also stated it had escalated the matter to Oyo's leadership team.Most of the properties on the list were formerly with Oyo.Oyo didn't respond to an email from ET seeking comment till press time Monday. 75132275Booking.com did not specifically respond to ET's queries, but said it required its accommodation partners to abide by all the applicable laws and compliances. "There is a standard process that we follow at Booking.com for listing properties and the same process is being followed right now as well," the Amsterdam-headquartered company stated.A Treebo spokesperson did not name Oyo but said one of its competitors had used fake documents recently to try to wrongfully take control of the OTA listings of several of its partner properties. "As a standard procedure in case of all such takeovers, Booking.com intimated us. When we checked with our partners, all of them vehemently denied providing any such documents or agreeing to join this competitor," the spokesperson said. "So, this was clearly a fraud act directed at taking advantage of the relative inactivity of hotel owners due to Covid-19."Vivek Soni, who owns hotel One Lovelock in Kolkata, said he had not given any NOC to Oyo, but his property was on the list the company had given to Booking.com. "The NOC is fake. I was previously with Oyo and they owe me over Rs 12 lakh. The agreement with Oyo was for 14% commission and they went on to deduct 29% without informing me," he said. "When Oyo did not settle my accounts, I moved to Treebo."

Indian firms with overseas debt afraid of losing the plot

Posted:

Mumbai: Invocation of offshore guarantees given by Indian companies, pressure from overseas lenders, and takeover attempts by deep pocketed foreigners amid plummeting stock and asset prices are among the concerns creeping in as Covid-19 continues to impact business and life.Indian companies offer guarantees to secure contracts and lower borrowing cost of overseas subsidiaries and group companies. Many of them are beginning to fear that liquidity crunch and dip in earnings could make the situation difficult for them. There is also a question mark on whether companies would be able to service their external commercial borrowings (ECBs) — often unhedged against foreign currency fluctuation — due to fall in sales and exports."Some of these concerns have been shared with us... Companies want Covid-19 to be covered as a force majeure event so that they can defer their obligation. Companies with ECBs are also under pressure," said Gopal Krishna Agarwal, BJP's national spokesperson on economic affairs. 75132503Takeover Safety NetsUnlike the three-month moratorium given by local lenders on interest and loan repayment, no such relief is offered by offshore banks.According to Agarwal, even though there are certain concerns among companies, they should not fear hostile acquisitions as there are enough laws in India relating to securities market and competition that discourage such takeover bids.The recent open market purchase of over 1% shares of HDFC by People's Bank of China may have stoked a simmering fear. But, a senior fund manager told ET that such concerns are overplayed as China has been buying through various vehicles and exchange traded fund.The development, however, comes at a point when countries like Germany and Australia—the second largest recipient of Chinese investment since 2007—have tightened rules on foreign investment.Recently, the European Union's competition chief told the Financial Times newspaper that EU member countries should buy into companies to counter the threat of Chinese takeovers. However, market circles believe that new restrictions on foreign investments—either on portfolio or strategic investments — would not go down well among investors.The more immediate worries are encashment of offshore guarantees and pressure to fulfil ECB obligations. "Entities are exploring various options, including restructuring their overseas borrowings amongst group companies which have a better financial position. In certain cases these steps also involve a specific approval from the Reserve Bank of India," said Moin Ladha, partner at Khaitan & Co.According to Ashish Pyasi, Associate Partner at Dhir and Dhir Associates, "There are contracts, guarantees, as well as ECB terms with force majeure provision which may cover a pandemic like Covid-19. To give respite from the payment obligations, if government comes up with some support, either at monetary level or suspension of performance of these obligations for some time in accordance with bilateral treaties, it will make things easier for guarantors." But this, said Pyasi, could take time.

Logistics costs set to rise as freighters hike tariffs

Posted:

MUMBAI: Truckers and transporters are increasing prices by as much as 80% and freighter operators are adding surcharges for transportation of goods as they grapple with regulatory challenges, shortage of manpower and a huge slump in supply.This will increase logistics costs for companies and products' cost as well, industry executives said.Truckers have increased tariffs by up to 80%, said people aware of the matter. Blue Dart has implemented a 25% emergency situation surcharge (ESS). Air India said it will increase freight charges by 90% per kilo if it doesn't have sufficient cargo to ferry."Truck rentals have shot up for essential items such as fruits and vegetables despite a waiver of toll fee, motor vehicle taxes and some other incentives such as deferment of EMIs on truck loans," said SP Singh, a senior fellow at the Indian Foundation of Transport Research and Training.

Indian firms with overseas debt afraid of losing the plot

Posted:

Mumbai: Invocation of offshore guarantees given by Indian companies, pressure from overseas lenders, and takeover attempts by deep pocketed foreigners amid plummeting stock and asset prices are among the concerns creeping in as Covid-19 continues to impact business and life.Indian companies offer guarantees to secure contracts and lower borrowing cost of overseas subsidiaries and group companies. Many of them are beginning to fear that liquidity crunch and dip in earnings could make the situation difficult for them. There is also a question mark on whether companies would be able to service their external commercial borrowings (ECBs) — often unhedged against foreign currency fluctuation — due to fall in sales and exports."Some of these concerns have been shared with us... Companies want Covid-19 to be covered as a force majeure event so that they can defer their obligation. Companies with ECBs are also under pressure," said Gopal Krishna Agarwal, BJP's national spokesperson on economic affairs. 75132503Takeover Safety NetsUnlike the three-month moratorium given by local lenders on interest and loan repayment, no such relief is offered by offshore banks.According to Agarwal, even though there are certain concerns among companies, they should not fear hostile acquisitions as there are enough laws in India relating to securities market and competition that discourage such takeover bids.The recent open market purchase of over 1% shares of HDFC by People's Bank of China may have stoked a simmering fear. But, a senior fund manager told ET that such concerns are overplayed as China has been buying through various vehicles and exchange traded fund.The development, however, comes at a point when countries like Germany and Australia—the second largest recipient of Chinese investment since 2007—have tightened rules on foreign investment.Recently, the European Union's competition chief told the Financial Times newspaper that EU member countries should buy into companies to counter the threat of Chinese takeovers. However, market circles believe that new restrictions on foreign investments—either on portfolio or strategic investments — would not go down well among investors.The more immediate worries are encashment of offshore guarantees and pressure to fulfil ECB obligations. "Entities are exploring various options, including restructuring their overseas borrowings amongst group companies which have a better financial position. In certain cases these steps also involve a specific approval from the Reserve Bank of India," said Moin Ladha, partner at Khaitan & Co.According to Ashish Pyasi, Associate Partner at Dhir and Dhir Associates, "There are contracts, guarantees, as well as ECB terms with force majeure provision which may cover a pandemic like Covid-19. To give respite from the payment obligations, if government comes up with some support, either at monetary level or suspension of performance of these obligations for some time in accordance with bilateral treaties, it will make things easier for guarantors." But this, said Pyasi, could take time.

Crude oil outlook bleak despite record production cut by Opec++

Posted:

Crude oil prices were highly volatile last week in anticipation of an Opec+ deal. On Sunday night the oil producers' group agreed to a plan to slash production by 9.7 million barrels per day from May, ending the price war between Saudi Arabia and Russia.The agreement followed four days of intense negotiations after Mexico declined to endorse the original agreement. The deal is a little less than the market expected given that Mexico has gotten off easy. The market is very sceptical that Opec+ is actually going to be able to come up with their near 10 Mbpd of production cuts.The production restraints are set to last for about two years, though not at the same level as the initial two months. Copying the model adopted by central banks to taper off their bond buying, Opec will also reduce the size of the cuts during the course of two years. After June, the 10 Mbpd cut will be tapered to 7.6 Mbpd until end of the year, and then to 5.6 Mbpd through 2021 until April 2022.In the US, the huge jump in jobless claims was overshadowed by a series of new Fed programs, including one that will buy junk debt and another that will offer four year loans at 2.5-4 per cent for 'main street' firms with less than 10,000 employees and $2.5 billion in annual revenue. The announcement gave a small lift to risk trades, but was a big anchor on the dollar.Opec dealRussia has reportedly agreed to slash output by 2 Mbpd, while Saudi Arabia will cut four million bpd from its record-setting April production levels of 12.3 Mbpd. That's a cap of 8.3 Mbpd, with both expected to bring down their respective production to around 8.5 Mbpd.The US, Brazil and Canada will contribute another 3.7 Mbpd on paper, as their production declines and other G20 countries will cut an additional 1.3 Mbpd. The G20 doesn't represent real voluntary cuts, but rather reflect the impact that low prices have already had on output and would take months, perhaps more than a year to occur.Mexico will reduce output by 100,000 bpd and rejected its 400,000 bpd share of original deal and the exception granted to Mexico may drive cracks through Opec+. Now its future inside Opec+ is uncertain, as it's expected to decide over the next two months whether to leave the alliance. The lack of formal contribution from Non-Opec nations such as Canada, Norway and Brazil is also disappointing. The market is sceptical on compliance and there will be a lot of scrutiny on oil producing nations. For the last two decades, Mexico has bought so-called Asian style put options from a small group of investment banks and oil companies, in what's considered Wall Street's largest and most closely guarded annual oil deal.The options give Mexico right to sell its oil at predetermined price. They are equivalent of insurance policy: the country's banks gain from higher prices, but enjoy the security of a minimum floor. So if oil prices remain weak or plunge even further, Mexico will still book higher prices.The hedge isn't the only reason Mexico is holding out. But it strengthens country's hand and makes it less desperate for a deal than countries whose budgets have been ravaged by the collapse in oil prices since the start of the year, first because of the coronavirus and then because of the price war launched by Saudi Arabia.In US, where the legislation makes it hard to act in tandem with cartels reported that output will fall steeply by itself this year due to low prices. US Secretary of Energy Dan Brouillette reported that US was already on track for a production decline of 2-3 Mbpd. Further, he underlined that the country is taking action to open strategic petroleum reserves to store as much oil as possible. This will take surplus oil off the market at a time when commercial storage is filling up and the market is oversupplied.Despite Opec+ reaching an agreement to reduce crude production and effectively stopping the price war, oil prices still fell. Countries are leaking big money — for instance, estimates put Russia is losing some $100 million a day from not reaching an agreement to cut crude production sooner.But even if producing countries fulfil their commitments to cut output, would that be enough to stem the crude oil oversupply and the resulting impact on prices?Global oil consumption is down by at least 25 per cent and could have gone beyond 30 per cent without intervention. That's equivalent to 30 million bpd.So what impact could an optimal output cut of 10 million to 15 million bpd make? The deal doesn't take effect until May 1, leaving Opec+ countries, which have significantly increased production over the last month, able to continue flooding the market for nearly another three weeks.Storage woesThe Middle East's main oil-trading hub has run out of room to store unwanted barrels. Terminal operators at Fujairah in the United Arab Emirates say they're turning down requests from traders and refiners to store crude and refined products, whereas a year ago they had ample space. Demand for storage, an unglamorous, but essential link in global energy supply chain, is at its highest in years. With oil prices on the floor, building up reserves makes sense anyway, and China and India have already started. But storage space is limited. Oil traders estimate that China could buy an extra 80 million to 100 million barrels this year. Meanwhile, India is asking state-run refiners to buy 15 million barrels of crude from Saudi Arabia, the United Arab Emirates and Iraq to fill its tanks. Beyond those three countries, there's little storage capacity elsewhere.Diplomatic winThe biggest winner appears to be US President Donald Trump, who refused to actively cut American oil production and personally brokered the deal over phone calls with Mexican President Andres Manuel Lopez Obrador, Russian President Vladimir Putin and King Salman of Saudi Arabia.With the virus paralysing air and ground travel, demand for gasoline, jet-fuel and diesel is collapsing. That threatened the future of the US shale industry, the stability of oil-dependent states and squeezed the flow of petrodollars through an ailing global economy. Ultimately, this looks like a great political move that will shield Opec and Russia from further criticism. They cut by 22 per cent and until the rest of the world does the same, oil prices are now their problem. Will the deal fix the market?This deal fails to address the oversupply issue and these kinds of cuts will need to be in place for months if not a year to come anywhere close to solving the problem. The crude outlook continues to be bleak, despite the unprecedented production cuts.Scale of demand destruction in the immediate term is too big for anyone to manage. Rather, the deal should be viewed as limiting the damage – in terms of bloated inventories – and allowing the market to stage a modest recovery.Global oil inventories will still increase by more than 730 million barrels this year, rising roughly 8 per cent above last August's record 9 billion bbl. The cuts basically aim to prevent even larger inventory build up, which could otherwise hang over market and depress prices for another two years.This week's deal could in theory drain that inventory build by mid-2021, although this would require a strong rebound in demand growth and pretty strict compliance with the deal. Another year of market pressure seems likely, but things would have been much worse without this agreement – with prices likely diving to single digits near-term. Opec and other producers are playing a long game and Opec+ must have confidence that the US and others would do their bit.(Investors are advised to consult financial advisers before taking an investment calls based on these observations)

