Over the course of a year, an amateur hacker exacted a wicked revenge on his ex-girlfriend, manipulating the criminal justice system, confounding police, and forcing her into an alternate reality of his own design.
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The evidence includes text messages, handwritten notes and other correspondence from Lev Parnas, one of the men who worked with Rudy Giuliani to dig up dirt in Ukraine.
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"Tokyo Mirage Sessions," a wondrous mashup of "Fire Emblem" and "Shin Megami Tensei," is releasing on Switch this Friday. Even better, this port includes all new content, so existing fans will have more to discover.
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Get back to the gym faster and more comfortably in 2020 with help from the Evertone Prosage Thermo with percussion and heat massaging tech. Right now, it's 25 percent off $199.99 at just $149.99.
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As the debate kicked off, the Bloomberg campaign's Team Bloomberg (@Mike2020) also kicked things off, innocuously enough, with some facts about Bloomberg. Then things got weird.
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Whether you're a basketball fan, a League Pass viewer, or someone who has attended an NBA game in person, you have likely at some point witnessed an in-game promotion that features a fan attempting a halfcourt shot in hopes of winning a prize.
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A new book exposes for the first time the extraordinary efforts by Michael Cohen, David Pecker, and others to hush up a porn star about her sexual fling with the future president.
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What happens when ordinary people play God to strangers? Leora Smith explores the history of one of the oldest art installations at Burning Man and the conversations that unfold there.
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Brad Pitt, newly nominated for an Oscar, has been a movie star for decades. But what are his best films? We went through all his works to rank them all, including "Once Upon a Time in Hollywood," "Fight Club," "Seven" and more.
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Proposition E would put a moratorium on new commercial real estate if affordable housing goals aren't met. But critics aren't convinced it would be effective.
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An unnamed woman recently called into work to notify her boss that she was running late because she had gotten a flat tire. She sent over a "photo" as proof of her plight. Unfortunately for her, the badly Photoshopped photo gave away her lie and sparked laughter at her job (and across the Web).
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Before 2019, it felt like the Facebook communications machine was a well-oiled, unstoppable juggernaut. Bad news bounced off of them, as they were frighteningly disciplined in how they responded to any inbound scandal. There were no leaks. No one ever broke rank. The messaging was crystal clear. Then something happened.
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Ain al-Asad Air Base (Iraq) (AFP) - Moments after volleys of Iranian missiles began to batter Iraq's Ain al-Asad airbase, US soldiers at the desert facility lost contact with their ultra-powerful -- and expensive -- eyes in the sky.
At the time the attack was launched at 1:35 am on January 8, the US army was flying seven unmanned aerial vehicles (UAVs) over Iraq to monitor bases where US-led coalition forces are deployed.
They included MQ-1C Gray Eagles, advanced surveillance drones that can fly for as long as 27 hours and carry a payload of up to four Hellfire missiles.
"We thought it may lead to a ground assault, so we kept the aircraft up," said one of the pilots, 26-year-old Staff Sergeant Costin Herwig.
WNU Editor: I am surprised that they did not transfer control of these drones to another US base. I can only speculate on why they choose not to do that.
The fleet replenishment oiler USNS Henry J. Kaiser (T-AO-187) refuels the aircraft carrier USS Theodore Roosevelt (CVN 71) and the guided-missile destroyer USS Higgins (DDG 76) during a replenishment-at-sea. Mass Communications Specialist Seaman Chanel L. Turner
The sea service is pushing for a fleet of 355 ships in the next decade, and that's not counting unmanned vessels.
The U.S. Navy needs more money for warships — perhaps tens of billions of dollars more over the next decade — if it is to keep pace with China and Russia, its top admiral said.
"We need more money," Chief of Naval Operations Adm. Michael Gilday said bluntly Tuesday at a Surface Navy Association conference in Arlington, Virginia. "There's broad agreement across the government that our Navy needs to grow…We need to pursue unmanned technologies and we need to solve tough technology and policy issues associated with unmanned instead of running away from them."
The admiral spoke less than a month before the White House is to send Congress a 2021 defense budget that is capped at $740 billion — up just $2 billion after three years of substantial growth.