'Big private banks will make a strong comeback in 6 months'

Posted:

If there is an extended lockdown, it could have a bearing on private banks and delinquencies could then actually trickle down to some of the consumer finance companies. Would you also say that this is a valid concern?It is a fair point given the fact that the lockdown may continue at least till 30 April. Clearly if you see, India's largest consumer finance company Bajaj has mentioned that if that were to persist, earliest they would see a recovery would be by December quarter. So the fear of higher delinquencies is very real. Reflecting on the valuations of all these players, I think they are progressively compressing. I would not be surprised if the NBFC space especially the consumer finance NBFC space sort of suffers even more because right now they have not been given the dispensation by RBI. So at one hand, they have to keep on paying the interest to the banks and the bond holders where as on the other hand they would have give a moratorium to their end customers. So I think the space is clearly under pressure and for the next six months, the entire financial space will remain under pressure. The players who will do well will be the larger banks. The private sector banks have corrected quite a bit and if you take Axis and ICICI, they are trading close to book. HDFC has come down close to historic low valuations. Kotak is also compressing gradually. So in the short term, there is a pressure but I think in the longer term or if we take six months, these guys will come back far stronger because they are building this time to actually grow a significant CASA. It is more out of fear that people are actually moving money and consolidating their savings and deposits in some of these well-established larger banks.An interesting move on Zee today. How do you read into that given that I am not seeing any immediate trigger, but the stock is definitely seeing huge volatility?Zee has a concern more over this new investment that they are looking to make which in my view is a pretty brave step considering that the stock has been under tremendous pressure in regard to the promoter debt and balance sheet debt. On top of this, you are seeing another commitment that they have made to one of their subsidiary companies in terms of supporting it. I think that is something which is adding to the pressure which already the stock was under, bringing back volatility. In fact, at one level people were starting to look at Zee purely from a valuation perspective but I think this development has spooked investors once again.From the pharma pack, which of the heavyweights are you keen on right now; from a Dr Reddy's to a Lupin to a Cipla, everything has been on the move? Right now it seems to be that pharma has become a consensus trade and everybody is talking about ramping up pharma in their portfolios. But in such times, pharma seems to be the space where people feel that this is a nondiscretionary item and that its consumption will continue. However, if you really look at it from a pure business perspective, nothing really has changed for most of these pharma companies in this last one month with regard to whether their plants were under compliance norms, with regard to the pricing pressure in the US market and so on and so forth. But we have seen a run up. Surely there are a few pharma companies who will do very well in this scenario and if I were to really take among the larger ones, I would sort of look at Sun more than anyone. Do earnings really matter now or is it only the visibility in commentary on what these companies will actually see going forward is going to be critical because the quarterly earnings are going to be of the previous three months?Most companies lost about 15 days of earnings. We heard about Godrej Consumers talking about quarterly numbers being down in the mid teens but the corresponding impact on profitability is far larger for the quarter. So, there is one stock where you could possibly have some negative surprise emanating from quarterly earnings and that would go across many many companies. Clearly this year is virtually dusted and gone by and most people have discounted it. Most people will be looking for some sort of handholding or comfort or guidance from companies in terms of how they see their businesses coming back, by what period they see it and what are some of the strategies that some of the proactive companies have put in place to exploit this situation to improve the market share and profitability. This earning season is going to be more about looking for the commentary from managements rather than earnings that had gone by.We all know the state of affairs of aviation. It is unlikely that people would want to travel immediately. On the other hand, airlines are readying with spaced out seating; not sure what pricing they will go for and whether it will actually be higher because there are fewer seats in order to attract people to travel. But what is your outlook on some of these aviation names?Aviation is going to take a longer time. It is going to gradually limp back. You are right. With social distancing being the norm at least for the next few months, airlines are going to be focussing on ensuring that you do not really have to pick up tickets at the counter and most of it will be e-ticketing. However, you will have to sort of go through normal security procedures. So if you are going to have an airline flying, to understand from an airline perspective, most of its costs are fixed in nature; so what it pays to the airports in terms of parking charges, its staff costs and ultimately in terms of whether they can carry an x number of people. It is the load factor which determines the profitability. So if you are going to work at much reduced load and same flight flying from one destination to the other and going to have low number of people, it means either ticket prices will have to go up or the government will have to significantly reduce duties as it is a highly taxed sector; whether it is in the form of lower charges that they pay at airports or in terms of lower excise on jet fuel and so and so forth if they do not want airline prices to go up. But clearly, there is going to be a reluctance on the part of most fliers to fly where only the most urgent need-based flying will take place. So I would think that either they will have to come up with a package to help the airlines in terms of their cost structure or enable them otherwise to reprice their tickets. If they try to put a cap on tickets without doing the other, airlines are going to be in more trouble. In fact they are going to incur more losses on a continuous basis.

Smartphone makers plan sops, aggressive prices to push sales

Posted:

NEW DELHI: Smartphone brands, grappling with plunging sales, may flood the market with new, aggressively priced devices and channel incentives hoping to capitalise pent up demand after the lockdown ends, analysts said. However, organic demand will be tough to generate till at least late in the year, with consumers uncertain about jobs and income levels, they said."When markets reopen, all the major OEMs (original equipment makers) will rush to address the latency in demand by heavily incentivising both offline and online channels," said Neil Shah, research director, Counterpoint Research.Almost all major phone brands have suspended launch of their latest offerings including Oppo Enco M31, Vivo V19, Realme Narzo and Xiaomi Mi 10, while keeping stocks on hold."If the Covid-19 situation gets normal by end of April, we should expect brands to resume product launches and devise pricing and marketing strategies to push sales," Shah said.Organic growth will be difficult and consumers will only buy a phone out of necessity or maybe settle for a refurbished one depending on their spending ability, he added.Faisal Kawoosa, founder & chief analyst of market research firm techARC, said offering discounts in the near-term would be challenging for handset makers because of the 6 percentage point hike in GST on mobile phones from April 1."Towards the festive season, OEMs may bring back discounts," Shah said.During April-August, Kawoosa said consumers will be cautious as many may lose jobs or incomes levels.

IELTS

Posted: 13 Apr 2020 08:08 PM PDT

IELTS


IELTS Listening Practice Test 72

Posted: 12 Apr 2020 05:41 PM PDT

SECTION 1

Questions 1-8

Complete the notes below.

Write NO MORE THAN THREE WORDS for each answer.

TOUR OF EUROPEAN CAPITALS 

Leader: Jenny Allen

Driver: Ray ……………………………..(1)

Duration: ………………………………… (2) days

DAY ONE

Wolverhampton => London                                     arrive      1:00                                                Lunch
3:00                                                ………………………..(3)
5:00                                                book into hotel
………………….(4)                           theatre trip
11:00                                               back at hotel
[can have something to……………………………(5)]

DAY TWO

London => ……………………………(6)                                         7:00                                                   breakfast
9:30                                                   Eurostar
1:00                                                   book into Hotel …………(7)
5:00 – ………………(8)                      free time
8:30                                                   dinner

Questions 9 and 10

Write NO MORE THAN THREE WORDS for each answer.

9. Why is there no tour of Brussels?
___________________________________

10. What will the group be visiting in Amsterdam?
___________________________________

SECTION 2

Questions 11-14

Complete the notes below. Write NO MORE THAN THREE WORDS for each answer.

BUSINESS PLANNING EXERCISE

FORM: PRESENTATION WITH …………………………………………. (11)

STUDENT                                          TASK                                                                              WHY

Mark                                                        financial……………………………(12)                                good at figures

Andrew                                                   helping Mark                                                                   ……………………(13) with figures

Jessica                                                    helping Debbie                                                                 good research skills

Debbie                                                   research ……………………………(14)                                 good research skills

Questions 15 – 18

Complete the sentences below. Write NO MORE THAN THREE WORDS for each answer.

15. The presentation will be in…………………………………………………………………… weeks.

16. Jessica cannot work on the presentation next week because she’ll be………………………………………

17. Most of the basic work on the project will be done by……………………………………………………………..

18. The meeting to discuss the progress of the project will take place on………………………………………

Questions 19 and 20

Choose the best answer A – D.

19. What time will the final meeting take place?

A. 11:00
B. 12:00
C. 1:00
D. 2:00

20. Who will present the final talk?

A. a Japanese student
B. Mark
C. Jessica
D. no one chosen yet

SECTION 3

Questions 21 – 27

Complete the interviewer’s notes below. Write NO MORE THAN THREE WORDS for each answer.

INTERVIEW NOTES

Position:                          Assistant in languages department

Interviewer:                   Mrs Davis

Applicant:                        ……………………………….(21) Barracco

Appointment:                [changed day – has to meet…………. ………………….(22)]
now…………………………..(23)

Application form already received and checked:                                              Yes []               No [] (24)

English Level:                Fair                                Good                           Excellent

Work Experience:       Worked in a bank……………………………….(25)

To teach:                           ENGLISH / ITALIAN/ RUSSIAN

Commitments:               Applied for place on……………………………….(26)

Details of teaching position:                    Teach course on……………………………….(27)

Questions 28 – 30

Write NO MORE THAN THREE WORDS for each answer.

28. What is the interviewee particularly concerned about?
________________________________________________

29 Where will the interviewee live?
________________________________________________

30 When will the interviewee find out if she will be employed as a teaching assistant?
________________________________________________

SECTION 4

Questions 31 – 32

Circle the correct answer A – D.

31 Tonight's ceremony is mainly

A to celebrate the centenary of the college.
B to celebrate the achievements of the college over 100 years.
C to present a prize to the college.
D to present prizes to the students.

32 Government figures show that the college’s main strengths are

A teaching, research and care for students.
B research and engineering.
C teaching and engineering.
D engineering research and care for students.

Questions 33 – 36

Complete each sentence in NO MORE THAN THREE WORDS.

33. In 1900, the area's traditional industries were…………………………………………… and agriculture.

34. The college originally wanted to help ………………………………………………………….. from the town and local area.

35. Dr Bart Halliday is………………………………………………………………………. for winning the Nobel Prize.

36. By 1917 it was producing………………………………..a year.

Questions 37 – 40

Write a short answer to these questions using NO MORE THAN THREE WORDS.

37. Why didn't Lucian Dewdley finish his studies?                                …………………………………………………………

38. What invention brought fame to the college?                                   …………………………………………………………

39. In which other areas has the college become renowned?               …………………………………………………………

40. How long has the speaker been Principal of the College?              …………………………………………………………

Answer keys:

  1. Smith
  2. Six/6
  3. tour of London/sites
  4. 6.30 (pm)
  5. cat/drink/eat and drink
  6. Paris
  7. King George
  8. 8 (pm)
  9. because of elections/blocked off roads
  10. Van Gogh (accept Goph/Goff) exhibition
  11. handouts
  12. costing
  13. experience
  14. smaller companies
  15. two
  16. having (minor) surgery/in hospital
  17. Debbie and Andrew
  18. Thursday
  19. B
  20. D
  21. Gina
  22. father (in London)
  23. Thursday aftemoon/2 o'clock
  24. Yes
  25. for two summers
  26. Master's (course)
  27. Italian media
  28. money
  29. (her) college (accommodation)
  30. couple of weeks/two weeks
  31. D
  32. A
  33. weaving and cutlery/agriculture and cutlery/ weaving and agriculture
  34. the poorest boys/the brightest boys
  35. famous/known
  36. 300 graduates/graduate engineers
  37. because of illness
  38. (Bell) racing engine
  39. bridge building (technology)
  40. 12 years/a dozen years

 

BONUS EXERCISE: GAP-FILLING 

The texts below are transcript for your IELTS Listening Practice Test. To make the most out of this transcript, we removed some words from the texts and replaced with spaces. You have to fill each space with the missing word by listening to the audio for this IELTS listening practice test. 

Go to Gap-Filling

IELTS Listening Practice Test 2

Posted: 12 Apr 2020 05:40 PM PDT

IELTS Listening Practice Test 1   IELTS Listening Practice Test 1 IELTS Listening Practice Test 1 IELTS Listening Practice Test 1 IELTS Listening Practice Test 1 IELTS Listening Practice Test 1 IELTS Listening Practice Test 1 IELTS Listening Practice Test 1

Continue with..Test 3

IELTS Listening Practice Test 85

Posted: 12 Apr 2020 05:39 PM PDT

IELTS Listening Practice Test for IELTS Academic and IELTS General Training Test takers

SECTION 1

Questions 1-4

Complete the following sentences using NO MORE THAN THREE WORDS AND/OR NUMBERS for each.

  1. Martina Bila’s appointment with the accommodation officer is at ______________________.

  2. Martina’s current accommodation is__________________ from the university than she expected.

  3. The landlady is a _____________________ .

  4. The ____________________ to the university isn’t good.

Questions 5-7

Choose the correct answer, A, B, C or D.

  1. Martina is looking for

A. catered accommodation.
B. self-catering accommodation.
C. a place with a landlady.
D. catered or self-catered university accommodation.

  1. The accommodation officer received details of some accommodation

A. the day before Martina made the appointment.
B. the day Martina made the appointment.
C. the day after Martina made the appointment.
D. the day before he met Martina.

  1. When does the accommodation officer think other accommodation will be available?

A. In the next few days.
B. In the next few weeks.
C. Not for a long while.
D. He doesn’t know.

Questions 8-10

Answer the following questions using NO MORE THAN THREE WORDS AND/OR NUMBERS for each.

  1. How much do students pay for catered accommodation during term time?

  2. What nationality are Martina’s new flatmates?

  3. What will Martina lose?

SECTION 2

Questions 11-12

Answer the following questions using NO MORE THAN THREE WORDS for each answer.

  1. What is the title of the series of presentations that David Price will make?

  2. What item has David Price given each student?

Questions 13-14

Decide which TWO things David Price recommends doing 1 year before going abroad. You may write your answers in any order. Choose from the following list:

A. apply for scholarships
B. consult tutor about current course
C. make a precise budget for your studies abroad
D. think about how you will pay your fees
E. book accommodation
F. pay your fees to the foreign universityQuestions 75-76

Questions 15-16

Decide which TWO things David Price recommends doing 6 months before going abroad. You may write your answers in any order. Choose from the following list:

A. get a new passport
B. revalidate your passport
C. ensure your passport is valid for at least six months
D. get a visa for the country you are going to
E. ensure your passport is full
F. make sure your passport has some empty pages

Questions 17-18

Decide which TWO things David Price recommends doing 2 or 3 months before going abroad. You may write your answers in any order. Choose from the following list:

A. transfer money abroad
B. get a plane ticket if costs are reasonable or low
C. check how much luggage you can take
D. check if flights arrive on time
E. book accommodation
F. make sure you have a conditional university offer

Questions 19-20

Complete the following summary of what students should do about health issues using NO MORE THAN THREE WORDS for each answer.

One month before leaving find out if you can get 19_________________where you are going to. Two weeks before you leave ask your doctor to 20_______________ giving reasons for any medicines you are taking with you.

SECTION 3

Questions 21-23

Answer the following questions using NO MORE THAN THREE WORDS for each answer.

  1. What was the student surprised to discover he had a lot of ?

  2. What does the student need to learn the fundamentals of ?

  3. On what basis should the student prepare his schedules ?

Questions 24-26

Complete the following notes using only ONE word for each gap.

Professor s suggestions:             • make a plan for your studies

• make a plan for your free time

24___________________ plans if necessary see how much time you need for activities as you 25______________ with you studies keep schedules balanced and 26___________________

Questions 27-30

Choose the correct answer, A, B, C or D.

  1. The professor points out that the university language centre

A. would certainly be useful for the student.
B. is likely to be useful for the student
C. is available for students.
D. has a wide range of materials.

  1. The professor suggests that the student-

A. join the support group for students on his course.
B. join the support group for students from his country.
C. identify problems that people from his country have in Britain.
D. create a support group.

  1. The student says that

A. he doesn’t know anyone on his course.
B. he doesn’t know the overseas students on his course.
C. there are no people from his country on his course.
D. there are few overseas students on his course.

  1. The International Student Advisor recommended a book

A. but didn’t say the title clearly.
B. but couldn’t remember the title.
C. for all students.
D. for overseas students.

SECTION 4

Questions 31-34

Complete the following sentences using NO MORE THAN THREE WORDS for each answer.

  1. Students whose previous educational experience was_often find It hard to become independent learners.

  2. A student or staff member might become a_to a student working independently.

  3. Study trips provide opportunities for independent students to learn off_

  4. The ELC is used by students on a_basis.

Questions 35-37

Complete the notes concerning the example of Mary and Jim using NO MORE THAN THREE WORDS for each answer.

talk to the English tutor at the ELC

35 _______________ materials

decide which materials to use first and how

discuss problems, 36______________ and evaluate each other

review using notes

decide if 37 ______________ has been achieved

continue with topic or move to another

Question 38

Decide which of the following can be used by independent learners. Write all the correct letters in any order.

A. tapes

B. computer programmes

C. letters

D. discussions with native speakers

E. newspapers and magazines

Questions 39-40

Decide which of the following places independent learners can learn at. Write both the correct letters in either order.

A. libraries

B. the International Student Affairs Office

C. museums

D. shops

E. cafes

Answer keys 

Section 1, Questions 1-10

1 ten/10 o’clock
2 further
3 heavy smoker
4 bus connection
5 D
6 C
7 D
S £37.50
9 British (and) Indian
10 (her) deposit

Section 2, Questions 11-20

11 Countdown to Departure
12 (a) guide
13-14 IN EITHER ORDER
A, D
15-16 IN EITHER ORDER
D, F
17-18 IN EITHER ORDER
B, C
19 free health treatment
20 write a letter

Section 3, Questions 21-30

21 free time
22 time management
23 weekly or monthly
24 revise
25 progress
26 realistic
27 C
28 D
29 D
30 C

Section 4, Questions 31-40

31 teacher focussed
32 (personal) mentor
33 (the) campus
34 self-access
35 identify suitable
36 compare notes
37 initial aim
38 IN ANY ORDER
B, C,E
39-40 IN EITHER ORDER
A,C

BONUS EXERCISE: GAP-FILLING 

The texts below are transcript for your IELTS Listening Practice Test. To make the most out of this transcript, we removed some words from the texts and replaced with spaces. You have to fill each space with the missing word by listening to the audio for this IELTS listening practice test. 