Iran's propaganda depicts an IRGC officer on trial for failing to shoot down a US missile — b/c it might be a passenger jet. By implication, the strike on the Ukrainian plane was an understandable and forgivable mistake made by patriots doing their duty. pic.twitter.com/3bwVzSGHZT
Bolivia's interim President Jeanine Anez is pushing to unite a divided opposition to secure an election win in May and prevent the return to power of the socialist party of ousted leader Evo Morales https://t.co/Oj3x3EQxPKpic.twitter.com/QcBkmdGyd1
Dalian shipyard. Six destroyers fitting out, two of which are 055. Another two hulls assembling in dry dock, again one of which appears to be an 055. As OP points out, a similar number of hulls is being readied at Jiangnan. #PLAN#Shipbuildinghttps://t.co/FGdHR09y1O
The Arleigh Burke-class guided-missile destroyers USS Forrest Sherman (DDG 98) and USS Farragut (DDG 99) transit the Atlantic Ocean - file photo. (U.S. Navy photo by Mass Communication Specialist 2nd Class Michael H. Lehman/Released)
Arlington, Va.- Senior Navy leaders say the service is fast-tracking a handful of key emerging weapons systems such as new destroyers, Tomahawk missiles, lasers and hypersonics as part of a new "offensive attack" maritime combat strategy.
"Today we are moving to the offensive. We are already moving out on an increase in lethality," Vice. Adm. Rich Brown, Command, Naval Surfaces Forces, told an audience Jan. 14 at the Surface Navy Association Annual Symposium.
The concept is grounded upon a decided paradox ... be ready to fight and kill today and tomorrow... to keep the peace. Within this strategic framework, Brown cited a handful of specific weapons systems intended to bring this vision to fruition and essentially prevent major war. It is no surprise that this kind of deterrence focus would take center stage in the often discussed era of "great power competition," a global environment now inspiring the U.S. to make its best effort to stay in front of major rivals such as Russia and China.
* President Donald Trump attacked Apple on Twitter Tuesday * He said Apple officials 'refuse to unlock phones used by killers, drug dealers and other violent criminal elements' * 'They will have to step up and help our great Country, NOW!' he added * The tweet came the day after Attorney General William Barr urged Apple to help FBI investigators crack two iPhones used by gunman Mohammed Alshamrani * The FBI has been unable to access the phones as they are locked and encrypted * Barr accused Apple of refusing to provide 'substantive assistance' * Apple responded by saying it rejected that characterization but did not say that it would unlock the phones * Barr's latest appeal for Apple's cooperation marked an escalation of the DOJ's ongoing fight with the tech giant over personal privacy vs public safety * The attorney general indicated that he intends to use the Alshamrani case to push for a solution to the DOJ's struggle to get around Apple security features
President Donald Trump accused Apple of refusing to unlock iPhones used by criminals one day after his attorney general demanded that the company help FBI investigators gain access to devices used by the gunman in a mass shooting at a Florida Navy base.
'We are helping Apple all of the time on TRADE and so many other issues, and yet they refuse to unlock phones used by killers, drug dealers and other violent criminal elements,' Trump wrote on Twitter Tuesday. 'They will have to step up to the plate and help our great Country, NOW!'
The tweet came on the heels of US Attorney General William Barr's call for Apple to cooperate with the FBI - which has been struggling to get past the encryption on two iPhones belonging to Saudi military trainee Mohammed Alshamrani.
WNU Editor: This is why Apple is refusing to cooperate .... Trump wants Apple to unlock the Pensacola shooter's iPhones. Here's why it won't (CNN). Here is an easy prediction. One day a crime that is beyond horrible will be committed that could have been prevented if an iPhone's encryption was broken. That is when legislation will be passed that will force Apple and other smart phone manufactures to comply with DoJ demands to have a phone unlocked when subpoenaed.
More News On President Trump Accusing Apple Of Refusing To Unlock iPhones
WASHINGTON – A computer security company reported Monday that Russian hackers sought access to the Ukraine gas company at the heart of the impeachment inquiry against President Donald Trump, and House Democrats warned the move threatened to interfere with the 2020 election.