Go to Gap-Filling

SECTION 1

(A-Accommodation Officer S-Student)

A: Hello. How may I help you?

S: Hello. My name is Martina Bila. I made an [………………………………]to see you at 10 o’clock. I’m a little early. Is that OK?

A: No problem. We’re not very busy at the moment. You said on the phone that you weren’t happy with your [………………………………]and were thinking of changing.

S: That’s right.

A: May I ask what the problem is exactly?

S: To be honest, there’s more than one [………………………………]. The main problem is that the accommodation is farther than I imagined from the [………………………………].

A: I see. And the other problem or problems?

S: The other problem is that the landlady is quite a [………………………………]. I’m a non-smoker, and I’m afraid that I find it quite [………………………………].

A: I’m sorry about that. Weren’t you given the option of accommodation with smokers or non-smokers?

S: I’m afraid that’s really my fault. I don’t mind light smokers, but I didn’t get my accommodation [………………………………]very much in advance, so most of the accommodation had gone by the time I [………………………………]. However, a friend told me that there is sometimes accommodation … er … you know … er … accommodation becomes available [………………………………]because some people leave the university or change their place … er … the place where they live, so I thought maybe …

A: I see. Yes, it is important to [………………………………]accommodation well in advance, though it isn’t always [………………………………]. However, your friend was correct. We do get some accommodation available mid-term. Just give me a minute to find your [………………………………]on the computer….

S: Yes, of course.

A: Now, your current address is [………………………………], isn’t it?

S: Yes.

A: Yes, that’s a fair way away. The bus connection isn’t too good either, is it? I think that it would be better to focus on that as the reason for moving, rather than the smoking [………………………………]. However, I will change the information in the computer to say that this accommodation is only [………………………………]for smokers or people who don’t mind heavy smokers. That way we can [………………………………]similar problems in the future.

S: That sounds like a good idea.

A: Now, the good news is that there is plenty of accommodation available nearer the university. The bad news is that it is more expensive.

S: That’s OK. I expected that. Is there anv catered or [………………………………]university accommodation available? That would be ideal.

A: I thought you might be [………………………………]in that. The day after you phoned, a place became available. It’s [………………………………], so it’s the most expensive type of accommodation, but it’s yours if you want it.

S: There’s no self-catering accommodation available?

A: Not at the moment. Something could become available at any time. Vmt then again, vou might have to wait weeks.

S: I understand. Can I just check the cost?

A: It’s [………………………………]per week. You also have to pay [………………………………]during the Christmas and Easter holidays, [………………………………]of whether you are there or not. That sum doesn’t include [………………………………]during those periods.

S: But summer holidays are not included?

A: That’s right. Students are permitted to stay in [………………………………]accommodation during holidays but they usually have to move to a different flat.

S: I see. And do I pay monthly?

A: Yes, but don't worry if you’re a few days late. It [………………………………]quite often and we don’t mind too much.

S: Can I see a picture of the accommodation?

A: Sure,.., It looks like this, You can see that there is a [………………………………]for each student and a common living room and bathroom. There are no

cooking facilities, but many students buy a [………………………………].

S: Can you tell me anything about the people I'd be living with?

A: There are two girls there, One is British and one is Indian. They are studying law and marketing [………………………………]. They’re the same age as you, 20. And they’re not smokers!

S: That sounds perfect. If I don’t give mv [………………………………]a month’s notice, she gets to keep the [………………………………], doesn’t she?

A: That’s normally stated in the rental [………………………………], yes. I’d like to be able to keep this university accommodation available, but I’m afraid I can’t. If someone else wants it and takes it…

S: I understand. I'll take it. Can I move in on the first day of next month?

A; What day is it today? 22nd. Yes. That should be fine. Give me a minute to print out the standard rental [………………………………]

SECTION 2

Presenter: Welcome everybody. Are you all sitting [………………………………]? My name is David Price and this is our first meeting in a series of [………………………………]called “Countdown to Departure”. I know that you have just [………………………………]here for your year-long course prior to [………………………………], but it is certainly worth taking the time to [………………………………]… to think about events that will take place a year, or almost a year, from now. I have [………………………………]this useful guide to planning your time abroad. Please follow the suggested [………………………………]closely. It is vital that you get each thing done on time. If you can get things done earlier than we suggest in the [………………………………], that’s great, but certainly don’t leave them later than we [………………………………]. If you do not get these things done on time, it could [………………………………]your study abroad or at least delay it by a year.

Now, we are currently one year from [………………………………], so you should start applying for [………………………………]programmes and [………………………………]immediately-if you haven’t already. Consult your tutors for further advice on these points. You should also [………………………………]a rough estimate of your study and living [………………………………]and consider how to pay for them. We’ll be looking at that in more detail during the next meeting. You should start [………………………………]accommodation abroad as soon as you have [………………………………]a place on a course. Arranging accommodation can be a rather [………………………………]procedure and can take a while. At the same time, ask the university about your options for paying your fees.

The next point on your [………………………………]is six months before you leave. At that point, you need to check your [………………………………]and, if you are going to need a new one, deal with that [………………………………]. Remember that your passport might need to be valid for the whole of the period you intend to be abroad, but that you can often renew your passport at your [………………………………]in the country where you are studying. In any case, your passport needs to be valid for at least six months after you enter the country where you intend to study. It might seem [………………………………]to get your passport in order so early before you go, but [………………………………]that you have to get your visa as well. You should do that around six months before leaving too. Bear in mind one final, simple, point. Make sure that your passport has a few [………………………………]left for visas and stamps.

Two or three months before, departure, you should ask your bank about the options for [………………………………]money to the country you’ll be studying in and setting up a [………………………………]there. You should also start looking at booking your flight to the country you’ll be studying in. in order to get the best rates. The cost of flights [………………………………]considerably from carrier to carrier, and even between different [………………………………], and depend a lot upon the time of year you are flying. Booking in advance can save you a [………………………………]sum of money. When vou book your flight, vou should check with the [………………………………]or travel agent to find out what vour [………………………………]allowance is. At the same time look into booking your other travel within the country you're going to from the airport where you will arrive. Don’t forget to buy travel [………………………………]when you book any flights. Finally, still two or three months before [………………………………], make sure that you have an [………………………………]letter of [………………………………]from the university you’re going to attend. This is vital as it facilitates entry clearance if into the country.

Next, about one month before leaving, find out whether you will be entitled to [………………………………]free health [………………………………]in the country you are going to and find out how much you will have to pay if not. Look into arranging health insurance if [………………………………]. Also buy currency and travellers’ [………………………………]to cover your first few weeks in the country. Watch the exchange rates and pick a good time, but do not leave it too late. If you are buying travellers’ cheques or a large [………………………………]of money or currency, your bank may need a while to [………………………………]this. Another thing to do is to find out what you can take into the country and what items are [………………………………]. Finally, find out whether your home [………………………………]will cover your belongings while they are abroad. If not, arrange suitable insurance or look into the [………………………………]of arranging a policy in the foreign country.

The last point on this timetable is two weeks before you leave. At this time, you need to do two things. One is to ask your [………………………………]to write a letter explaining any [………………………………]medicines-what they are and why you are taking them. The second is to request a [………………………………]letter from your bank in your own country as this will help you to open a bank account [………………………………]. Now, let’s take a closer look at…

SECTION 3

Professor: Hello, Dinesh. Come in. You said on the phone that you had a few problems to [………………………………]with me. Tell me what they are and I’ll see what I can do to help.

Dinesh: Thank you very much, professor. I've been having some problems [………………………………]to the style of learning at a British [………………………………]and was hoping you could give me some advice.

Professor: I’ll do my best. You won’t be the first [………………………………]student to have problems. What’s your first problem?

Dinesh: Well, my first problem is [………………………………]my time. I mean, after I worked out my [………………………………]for lectures, seminars and tutorials, I was [………………………………]to find that I had quite a lot of free time. However, that’s how it looked on paper and not as it has turned out in reality.

Professor: I see. Take control of this time and organise it carefully. Time that is not organised can [………………………………]very quickly, leaving you [………………………………]to catch up on your work or even running out of time altogether. Learn the [………………………………]of time management. First, make weekly or monthly plans that set out your study [………………………………]for the week or month ahead. [………………………………]time for reading, and work out roughly how much you want to read in each [………………………………]. Plan time to research and write your essays or prepare [………………………………], so that you do not have to stay up late doing them at the last minute. Have you made such a plan?

Dinesh: No, I haven’t. That’s obviously something I should do. I can easily fill that free time with extra studies.

Professor: No, no, That’s not what I mean. Don’t plan to spend all your extra time studying. Remember to leave some time free for [………………………………], sports, seeing friends or simply relaxing. If you do not take time to enjoy yourself, your work will suffer and you will miss out on many other worthwhile [………………………………]. Make a timetable for your free time, if you like. Plan when to see your friends, play your favourite sport, or just hang out. Don’t [………………………………]to revise your plans if you need to. As you [………………………………]through your course, you will get a better idea of how much time you need for different [………………………………]. Adjust your schedules and keep them [………………………………].

Dinesh: So, you’re saying that I need to keep a [………………………………]between work and play and keep an eye on things to make sure that I’m not doing too much or too little.

Professor: That’s right. Feel free to show me your plan when you’ve made one.

Dinesh: Thank you. My next problem is coping with my course. Living abroad in a new [………………………………]makes studying more [………………………………]than usual. I’m worried about my progress and about how I will cope with [………………………………].

Professor: These concerns are natural, but do not let them [………………………………]you. Here are two simple ways you can stay in control of your studies. First, ask for regular meetings with your tutor-in your case, that’s me-to review your progress and [………………………………]any problems. You’re doing that now, so you’ve taken the first step. Let me know if you are having any language difficulties, though in your case that seems [………………………………]. As you are probably ^ aware, there .is aJanguage centre here where all students can  use language-learning [………………………………], but it’s probably not of much use to you. Second, why not try to form a mutual support group with other [………………………………]students to discuss common challenges and to share useful ideas? This can be [………………………………]helpful if you find the teaching methods very different from those you have experienced before. Another type of support group could be other students in your subject area-get together with students on similar courses to discuss the [………………………………], swap ideas and give each other support.

Dinesh: Yes. The second idea is particularly good. As you know, there are not so many overseas students on this course, but I know some other students from my country on other [………………………………]here. I think that I feel overwhelmed because I have set myself [………………………………]goals. Just talking to you has made me realise that I need to take a more realistic [………………………………]and put my problems into perspective.

Professor: Just remember that whatever [………………………………]you may have-about new learning methods, [………………………………]your time, or handling your [………………………………]-there is someone here who can help. I’m happy to be that person. All you have to do is ask. [………………………………], I can offer you a practical solution.

Dinesh: Thank you very much. There is one other thing. When we had the [………………………………], the International Student Advisor [………………………………]a book that’s available from the campus [………………………………]. It’s not specifically for overseas students, but she said it was useful. I didn’t write it down. You wouldn’t happen to know the book I mean, would you?

Professor: I know it. I [………………………………]it. It’s called Learn How to Learn, by David Warner. I’m popping over to the bookshop myself now. Perhaps we could go together?

SECTION 4

Lecturer: Part of the role of university [………………………………]is to prepare students for their [………………………………]life and career. Part of this [………………………………]is to introduce and train students in [………………………………]learning-preparing them to [………………………………]their career as a continuous learning experience, rather than [………………………………]that the end of their university education [………………………………]an end goal beyond which there is no need for further learning. Therefore students are [………………………………]to develop as independent learners. An [………………………………]learner is one who takes [………………………………]for his or her own learning and is not always dependent on teacher being available to [………………………………]and correct. Such a student sets their own learning goals, makes their own [………………………………]as to when and how to study for these goals, and also [………………………………]their own [………………………………]and develops further goals. This is not always easy for students, particularly those whose [………………………………]education has been very teacher focussed with teaching [………………………………]mainly in lecture format and with little [………………………………]for the students to take any control of the learning process. At university, while much teaching is conducted via lectures, students are expected to become [………………………………]independent in their learning. Departments approach this issue in a number of ways. For example, they might provide personal [………………………………]. This could be a student or a member of [………………………………]who is available to discuss problems that the student might have and who will support the student in the process of becoming an independent learner. The second one [………………………………]the student to make certain choices about their course, either in the [………………………………]they choose to learn or in the way in which they choose to learn them. Thirdly, there is the provision of learning [………………………………]outside the confines of the campus, including study trips and student exchanges.

In the English Language Centre, we try to help the [………………………………]of learner independence. This English Language Centre is a self-access one. A [………………………………]centre is a place where learners come [………………………………]to improve the subject that they are studying. In the case of the English Language Centre we focus on English language. In a self-access centre it is the student who [………………………………]what to study, when to study, how long to study, what materials to use, how to use the materials, and how to assess [………………………………]. The learner is not, however, left totally alone. Learners are encouraged to come to the centre in groups, so that they can help each other in the learning process and there is also always an English teacher [………………………………]to answer any questions that students might have, to discuss their [………………………………], and to help the learner assess their work.

Let’s take an example. Mary and her friend Jim have decided they need to [………………………………]their report writing skills. They decide to go to the ELC twice in the next week, for two hours each time, from five o’clock to seven o’clock. The first thing they do is to talk to the English teacher there, to help them [………………………………]what particular [………………………………]of writing a report they find especially difficult. Having done this, they identify [………………………………]books, videos, or computer programs from the index, with help from the teacher if needed. Looking at the [………………………………], they decide which to use first, and how to best to use it. Working through the materials, they [………………………………]problems with each other, [………………………………]notes and evaluate each other’s work and progress. This process of working together is important, as the students are able to [………………………………]each other in the learning process. Of course, sometimes they need more help and so they ask the English teacher at the centre. When they have finished their studies, they review what they have studied, with help from their notes, and [………………………………]the extent to which they have, or have not, [………………………………]their initial aim In the light of this, they will decide to either do more work on the same topic, or move to another topic, either related to this one or something [………………………………]different.

There are many ways students can improve their English [………………………………]of a teacher. Firstly, they can use English language videos in [………………………………]with learning activities such as exercises to practise [………………………………]listening skills, questions to lead [………………………………]on the topic introduced by the video. They can do [………………………………]tasks that use the content of the video to focus on other [………………………………], such as learning vocabulary or understanding the [………………………………]used by the characters in the video. Secondly, they can use a computer programme to improve their [………………………………], by identifying, and then [………………………………], the individual sounds used in English. Thirdly, they can use a book to find a model business letter, for example, writing one of the same type, but with different information, and then discussing it with the ELC teacher before [………………………………]re-writing it. Finally, they can use newspapers or [………………………………]as stimuli for [………………………………]activities with a brief report written at the end, [………………………………]the discussion.

However, the development of an independent learner is not dependent on a [………………………………]like the ELC. Within the university, as well as within [………………………………]departments, the library, the Student Affairs Office and the Student Union all provide a range of [………………………………]for the student to develop as an independent learner. Outside the [………………………………]the opportunities are both physical and [………………………………]. The physical ones include [………………………………], museums and other centres, as well as various special interest groups. In the virtual world of the Internet the opportunities are both [………………………………]and vast. To conclude, in a world in which change is central to our continued [………………………………], the professional must have the [………………………………]and flexibility of a lifelong learner. A lifelong learner must be an independent learner, able to take [………………………………]for all stages of the learning process. It is the student’s responsibility to take advantage of the various opportunities on offer.

 

Practice every day to improve your IELTS listening skills. Don’t forget to visit IELTS Material website on a daily basis to find more practice tests for every skill in the IELTS Test.

Continue with..Test 86

IELTS Listening Practice Test 48

Posted: 12 Apr 2020 05:39 PM PDT


SECTION 1:

Questions 1-5

Complete the form below.

Write NO MORE THAN ONE WORD OR A NUMBER for each answer.

PAN ASIAN AIRWAYS
LOST PROPERTY REPORT FORM

Example                                                                   Answer
First Name                                                               Kirsty

Surname: Allen

Address: (1)………………………… Windham Road Richmond

Postcode: (2) ……………………….

Home tel. 020 8927 7651

Mobile tel. (3)………………………..

Flight Number: (4)…………………………….

Seat Number: (5)……………………………….

From New York

To London Heathrow

Questions 6 -8

Circle THREE letters A – F.

What items did Kirsty's bag contain?

A. 17 pounds

B. pens

C. her passport

D. a book

E. 200 dollars

F. her house keys

Questions 9 and 10

Choose a letter (A – D) that correctly answers questions 9 and 10.

9 What has Kirsty done regarding the loss of her credit card?

A. Informed the police but not the credit card company.

B. Informed the credit card company but not the police.

C. Informed both the police and the credit card company.

D. Informed neither the police nor the credit card company.

10. What must Kirsty do after the call regarding her lost handbag?

A. Call back after 1 1/2 hours.

B. Just wait for a call back.

C. Call back after 1 1/2 hours if she has heard nothing.

D. Call back the next day if she has heard nothing.

SECTION 2

Questions 11 -14

Label the locations on the map below

ielts listening practice test 48

Questions 15 – 20 

Complete the notes below.

Write NO MORE THAN THREE WORDS OR A NUMBER for each answer.

Notes on Student Facilities

Students' Union                                 Very cheap
Bookshop
Food and drink available
Parties!
Offices – travel, welfare etc.
Open 8am -12 midnight

Library                                                 Must register
Tours every (15)………………………. for 2 weeks.
Open 9am – 9pm (later during (16)………………………………..)

Refectory                                             Cheap meals
Lunch 12 noon – 3pm
Dinner (17)…………………….. -8.30pm
Types of food – favourites
healthy
ethnic
(18)
vegan
Sports Hall                                          Must join Athletic Union which – lets me use facilities
lets me play for teams
(19)………………………….. me all year
Discount Card                                    Costs (20) £…………………………….
Gives me discounts on all uni. services

SECTION 3

Questions 21 – 25 

Complete the table below 

Write NO MORE THAN THREE WORDS for each answer.

  John  Jane 
Day of Arrival Thursday (21)……………………………
Subjects Studying economics
maths
french
(22)…………………………..
history
music
Monday’s 9am lecture french history
Monday’s 2pm lecture maths (23)…………………………..
Wednesday afternoon sport selected (24)…………………………. volleyball
Location of Sport sports hall (25)…………………………..

Questions 26 – 29

Write NO MORE THAN THREE WORDS OR A NUMBER for each answer.

26 Students can choose from how many essay titles for their first assignment?_______________________________________________________

27 Where did John travel during the summer?_______________________________________________________

28 What is the word limit for the essays?_______________________________________________________

29 When must the first essay be handed in by?_______________________________________________________

Question 30

Circle the correct letter A – C.

30. Where will John and Jane meet up later that day?

A. the economics course office

B. the economics common room

C. the campus cafeteria

SECTION 4

Questions 31 – 34

Choose the correct letters A – C.

31. Japan relies on oil tankers because…….

A. the country consists of islands.

B. the country has no pipeline network.

C. the country has no natural oil resources.

32. Professor Wilson says that oil tankers are…….

A. very safe.

B. quite safe.

C. quite unsafe.

33. According to Professor Wilson, the main cause of oil slicks is…..

A. accidents while loading and unloading oil.

B. collisions.

C. deliberate releases of oil.

34. According to Professor Wilson, slicks are rarely burned off nowadays because……

A. the oil is refined.

B. it usually doesn’t work.

C. it creates too much air pollution.

Questions 35 – 39

Complete the notes below.

Write NO MORE THAN THREE WORDS.

Oil exploration clean-up techniques

Techniques Advantages Disadvantages
The Containment Boom Cheap and easy Only good when there are (35)………………………..
Chemical Detergents Good for treating (36)……………………………. Chemicals remain in the water + kill marine life.
The Sponge Oil remains permanently in the sponge. The sponge mats turn into (37)…………………………….
Bacteria Cheap
Easy to administer
Totally (38)………………………….
(39)…………………………..

Question 40

Complete the notes below.

Write NO MORE THAN THREE WORDS.

Optional essay question.

Remember to check out the faculty’s notice boards. You will find:

  • reading lists
  • essay questions
  • (40)………………………………………..