Area 1 Security, a California company focused on email security, reported that members of Russian military intelligence known as the GRU launched a campaign in early November to steal email credentials from workers at Burisma Holdings.
The eight-page report does not say what information, if any, the GRU obtained or what it was looking for. The firm also did not speculate as to the GRU's motivations. But the target and timing of the apparent hacking, which happened in the middle of a presidential race and a House impeachment inquiry against Trump, quickly raised concerns among Democrats that Russia may be using similar hacking techniques to interfere in the 2020 presidential election.
WNU Editor: So a single cybersecurity start-up, whose founder is a Democrat working with 2020 Democrats and who won't say anything about how he knows that the hacking actually happened, comes out and says that Russia hacked the Ukraine company Burisma that is also at the heart of the current impeachment of President Trump. And right after that, the main stream media repeats his claims and Democrat politicians demand an investigation and hearings .... while also providing zero evidence. Do they really think this is going to work? Do they view us with that much contempt? You tell me.
Update #2: U.S. Intelligence is now on the case (does anyone want to make a bet that they will find nothing, or say that they cannot make it public because it will compromise intel methods and sources) ..... U.S. Spy Agencies Tracking Russian Hack of Biden-Linked Burisma (Bloomberg).
More News On Claims That Russia Hacked The Ukraine Company Burisma
Paramilitary groups in Iraq have agreed to accept Hadi al-Amiri, right, as the new leader of the PMF, including those loyal to anti-Iran cleric Moqtada al-Sadr, left (Reuters)
Hezbollah leader sponsors 'truce' talks, with Iraqi paramilitaries endorsing Hadi al-Amiri as PMF leader and Tehran courting Moqtada al-Sadr in bid to form 'united resistance'.
The leaders of Iranian-backed paramilitary groups in Iraq have agreed to put their differences aside and back Hadi al-Amiri as the new chairman of the Popular Mobilisation Forces (PMF) as part of a wider plan brokered by Hezbollah leader Hassan Nasrallah to quell tensions between the groups and create a "united resistance" to US troops in the country.
The informal agreement was forged at a meeting convened in Beirut on Thursday after Nasrallah was asked by Iran to organise its Iraqi factions following the assassinations of Iranian general Qassem Soleimani and Abu Mahdi al-Muhandis, the de facto leader of the PMF, in a US drone strike in Baghdad on 3 January.
WNU Editor: If Hadi al-Amiri is now the new Iraq leader of the PMF, this is an ominous sign. It is people like him who are primarily responsible for the violence directed at Iraq's anti-government protesters who are frustrated with Baghdad's corruption and incompetence. He also despised by Iraq's Sunni and Kurdish communities, who are going to see his appointment as a signal of more Iranian backed violence directed at them. One more point that I got from the above article. Iran is also no longer hiding what they are doing in Iraq. They are making their intentions very clear that they will use their militias to assert control on the country.
* CCTV footage four miles from military base shows missiles being fired at jet * Two missiles struck the passenger killing all 176 people on board last week * Commander responsible met bereaved family of a victim on Tuesday night * Iran has made arrests after initially denying culpability which sparked protests
New CCTV footage has revealed the moment two Iranian missiles were fired at a Ukrainian passenger jet killing all 176 aboard shortly after it took off from Tehran.
It shows the first missile tearing across the horizon last Wednesday and exploding against the fuselage before a second follows in its wake.
The Boeing 737 can then be seen descending in a ball of flame which grows larger as it plummets towards the ground. The footage obtained by The New York Times was filmed on a rooftop camera around four miles away from the base which Iran's Revolutionary Guard confirmed fired the rockets.
On Tuesday night Commander Amir Ali Hajizadeh, responsible for the country's missiles, held stilted meetings with the bereaved family of one of the victims of the strike.
Gulf Arab powers privately welcomed the death of Iran's top general, but they fear their nations could be caught in the crossfire of a U.S.-Iran conflict.
WASHINGTON — Gulf Arab states are on edge after President Donald Trump's decision to kill top Iranian commander Gen. Qassem Soleimani, fearing tensions between the United States and Iran could spiral into a military conflict on their doorstep with devastating economic effects, according to foreign diplomats, former U.S. officials and regional experts.