Answer key:

  1. 48
  2. R16 GH7
  3. 07754 897 432
  4. PA 365
  5. E6
  6. B
  7. D
  8. E
  9. C
  10. C
  11. Student’s Union
  12. University Library
  13. Hall of Residence
  14. Sports Hall
  15. 2 hours
  16. Final exams
  17. 6 pm
  18. Vegetarian
  19. (Fully) insures
  20. £50
  21. Tuesday
  22. Economics
  23. free/nothing
  24. Squash
  25. Main sports hall
  26. About 10
  27. Africa and Asia
  28. 4000 words
  29. 30th October
  30. B
  31. C
  32. B
  33. B
  34. B
  35. Very calm seas
  36. Larger slicks
  37. Toxic waste
  38. Eco-friendly
  39. No (discernable) drawbacks/none
  40. Deadline for submission

BONUS EXERCISE: GAP-FILLING 

The texts below are transcript for your IELTS Listening Practice Test. To make the most out of this transcript, we removed some words from the texts and replaced with spaces. You has to fill each space with the missing word by listening to the audio for this IELTS listening practice test. 

Go to Gap-Filling

IELTS Listening Practice Test 84

Posted: 12 Apr 2020 05:37 PM PDT

SECTION 1

Questions 1-4

Complete the following information about the cars available for rental using NO MORE THAN THREE WORDS OR NUMBERS for each answer.

Name Size Miles per gallon Price*
IOTA Small 20 £23
COMBI medium 17 £28.75
ROADSTER 1____________ 2______________ 3____________
*Prices include tax and 4__________________

Questions 5-7

Complete the following information using NO MORE THAN THREE WORDS OR NUMBERS for each answer.

Name                                                        David 5

Company                                                 6_____________________

Address                                                    7_____________________ Arlington Close, Beddleton, Yorkshire.

Telephone                                               0676934888

Questions 8-10

Complete the following sentences.

8. In the car, there is a_____________and a torch.

9. The registration number of the car is_______________

10. The car uses a______________ locking system.

SECTION 2

Questions 11-14

Answer the following questions using NO MORE THAN THREE WORDS for each answer.

11. How did the traveller hear about New York?

12. How many times had the traveller flown by plane?

13. What surprised the traveller about New York’s airport?

14. What happened in London?

Questions 15-17

Complete the following sentences using NO MORE THAN THREE WORDS for each answer.

15. The traveller liked the different kinds of______________________

16. Things that the traveller didn’t like in New York were the_____________________

17. From the flat, the traveller could see the___________________

Questions 18-20

Choose the correct answer or answers from A-D.

18. The traveller found New Yorkers to be

A. kind.
B. rude.
C. pushy.
D. helpful.

19. Which people showed the traveller around New York?

A. Her friend.
B. Her friends.
C. Her friends’ neighbours.
D. Strangers.

20. What events did the traveller see?

A. A chess tournament.
B. The Feast of San Gennaro.
C. The Annual African American Day Parade.
D. Richmond County Fair.

SECTION 3

Questions 21-24

Complete the notes on how to teach kina esthetic learners using only ONE word for each gap.

21. Cestures-especially_____________ones.

22. Spell out words in the_____________.

23. Put_______________on board and students label it.

24. Students______________out words and others guess them.

Questions 25-27

Complete the following sentences about visual learners using NO MORE THAN THREE WORDS for each answer.

25. Flash cards can be different colours according to the____________________.

26. Students can____________________words In texts and ask their partners for meanings.

27. Lastly, Tina points out that____________________can be used.

Questions 28-30

Complete the summary on auditory learners using NO MORE THAN THREE WORDS for each gap.

Students listen to a 28_________________and draw what they hear or the teacher could describe a picture and the teacher and students can see whose picture was closest to the original.

Each student gets a flash card and holds up their card when the 29__________ is used in a song, poem or story. Students add a sentence to a story, including the word on their flash card.

The teacher gives the students lyrics with some words replaced by 30____________ words. Students listen to the song and make corrections.

SECTION 4

Questions 37-33

Complete the following sentences according to the information given by the tutor. Use NO MORE THAN THREE WORDS for each answer.

31. Note taking improves your ability to________________on what the speaker says.

32. Note taking allows you to get a_________________of the material being presented.

33. There are many ways of taking notes, but they must allow you to________________ contained in them and connect them together.

Questions 34-38

Complete the following notes according to the information given by the tutor. Use NO MORE THAN THREE WORDS for each answer.

Title of lecture:                                             Write it down 34__________________

Direct signal                                                   For example 35______________you get this down."

Indirect signal                                               Pausing. Speaking slowly, loudly. Using stress.

Repetition                                                      30________________and add new information.

Book recommendation                            Tutor usually 37________________reading whole book.

General advice                                             Avoid repetition 38________________obvious points.
Summarize important ideas.

Questions 39-40

Complete the following notes on recommended books. Use NO MORE THAN THREE WORDS.

Title Author Suggested unit
39____________ Tony Lynch 6 and 12
Learning to Study in English Brian Heaton and Don Dunmore 40________________

Answer keys:

Section 1, Questions 1-10

1. medium
2. 17
3. 31.05
4. insurance
5. Browne
6. Hectrix Electronics
7. Unit2/Two
8. first aid kit
9. K758 SMD
10. central

Section 2, Questions 11-20

11. (from) friends
12. none/never/0
13. lot of foreigners
14. (they) changed planes
15. buildings and monuments
16. crowds (and) (bad) weather
17. ocean
18. IN EITHER ORDER
A, D
19. C
20. IN EITHER ORDER
B, D

Section 3, Questions 21-30

21. finger
22. air
23. poster
24. act
25. part(s) of speech
26. highlight
27. spider diagrams
28. dictation
29. word or phrase
30. rhyming

Section 4, Questions 31-40

31. concentrate
32. deeper understanding
33. reproduce the ideas
34. in full
35. Make sure
36. Go back
37. doesn’t suggest
38. Omit
39. Study Listening
40. IN EITHER ORDER
5,10

BONUS EXERCISE: GAP-FILLING 

The texts below are transcript for your IELTS Listening Practice Test. To make the most out of this transcript, we removed some words from the texts and replaced with spaces. You have to fill each space with the missing word by listening to the audio for this IELTS listening practice test. 

Go to Gap-Filling

IELTS Listening Practice Test 11

Posted: 12 Apr 2020 05:33 PM PDT

Audio Listening Practice Test 11

SECTION 1: Questions 1-10

Choose the correct letter, A-C

The radio station broadcasts …………………………

A. national news and local news

B. campus news only

C. Portsmouth news

Example: C

Question 1-3: Choose the correct letters, A-C

1. The first part of the news will be ……………………..

A. entertainment

B. academic C sports

2. Mike is most likely to be studying …………………….

A. history

B. animal psychology

C. physics

3. How many goals did Molly Mbeka score against Southampton?

A. Three

B. Four

C. Five

Question 4-5: Complete the following sentences with NO MORE THAN TWO WORDS for each answer

4. Susie Smith's nickname is …………………………

5. Molly Mbeka comes from the country of ………………………

Question 6: Choose ONE letter, A-C

How many goals did Molly Mbeka score in international matches last year?

A. 25

B. A few more than 25

C. A lot more than 25

Question 7-10: Answer the following questions in NO MORE THAN TWO WORDS OR A NUMBER for each answer

7. Why didn't Bristol University's two best players play against Portsmouth University? ………………………………..

8. Where does the bad news come from? ……………………………

9. What is Mike's favourite beer? ……………………………

10. What is the radio station's telephone number? …………………………..

SECTION 2: Question 11-20

Question 11-13: Write NO MORE THAN TWO WORDS for each answer. Name three types of people in the audience

11……………………………..

12……………………………..

13……………………………..

Question 14-15: Choose TWO letters, A-E

Why were sales of the company's new mobile phones disappointing?

A. The company didn’t promote them.

B. Poor market research

C. Lack of experience

D. Competitors were ready with new models.

E. Not easy to break into the cell phone market

Question 16: Write NO MORE THAN THREE WORDS for your answer

In addition to reliability, what quality will the company stress in its next mobile phone marketing campaign? ……………………………

Question 17-20: Write NO MORE THAN TWO WORDS for each answer

17. The company’s professional digital cameras are selling well in the field of …………………………..

List two things that have reduced the company's costs.

18……………………………….

19……………………………….

20. The company is not involved in the digital music because of fierce competition, high legal fees, and ……………………………

 

SECTION 3: Question 21-30

Question 21-23: Write NO MORE THAN TWO WORDS for each answer

21. What does Mary want to talk about with Mr Hays? …………………………….

22. Where are Mary's parents? ……………………………….

23. Name one of Mary's favourite places in the city where she lives …………………………

Question 24-25: Choose TWO letters, A-E

Which statements are correct?

A. Mary lives close to the countryside.

B. Mr Hays lives far from the sea.

C. Mary is enthusiastic about her university studies.

D. Mary used to like German.

E. Mary was good at German.

Question 26-29: Write ONE WORD for each answer

26. When did Mary last talk with her mother or father?

27. What industry do Mary's parents work in?

28. What city are Mary and Mr Hays meeting in?.

29. What high school club was Mary the president of?

Question 30: Write NO MORE THAN TWO WORDS for your answer

Where will Mary go as soon as she returns to university? ……………………………..

SECTION 4: Question 31-40

Question 31-34: Write NO MORE THAN THREE WORDS for each answer

31. Today, what stands on the site of Tenochtitlan? …………………………

32. The Aztecs prevented soil run-off by ………………………..

33. To prepare for chinapas, the Aztecs first ……………………..

34. The Aztecs used those floating gardens to plant vegetables like (name any 3 kinds of vegetables) ………………………

Question 35-38: Complete the table below. Write NO MORE THAN TWO WORDS OR A NUMBER for each answer

                                                             Data on the Aztec’s Calendar Stone

Number of years needed to make it                                                     35 ……………………………..

Dimensions                                                                                               Thickness: 3 feet

                                                                                                                     Diameter. 36 ………………………. feet

                                                                                                                    Weight: approx 24 tons

Number of months in year                                                                                    18

Number of days in each month                                                            37 …………………………….

English meaning of “Nemontemi”                                                       38 …………………………….

Question 39-40: Write NO MORE THAN THREE WORDS for each answer

39. Apart from angry gods, what did the Aztecs blame for disease? …………………………….

40. What did Aztec doctors do to treat an illness? ………………………………..

ANSWER

1. C

2. B

3. B

4. Blond Dynamite

5. Ghana

6. A

7. injury

8. Students’ Union

9. Bitter

10. 8759 765

11. board member

12. staff member

13. stockholder

14. C

15. E

16. long battery life

17. medical imaging

18. interested sourcing

19. energy efficiency

20. minimum

21. university

22. New Zealand

23. Canterburry Catheral

24. A

25. E

26. Easter

27. filming

28. London

29. Chess

30. debating society

31. Mexico City

32. building terraces

33. dug canals

34. beans, chili peppers, avocados, squash, tomatoes ( any three of these )

35. 52

36. 12

37. 20

38. sacrificial days

39. bad birth signs

40. using herbal medicine

Continue with..Test 12

IELTS Listening Practice Test 21

Posted: 12 Apr 2020 05:30 PM PDT

Audio for Listening Practice Test 21

Section 1: Question 1-10

Question 1-5: Complete the following information using NO MORE THAN THREE WORDS AND/OR NUMBERS for each gap.