Even the most hawkish powers in the Persian Gulf, Saudi Arabia, the United Arab Emirates and Bahrain, which have backed Trump's tough line on Iran, were stunned by the attack on Soleimani and have appealed to the White House to avoid a conflagration with Tehran, the sources said.
PARIS/LONDON (Reuters) - Britain, France and Germany formally accused Iran on Tuesday of violating the terms of its 2015 agreement to curb its nuclear program, which eventually could lead to the reimposing of U.N. sanctions lifted under the deal.
The European powers said they were acting to avoid a crisis over nuclear proliferation adding to an escalating confrontation in the Middle East. Russia, another signatory to the pact, said it saw no grounds to trigger the mechanism and Iran dismissed the step as a "strategic mistake."
Russia launched the Kosmos-2491 military satellite into orbit in 2013, with few details made available regarding its capabilities and mission, leading to speculation about its true purpose.
Russia's Kosmos-2491 military satellite may has disintegrated in space, either by accident or after deliberately self-destructing, Harvard-Smithsonian astronomer Jonathan McDowell believes.
Earlier, the US Air Force's Project Space Track reported that ten fragments thought to be the remnants of the Kosmos-2491 military satellite, assigned the numbers 44912-44913 and 44987-44994, were observed orbiting at altitudes between 1,329 to 1,699 km.
The world has been on alert since the United States killed Iran's revered military general Qassem Soleimani in a drone strike in Baghdad earlier this month.
For the moment, it appears as though Tehran and Washington will not be coming to armed blows in the immediate term, but that has not stopped the countries from trading barbs in the virtual sphere — in places largely unexpected.
In recent days, tensions between the US and Iran have been playing out on Weibo, a Twitter-like social media platform available to Chinese citizens.
WNU Editor: China's internet rules are very simple. Do not criticize China, do not reveal state secrets, and definitely do not criticize the Communist Party and its leadership.
* Trudeau blamed US killing of general Qassem Soleimani for raising tensions * He said international community had to 'manage tensions brought about by US' * Iran has admitted its Revolutionary Guards shot down the jet, killing 176 people * Today Tehran said it had made several arrests as Hassan Rouhani vowed justice * Dozens of Iranians were on board the Ukraine International Airlines flight
Justin Trudeau has today blamed the US 'escalation' in the Middle East for the Iranian shoot-down of a passenger jet in an extraordinary swipe at Donald Trump.
Echoing what Iranian officials have said, Trudeau said the dozens of Canadian crash victims would be 'home with their families' but for the tensions started by the US killing of Qassem Soleimani.
The Canadian PM said the international community had to 'manage the tensions in the region that are brought about by US actions'.
WNU Editor: Tensions did not escalate and rise because of the death of Soleimani. Those tensions have been escalating for months, from oil tanker attacks in the Persian Gulf, an attack on Saudi Arabia's critical oil refinery in September, and the continuous rocket attacks by Iranian-backed militias on Iraqi bases that housed coalition forces, Canadian forces included. And as for who was responsible for shooting down this Ukrainian passenger jet. It was shot down in Iran, by a missile fired by an Iranian officer, who was giving the authority to do so by his superiors. Historically speaking, assessing blame like this is nothing new. There are historians who blame the U.S. for Japan's attack on Pearl Harbor because of U.S. sanctions on Japan at the time.
More News On Canadian Prime Minister Trudeau Blaming President Trump For Rising Escalating In The Middle East That Led To The Shooting Down Of A Ukrainian Passenger Jet
The Israel Defence Forces played no part in the killing of Iran's Qassem Soleimani, IDF's international spokesperson Jonathan Conricus tells FRANCE 24's Middle East Matters programme, describing the senior commander's death as an "opportunity" for the region.
"The IDF had no role, this was an American-executed operation," Cornicus told FRANCE 24's Sanam Shantyaei on Tuesday, denying reports that Israeli intelligence helped locate the target of the US strike on Soleimani.
Widely regarded as the most powerful Iranian military commander, the head of the elite Quds Force was killed in a US drone strike at Baghdad airport on January 3.
* The three European powers of the JCPOA have raised a dispute against Iran * The dispute could go to the UN and all sanctions could be 'snapped back' * But, the signatories, including France, Germany and Britain, have said they will not join the campaign to exert maximum pressure on the Islamic Republic
UK Prime Minister Boris Johnson has called for a new 'Trump deal' on the same day European signatories to the Iran nuclear treaty said they would trigger the agreement's dispute mechanism, paving the way for fresh sanctions on Tehran.
In one of the strongest calls yet from Europe for a new agreement to replace the 2015 deal that Washington abandoned two years ago, British Prime Minister Boris Johnson said the way forward was to agree a new 'Trump deal'.
'If we are going to get rid of it then we need a replacement,' Johnson said of the 2015 nuclear deal that he and other European powers have been trying to salvage after Washington pulled out.
He added: 'If we are going to get rid of it, let's replace it and let's replace it with the Trump deal.
'That's what we need to see. I think that would be a great way forward.'
* Iranian judiciary spokesman said 'some individuals' were arrested over the crash * President Hassan Rouhani said the shoot-down was an 'unforgivable error' * The regime's initial denials and subsequent admission have sparked protests
Iran said today it has arrested several people over the erroneous missile strike which brought down a passenger jet last week.
Judiciary spokesman Gholamhossein Esmaili said 'some individuals' had been detained after 'extensive investigations', without saying how many.
Esmaili also described British ambassador Rob Macaire - who was briefly arrested at the weekend for attending an anti-regime protest - an 'undesirable element' and said he expects him to be expelled from the country.
WNU Editor: Apparently the person who videotaped the missile striking the Ukrainian passenger jet and posting it online has been arrested. The identities of the others are still not known.
More News On Iran Claiming to Have Arrested Several People Involved In The Crash Of Ukraine International Airlines Flight 752
* House Speaker Nancy Pelosi announced Tuesday that the House will vote Wednesday to send impeachment articles to the Senate * She did not name the Democrats who would serve as impeachment managers * Some speculate two of the impeachment managers could be House Intelligence Chairman Adam Schiff and House Judiciary Chairman Jerry Nadler * Majority Leader Mitch McConnell has still not said if he will host witnesses * He claims the Senate will vote after opening arguments on if they should call individuals to testify in the impeachment trial * Republican Senators Susan Collins and Mitt Romney have said they will likely vote to hear from witnesses after opening argument * They also foiled the White House's plan to request a resolution to dismiss the case, claiming they would not vote to approve * Senators Elizabeth Warren, Bernie Sanders and Amy Klobuchar will likely be taking time off the 2020 campaign trail as they participate in the trial
Nancy Pelosi announced Tuesday that the House will vote Wednesday to send impeachment articles to the Senate.
'The American people deserve the truth, and the Constitution demands a trial. The House will now proceed with a vote on transmitting the articles of impeachment and naming impeachment managers on Wednesday, January 15. The President and the Senators will be held accountable,' Pelosi wrote in a statement Tuesday.
The House speaker was expected to also announce on Tuesday the lawmakers who will prosecute Donald Trump in the Senate impeachment trial following her meeting with the caucus earlier in the morning.
She did not name any impeachment managers Tuesday.
PARIS/LONDON (Reuters) - France, Britain and Germany formally triggered the dispute mechanism in Iran's nuclear deal on Tuesday, the strongest step the Europeans have taken so far to enforce an agreement that requires Iran to curb its nuclear programme.
The European powers said they were acting to avoid a crisis over nuclear proliferation adding to an escalating confrontation in the Middle East. Russia, another signatory to the pact, said it saw no grounds to trigger the mechanism.
DUBAI, United Arab Emirates — The United States on Tuesday warned of threats to commercial vessels in and around the Persian Gulf in the wake of its confrontation with Iran.
Tensions have soared since the U.S. airstrike earlier this month that killed Gen. Qassem Soleimani, Iran's top general and the architect of its regional military activities. Iran responded by firing ballistic missiles at U.S. troops in Iraq, without wounding anyone, and accidentally shot down a Ukrainian jetliner near Tehran, killing all 176 on board.