Surname                             1 …………………….

Given name                        Sharon

Address                               2 …………………….. , Tipton, TP3 4MB

Date of birth                       3 ……………………..

Type of membership        annual

Amount due                       4 ……………. £

Credit card number         4673 9702 0361

Expiry date                         5 ………………………

Question 6-9: Label the diagram of the gym, using FOUR of the following six labels. Write the appropriate letter in the correct space on your answer sheet.

IELTS Listening Practice Test 21
IELTS Listening Practice Test 21

A. free weights area                                 D. refreshment area

B. ladies' changing area                          E. treadmills

C. men's changing area                           F. various machines

Question 10: Decide which pair of pie charts illustrate the membership of the gym and spa and write the appropriate letter on your answer sheet.

IELTS Listening Practice Test 21
IELTS Listening Practice Test 21

Section 2: Question 11-20

Question 11 and 12: Complete the following sentences using NO MORE THAN TWO WORDS for each gap.

11. The university has produced a …………………. to inform students about the different accommodation options available.

12. All catered and self-catered accommodation is close to the ……………………….

Question 13-16: In boxes 13 -16 on your answer sheet, write

A. if the statement applies to catered accommodation

B. if the statement applies to self-catered accommodation

C. if the statement applies to private accommodation

D. if the statement is not mentioned at all by the accommodation officer

13. Meals are included in the rent.

14. This is the best accommodation for people who want to choose when they eat.

15. Most students live in this kind of accommodation.

16. This is the most expensive type of accommodation.

Question 17-20: Decide which letter on the map shows the location of each of the following university halls of residence.

IELTS Listening Practice Test 21
IELTS Listening Practice Test 21

17. Malvern Halls

18. Grampian Halls

19. Brecon Halls

20. Sperrin Halls

Section 3: Question 21-30

Question 21-24: Answer the questions using NO MORE THAN THREE WORDS for each answer.

21. When did Jenny arrive at the university? ……………………..

22. What is Tom going to study? …………………….

23. What is Jenny going to study? ……………………..

24. What two items have the students been given? ……………………

Question 25-27: Complete the following sentences using NO MORE THAN TWO WORDS AND/OR NUMBERS for each gap.

25. Tom's Halls of Residence is named ……………………

26. Tom's accommodation is a ………………. from the campus.

27. Jenny's accommodation is near the campus, close to the …………………..

Question 28-30: Decide which three items Jenny needs to buy and write the appropriate letters on your answer sheet in any order.

A. binders

B. notebooks

C. notepaper

D. paperclips

E. pencils

F. pens

G. primer

H. printer paper

Section 4: Question 31-40

Question 31-33:

31. Which pie chart shows the ages of the Asian students surveyed?

IELTS Listening Practice Test 21IELTS Listening Practice Test 21
IELTS Listening Practice Test 21
  1. Which pie chart the main reasons Asian students wanted to study abroad?
IELTS Listening Practice Test 21
IELTS Listening Practice Test 21

33. Which bar chart shows the percentage of Asian students who made Australia their first choice destination?

IELTS Listening Practice Test 21
IELTS Listening Practice Test 21

Question 34 and 35: Answer the following questions using A NUMBER for each answer.

34. Approximately how many foreign students enrolled in Australia in the year 2000?

35. How much did Australia's education exports rise by last year?

Question 36-40: Complete the following sentences using NO MORE THAN TWO WORDS OR NUMBERS for each gap.

36. It became harder to get a ……………………… for the USA after September 11.

37. ……………………… of Asian students gave lower study fees as a reason for choosing Australia.

38. Asian students rank Australia number …………………. in terms of educational quality.

39. ……………………… programmes are unlikely to reduce the number of students going

abroad in the near future.

40. Asian students are increasingly using …………………… to help arrange their studies abroad.

ANSWER

1. Pierce

2. 70 Welcome Lane 3.13 July 1980

4.180

5. September 2009

6. D

7. E

8. A

9. B

10. C

11. guide

12. city centre

13. A

14. B

15. B

16. D

17. B

18. D

19. H

20. F

21. Thursday

22. European History

23. Geography

24. timetable, reading/ book list

25. Wish Lane

26. 30 -minute walk

27. north gate

28. A

29. B

30. H

31. D

32. B

33. A

34. 100,000

35. 17.8%

36. visa

37. 20%

38. three/3

39. Transnational (education)

40. education agents

Continue with..Test 22

IELTS Listening Practice Test 25

Posted: 12 Apr 2020 05:30 PM PDT

Section 1: Question 1-10

Question 1-5:  Choose the correct letter, A, B or C.

Example: Mr Thomson has just been ………………….

A. writing reports on the pupils.

B. reading about the pupils' progress.

C. speaking to a class of pupils.

1. The camping trip will be held …………………….

A. the following month.

B. from the 24* to the 26*.

C. over a five-day period.

2. Jamie's complaint about last year's trip was that ……………………..

A. the camp wasn't big enough.

B. he was unhappy while at the camp.

C. he had problems finding the camp.

3. The campsite is located ……………………..

A. in the Lake District.

B. in Carlisle.

C. beside I.ake Brant.

4. Jamie thinks the forests will be good for children who ……………………

A. are used to nature.

B. live in cities.

C. like sports.

5. Each child will pay ……………………….

A. less than £4 a night.

B. approximately £5.

C. more than £10.

Questions 6-10: Complete the sentences below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer

6. After they arrive, the children will have a ………………… at 8 o’clock.

7. On Saturday morning the children will get up at …………………….

8. During the 'talk back' session the children can ……………………..

9. On Sunday the children will go on a day trip to visit ……………………….

10. At 6 o’clock on Sunday the children will be on the …………………….

Section 2: Question 11-20

Question 11-15: Complete the sentences below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

11. The man is the ……………………. of Student Services at Radstock.

12. The ………………………… are all enrolled as students at the university.

13. The student discount cards allow students to save up to ……………………. per cent when eating out.

14. Students interested in joining a club can sign up on weekdays between …………………….. o'clock.

15. The man advises the students to …………………… and enjoy themselves.

Questions 16-20: Answer the questions below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

16. What kind of difficulties might people experience? ……………………….

17. What is the first problem that the man mentions? ………………………

18. How often do drop-in sessions take place? ……………………….

19. How long do drop-in sessions usually last for? ………………………

20. Who runs the workshops on personal development? ……………………….

Section 3: Questions 21-30

Questions 21 and 22: Choose the correct letter, A. B or C.

21. Simons main problem is that he …………………….

A. disagrees with some of the sources.

B. can't find some of the sources.

C. doesn't know what sources to read.

Question 23-25: Complete the table below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

                                  HISTORY OF SCIENTIFIC METHOD

         Era                                              Location                                                            Details

Early 1600s BC                            Egypt, Babylon                                   Use of examination, 23 ……………….

                                                                                                                       treatment and prognosis.

5th century BC                             Ancient Greece                                   Widespread, although many still believed

                                                                                                                       in the power of 24 ……………….. ; Plato was influential.

Middle Ages,                                Muslim world                                      Stress on experimentation.

before 25 …………….

Questions 26-30: Complete the flow chart below. Write NO MORE THAN ONE WORD for each answer.

IELTS Listening Practice Test 25
IELTS Listening Practice Test 25

Section 4: Question 31-40

Questions 31-33: Answer the questions below. Write NO MORE THAN THREE WORDS for each answer.

31. In which part of London is the Tate Modem? …………………………

32. What did the building the Tate Modem is in use to be? ……………………….

33. Work by whom is displayed on level 2 of the Tate Modern? ………………………

Questions 34-40: Complete the notes below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

• Tate St. Ives

Location: Cornwall

Built on site of: 34 ……………………

Housed in: 35 …………………….

Opening dale: 1993

Exhibits: 36 ………………….. , including St Ives School

• Tate Britain

Location: Westminster

Opening date: 37 ……………….. leave

Built on site of: old prison

Founder: Sir Henry Tate

Exhibits: 38 ………………….. and modem art

• Tate Liverpool

Opening date: 1988

Exhibits: displays from Tate Collection and 39 ………………….

Housed in: 40 ……………………

ANSWER

1. A

2. A

3. C

4. B

5. A

6. barbecue

7. 7/seven

8. discuss their day

9. (some)/(the) caves

10. buses

11. director/Director

12. reception staff

13. 35/thirty-five

14. 10 and 3/ten and three

15. get involved

16. emotional or physical

17. homesickness

18. daily

19. (about) 45 minutes/forty-five minutes

20. (the) Counselling Service

21. B

22. C

23. diagnosis

24. pure rational thought

25. (the) 11th century

26. problem

27. analyse

28. unreliable/unusual/surprising

29. modify

30. communicate

31. (the) South Bank

32. (a) power station

33. contemporary artists

34. (a) gasworks

35. (a) 3/three-storey buildings

36. modern British artists

37. 1897

38. historic

39. temporary exhibitions

40. (a) warehouse

Continue with..Test 26

IELTS Listening Practice Test 26

Posted: 12 Apr 2020 05:30 PM PDT

Section 1: Question 1-10

Question 1-3: Answer the questions below. Write NO MORE THAN THREE WORDS for each answer.

Example: How did Peter and Joan last communicate with each other? on the telephone

1. What is going to be closed down? …………………..

2. What does Peter want to organize? ………………………

3. What does Joan suggest they get people to do? …………………………

Questions 4-6: Choose the correct letter. A, B or C

4. Which of the following might they need?

A. an orchestra

B. a caterer

C. a telephonist

5. Where will they probably hold the meeting?

A. the youth club

B. somebody’s living room

C. the village hall

6. When do they decide to hold the meeting?

A. they haven’t decided yet

B. at the weekend

C. some time during the week

Question 7-10: Complete the sentences below. Write NO MORE THAN TWO WORDS for each answer.

7. Dr Perkins is the best person to describe the ………………….. at the clinic.

8. Joan often meets Mr Sims’ wife ……………………

9. The editor of the newspaper might let them advertise …………………..

10. …………………. will be needed to go from door to door posting leaflets.