PARIS (Reuters) - France and five West African states agreed on Monday to combine their military forces under one command structure to fight a growing Islamist militancy in the Sahel region, with Paris committing an extra 220 troops.
French President Emmanuel Macron had called the leaders of Mali, Burkina Faso, Chad, Niger and Mauritania, known as the G5, to the southwestern French town of Pau to discuss the battle against insurgents in the Sahel, an arid region just below the Sahara desert.
* The UK is threatening to tear up its defense alliance with the US after President Donald Trump's Iran crisis triggered a rupture between the two countries. * UK Defense Secretary Ben Wallace told The Sunday Times that the UK was looking to forge stronger alliances with other international partners that shared its priorities. * He said the US under Trump risked withdrawing from its global leadership role. * Wallace also said Trump threatened to tear up the US's intelligence-sharing relationship with the UK.
President Donald Trump's order to assassinate Iranian Maj. Gen. Qassem Soleimani has triggered a major rupture between the US and its historically closest ally, the UK.
In remarkably outspoken comments, UK Defense Secretary Ben Wallace said in an interview published Sunday that Trump's isolationist foreign-policy stance had prompted the UK to look for alternative allies.
"I worry if the United States withdraws from its leadership around the world," he told The Sunday Times.
He added: "The assumptions of 2010 that we were always going to be part of a US coalition is really just not where we are going to be."
WNU editor: Countries like the UK are not interested in getting involved in America's wars, and on the flip side the US wants its allies to spend more on defense which they have shown a reluctance to deliver. So while the UK Defense Secretary may talk about Britain being prepared to fight wars without US help, the problem is that the U.K. is not ready to spend money to make sure that they can.
More News On UK Defense Secretary Ben Wallace Saying That Britain 'Must Be Prepared To Fight Wars Without The US'
The Department of Defense has top-secret classified briefings and a classified video about a UFO incident.
The U.S. Navy acknowledged the existence of the information, which concerns a 2004 encounter between the USS Nimitz and strange unknown aerial objects, in response to a public records request from Vice.
Last year, the Navy for the first time acknowledged that three UFO videos -- one from the 2004 USS Nimitz incident and two from 2015 -- were real videos of unidentified flying objects.
WNU Editor: I am surprised to see the US Navy admitting how sensitive these classified files are. It makes you wonder what dot hey have that the public should not see. The above video is a summary on one incident.
THE European Commission has come under attack over plans to introduce an EU-wide minimum wage, with a number of countries warning the measure could undermine their century-old models of collective bargaining between employers and employees.
IRAN'S PRESIDENT Hassan Rouhani has lashed out at the EU for "failing to act as independent block" and has warned European military forces "may not be safe in the future".
FORMER US President Barack Obama helped sponsor Iranian general Qasem Soleimani's reign of terror across the Middle East sparking fears of World War 3, Donald Trump's ex-strategist has claimed.
WORLD WAR 3 fears have gripped the Middle East after the US and Iran's heated exchanges culminated in a devastating drone strike on General Qassem Soleimani – but, while the US has historically been the number one enemy in the country, the UK has also been targeted by hardliners on multiple occasions.
IRAN is to face another wave of "extreme pressure" from the US, UK and the EU3 to agree to a nuclear deal or face economic and regime collapse at the hand of the population, Donald Trump aide Richard Goldberg claimed.
TAIWAN'S President Tsai Ing-wen has insisted that her victory at the polls is confirmation of her fellow citizens' desire to remain independent of China and has said the country must be ready for "war at any time" in order to defend its sovereignty.
CANADA's Justin Trudeau implicitly blamed Donald Trump for the shooting down by Iran of the Ukrainian airliner last week, that resulted in the deaths of all 176 people on board, 57 of whom were Canadians.
Novation is the act of either replacing a party in a contract with another or replacing one contractual obligation with another, requiring the consent of all parties involved.
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An implied contract is a legally-binding agreement created by the actions, behavior, or circumstances of the parties involved. Written proof is not needed.
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Explore detailed analysis and information of some of the most popular exchange-traded funds tracking the long- and short-term, high-yield municipal bond market.
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Microfinance is an individual-focused way to provide money to those who lack access to mainstream resources. Macrofinance is for economic development at the regional or national level.
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All its locations make Travelex the most convenient option for exchanging one currency into another, foreign currency, but there are cheaper alternatives for changing money.
Discretionary beneficiaries are individuals or entities that a grantor names in a trust, life insurance policy, or retirement plan that have no legal proprietary interest.
A corporate credit rating is an opinion of an independent agency regarding the likelihood that a corporation will fully meet its financial obligations.
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Reinsurance ceded is the risk passed to a reinsurer, allowing the primary insurer to reduce its risk exposure to an insurance policy it has underwritten.
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The Willie Sutton Rule was derived from bank robber Willie Sutton, who when asked why he steals from banks answered "Because that's where the money is."
On average, businesses spend anywhere from 11% to 13% of their total budget on marketing. Those numbers seem to be true no matter who you are. Even if you are a multi-billion dollar company, you use about the same percentage of your budget for marketing as a small business. Fine. That’s what you’ll do. Allocate about 12% of your budget and be done, right? Not so fast. Marketing isn’t an all-inclusive, one and done deal. You need to delve into that 12% and divide it up. How do you know where all that money is going? How do you know
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RTMNU Results 2020 is released on13th January 2020 for M.Sc, BSW, B.Ed, BBA, B.E, and also various other courses @ nagpuruniversity.org. Students who are checking out for semester wise results for Supplementary and Regular Exam can get it here. Rashtrasant Tukadoji Maharaj Nagpur University offers UG, PG, Diploma and also various other Results. Hence, Check more information about the latest updated RTMNU Results2020 in the below sections of this page. Go through the entire article to know about the downloading procedures of RTMNU Results 2020 and also get the Revaluation Results.
Rashtrasant Tukadoji Maharaj Nagpur University – Overview
Get the updated and lastest Rashtrasant Tukadoji Maharaj Nagpur University Results of Nagpur Branch. Here is the RTMNU Results Hub listed for M.Sc, BSW, B.Ed, BBA, and other Graduate and Post Graduate programming courses. The Students of Nagpur City who are pursuing their degree under RTM Nagpur University can check out the complete semester examination results from the below section of this page. For detailed information and then to know the recently released RTMNU Results 2020, candidates can get on our recruitment.guru website for both supplementary and regular examination results.
Updated RTMNU Results Winter 2020-21
Examination Name
Release Date
Results Link
M. Sc. (Botany) Second Semester [CBCS] (Reassessment)
About Rashtrasant Tukadoji Maharaj Nagpur University
Rashtrasant Tukadoji Maharaj Nagpur University is also known as Nagpur University which located in the city of Nagpur in the central Indian state of Maharashtra. RTMNU is one of the oldest universities and the second oldest in Maharashtra. It is named on the Rashtrasant Tukadoji Maharaj, who was a spiritual leader, orator, and musician from Vidarbha. It is a member of the Association of Indian universities and the association of Commonwealth universities. It was established in the year 1923 with 6 affiliated colleges and 927 students. By 1947 the number of students increased to 9,000. This year even Library & Sports activities were drastically increased. The Governor of Maharashtra state will act as the Chancellor of the university. While Mr. Siddharthavinayaka P. Kane is the Vice-Chancellor of the university.
RTMNU Revaluation Results
Students are waiting for the results if they scored well they will lead to next year. But if they will not get more marks they can apply for the revaluation results. Once they applied for the Examination, the higher level Examiner will check the paper again. They can get the revaluation results within the time. Also if they still get fail marks, they can apply for the supplementary examination. For every semester Students can apply for the revaluation after the announcement of the main examination results. RTMN University will take a week or more to process the exam papers to announce the RTMNU Revaluation Results. Do stay with this recruitment.guru page to know about the RTMNU Revaluation Exam Results.
Bihar STET Admit Card 2020 – Bihar State Teacher Eligibility Test will be released soon. Thus, the board will notify the exam date on its official portal soon. So, Aspirants are suggested to download the hall ticket from the below section. Keep track of the official portal for the exam date. The Bihar STET Exam will be held on 28th January 2020.