Section 2: Questions 11-20  

Questions 11-14: Choose the correct letter A, B or C

11. What can visitors use free of charge?

A. pushchairs

B. child carriers

C. coats and bags

12. Which of the following can visitors buy at the shop?

A. coins

B. refreshments

C. postcards

13. When did the Grand Opening of the baths occur?

A. 1894

B. 1897

C. 1994

14. The Romans built on the site …………………….

A. after the Celts.

B. before the Celts.

C. at the same time as the Celts.

Question 15-20: Complete the summary below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

The Great Bath is 15 …………………. deep. Around the bath area are alcoves where there were 16 …………………. and tables where bathers could relax. The water temperature of the Sacred Spring is 17……………………. The water is rich in 18 ……………………… In Roman times, the Sacred Spring was well-known for its 19 ………………….. The Temple was constructed between 20 …………………. AD.

Section 3: Question 21-30

Question 21-25: Answer the questions below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

21. What is John researching? ……………………

22. Apart from pollution, what would John like to see reduced? ……………………….

23. According to Johns tutor, what can cars sometimes act as? ……………………….

24. How much does Johns tutor pay to drive into London? ………………………

25. In Singapore, what do car owners use to pay their road tax? …………………….

Questions 26-30: Complete the sentences below. Write NO MORE THAN TWO WORDS AND/OR A NUMBER for each answer.

26. In Athens, cars can only enter the city centre on ………………………..

27. 'BRT' stands for 'bus ' ……………………….

28. In London, after a new road tax was introduced, moped and bicycle use increased by ……………………..

29. Both Japan and Holland provide …………………… for those cycling to train stations.

30. In the USA, police officers on bikes make more ……………………. than those in patrol cars.

Section 4: Question 31-40

Questions 31-34: Complete the sentences below. Write NO MORE THAN TWO WORDS for each answer.

31. The lecture is intended mainly for those entering the ……………………, but is relevant to all students present.

32. The lecturer believes that too ………………….. a specialization can be damaging.

33. The number of …………………….. who were also writers is surprising.

34. The speaker believes that literature provides a ……………………. which medical schools do not.

Questions 35-40: What is said about each of these books? Choose your answers from the box and write the letters A-H next to questions.

A. It conveys the thrill of scientific discovery.

B. It is of interest to any natural historian.

C. This is a classic of scientific writing.

D. It is about the life of a scientist.

E. This book is now sometimes used in schools.

F. This is also a good travel book.

G. This book examines the dark side of human nature.

H. This book was a response to another book.

35. A Short History of Nearly Everything   

36. Wonderful Life  

37. The Rise and Tall of the Third Chimpanzee

38. The Water Babies   

39. The Emperor of Scent   

40. On The Origin of Species  

ANSWER

1. (the) local clinic

2. a charity event

3. hold a protest

4. B

5. C

6. A

7. financial situation

8. socially

9. for free

10. Volunteers

11. B

12. C

13. B

14. A

15. 1.6 m/metres

16. benches

17. 46° C/forty-six degrees centigrade

18. minerals

19. healing powers

20. 60/sixty and 70/seventy

21. (urban) transport systems

22. (traffic) congestion

23. (a) status symbol

24. £5/five pounds

25. (a) credit card

26. alternate days

27. rapid transit

28. 17%/seventeen per cent

29. (special) parking facilities/areas

30. arrests

31. medical profession

32. narrow

33. physicians

34. human dimension/mind

35. E

36. A

37. G

38. H

39. D

40. C

Continue with..Test 27

IELTS Listening Practice Test 28

Posted: 12 Apr 2020 05:30 PM PDT

Section 1: Question 1-10

Complete the form below. Write NO MORE THAN TWO WORDS AND/OR A NUMBER for each answer.

                                  COMPLAINT RECORD FORM

Example

Name:                                                       Susan Yorke 

Address:                                                   Flat 1

                                                                   1 ……………..

                                                                   Harchester

                                                                  HA6 5LD

Daytime telephone number:               0781 233 452

Purchase reference number:               2 …………………… 8443

Date of purchase:                                   15th January

Item description:                                   Aqua Powershot digital camera in a

                                                                   3 …………………… colour

Insurance?                                              Yes, has a 4 ………………… policy

Details of complaint:                            5 ………………….. missing

                                                                  should be 6 ………………….. but isn't

                                                                  7 …………………… on case

Action to be taken                                 If repair not possible, offered to provide a

                                                                  8 ……………………, but customer requests a 9 ……………………

                                                                 Asked customer to send item to 10 …………………….

Section 2: Question 11-20

Questions 11-15: Match the places. Write the correct letter A-II next to the Questions 11-15.

IELTS Listening Practice Test 28
IELTS Listening Practice Test 28

11. tourist information 

12. car park

13. museum

14. picnic area

15. gift shop

Questions 16-18: Which THREE activities or events do you need to pay to get in?

Choose THREE letters A-F.

A. museum

B. castle

C. fireworks

D. gardens

E. rock concert

F. jazz concert

Questions 19 and 20: Answer the questions below.

Write NO MORE THAN TWO WORDS AND/OR A NUMBER for each answer.

19. How often is the charity event held? ………………………

20. Who does Age Concern help? …………………………

Section 3:  Questions 21-30

Questions 21-26: Choose the correct letter A, B or C

21. Before giving his presentation, Paul is worried about ……………………..

A. choosing what information to use.

B. not remembering what to say.

C. organizing the projection equipment.

22. Paul's friends advise him not to ……………………

A. speak about popular periods.

B. talk at length about art history.

C. speak too quickly in the presentation.

23. Why does Paul like the idea of the timeline?

A. It will be visually pleasing.

B. It will save some time.

C. It will keep him focused.

24. Paul is going to show famous works of art to ……………………

A. show people that he has good taste.

B. make people think about what counts as art.

C. prove that modern art isn't as good as classic art.

25. Paul wants his presentation to …………………..

A. change personal opinions.

B. create a big fight.

C. start an exciting debate.

26. What does Isabel say about modern artists?

A. They are skillful.

B. They paint like children.

C. They have a sense of freedom.

Questions 27-30: Complete the notes below. Write NO MORE THAN TWO WORDS for each answer.

                     TIPS TO FIND PICTURES

• go to fine art section in 27 …………………….

• ask 28 …………………. for access to slide bank

• if not, use the 29 ……………………..

• find pictures using a 30 ………………………

Section 4: Questions 31-40

Questions 31-36: Complete the diagram below. Write NO MORE THAN THREE WORDS AND/OR A NUMBER for each answer.

IELTS Practice Test Listening 28
IELTS Practice Test Listening 28
IELTS Practice Test Listening 28
IELTS Practice Test Listening 28

Questions 37-40: Complete the sentences below. Write NO MORE THAN TWO WORDS for each answer.

37. Technology has made communication easier, encouraging the use of a ………………………

38. Some speakers may associate major languages with better …………………….

39. A group of people can lose their …………………… when their language becomes extinct.

40. We can help preserve languages through specific programmes and by encouraging people to become …………………………

ANSWER

1. Alpine Avenue

2. DMX

3. silver

4. Four Star/four star

5. memory card

6. waterproof

7. (big) scratch

8. replacement

9. refund

10. Customer Services/customer services

11. F

12. G

13. D

14. B

15. H

16-18. (in any order) B    C      E

19. every year

20. elderly people

21. A

22. B

23. B

24. B

25. C

26. C

27. (the) library

28. (the) staff

29. (library) computers

30. search engine

31. Minority/minority

32. Number/number

33. Population/population

34. total

35. 15%

36. Europe

37. common language

38. (economic) status

39. oral traditions

40. literate

Continue with..Test 29

COVID-19 pandemic: Control rooms set up to deal with wage cut, retrenchment issues

Posted: 13 Apr 2020 05:39 PM PDT

COVID-19 pandemic: Control rooms set up to deal with wage cut, retrenchment issues
"Whenever there is a distress call, our officers are dealing with those on a priority basis. If it is in the sphere of states, we are also coordinating with the state governments," chief labour commissioner (central) Rajan Verma said.

Source: TFE

Banks may stay with AAA paper to invest TLTRO money

Posted: 13 Apr 2020 05:39 PM PDT

Banks may stay with AAA paper to invest TLTRO money
RBI clarified that any amount that is not used within the given time frame would attract a penal interest – the prevailing policy repo rate plus 200 basis points for the number of days the money remained unused.

Source: TFE

Stimulus package not enough to fix a fractured economy

Posted: 13 Apr 2020 05:39 PM PDT

Stimulus package not enough to fix a fractured economy
Piecemeal patches aren't enough to repair the economy in the current crisis, much less aspire for $5-trillion one

Source: TFE

Up to 4% interest relief part of Govt’s fresh export package

Posted: 13 Apr 2020 05:39 PM PDT

Up to 4% interest relief part of Govt's fresh export package
It has also provided exemption from the payment of IGST and compensation cess on the imports made under Advance/EPCG authorisations and by export-oriented units by up to March 2021.

Source: TFE

Controlling COVID-19: To slay the Coronavirus-Goliath

Posted: 13 Apr 2020 05:39 PM PDT

Controlling COVID-19: To slay the Coronavirus-Goliath
CDDEP-Princeton-Johns Hopkins researchers estimate a mammoth hospitalisation problem from COVID-19 in India. Pushing out the peak,i.e. delaying its occurrence through lockdowns, seems the only workable strategy till a vaccine or cure appears

Source: TFE

Coronavirus in Mumbai: City's close-knit communities set their own lockdown rules

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus in Mumbai: Despite govt directive, dialysis patients in limbo

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Good Old Days: When the Delhi seamer got five-for in Sharjah and then faced Bishop in West Indies

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

A painfully slow trek to normalcy

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus in Mumbai: ‘Impractical, unsafe’; Animal feeders object to 2-hour early morning time

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus in Mumbai: More hospital staff fall ill in line of duty; more than 100 thus far

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Mumbai: Man issued e-challan for taking sister to eye doctor

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus lockdown: Defer rent dues, citizens petition Maha CM Uddhav Thackeray

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus in Mumbai: MVA govt delays transfer of cess fund to labourers

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus in Mumbai: Barbers living on razor's edge

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

UEFA has remained optimistic about the prospect of finishing the European seasons

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

Coronavirus update: Maharashtra govt mum on relaxation in less-hit areas

Posted: 13 Apr 2020 05:23 PM PDT



Source: FPJ

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