Bihar TET Admit Card 2019 on 24th October 2019 @ bsebstet2019.in | The Secondary Teacher Eligibility Test Admit Card is now available on its official website. The Bihar School Examination Board will conduct the examination on 07th November 2019. Therefore, Aspirants who are eligible to download the admit card can get the direct link from the end of the section. So, the Bihar Teacher Eligibility Test will be held at various centers scheduled by the officials.
Bihar TET Admit Card 2019
Candidates who have applied for the Secondary Teachers Eligibility Test (STET) 2019, Physical Education & Health Instructor Ability Test 2019 can now download the hall ticket from the below section. Hence, the Admit Card is an important document to takedown the examination. Thus, the hall ticket should be downloaded via Online mode. And no admit card will be sent through the post to any of the candidates.
Aspirants who are going to take down the examination must download the admit card. Moreover, the Bihar TET Admit Card should be downloaded by each individual via online mode. Therefore, Contenders should have valid Registration Number and the Password to download the Bihar TET Admit Card.
Candidates Name
Name of the Candidate's Father
The venue of the Exam Centre
Date & Time of the Test
Reporting Time to the Exam Hall
Gender (Male/ Female)
Roll Number
Duration of the Online Test
Space for Invigilator's Signature
Registration Number
Name of the Test Centre
Category of the candidates
Space for Applicant's Signature
Name of the Exam Conducting Board
Photograph of the Candidate
Applicant's Date of Birth
Name of the Written Test
Important Guidelines for the Exam Takers
Full Name of the Applicant
Examination Centre Code
Signature of the Board Counselor
Bihar TET Exam
Bihar School Examination Board is going to conduct the examination on 07th November 2019. The exam will be held at various centers scheduled by the board. Hence, the admit card must be carried for the examination along with the required original document. Examiners are suggested to get the Bihar TET Exam Pattern from this section.
Exam Type
Subjects
No of question
Marks
Duration
Objective type
Paper-I(9th &10th Class)
150 (100 from subject & 50 from teaching methodology)
150
2 Hours 30 min
Paper-II(11th &12th Class)
150(100 from subject & 50 from teaching methodology)
150
2 Hours 30 min
Documents Along with Bihar TET Admit Card 2019
Along with the hall ticket aspirants need to carry the original Government documents. Those candidates who are going to take down the examination can follow the steps given at the end of the section. Download and keep the Bihar Teacher Eligibility Test Admit Card safe to participate in all the selection rounds.
Original Photograph
Voter Card
Pan Card
Employee ID
College ID
PAN Card
Passport
Driving License
Any other ID proof issued by a Gazetted Officer
Bank Pass Book with the photograph
Bihar TET Admit Card Download Steps 2020
Click on the Bihar TET Hall Ticket.
Enter the Login details on the Home Page.
Now enter the image in the box that is available on the page.
Tap on Login to get the Bihar TET Hall Ticket.
Admit Card page will appear on the screen.
Fill the needed credentials into the hall ticket.
After filling recheck the details that you have entered.
Once done with the checking Submit the admit card.
Finally, download the hall ticket after the submission.
Take a photocopy of the Bihar TET Exam Admit Card.
Carry for the exam and for the upcoming selection rounds.
West Central Railway Recruitment 2020:Apply Online for 1273 Apprentice Vacancies. West Central Railway Recruitment Board recruits candidates who have passed 10th/SSLC through the latest job notifications. Accordingly, WCR Railways has 1273 job vacancies for Act Apprentice Posts. Interested job aspirants can apply online @ wcr.indianrailways.gov.in. Eligible candidates can submit their online application forms from 14th January 2020.
West Central Railway Recruitment 2020-21
You can scroll down to check the eligibility criteria. The last date to submit your WCR application forms is 14th February 2020. Age Limit to apply for WCR Apprentice Recruitment is between 15 to 24 years. To know more details about the notification, kindly go through this article. The WCR Apply Online link is available below for candidates to start applying with just 1 click. All now for West Central Railway Careers.
There are a total of 1273 vacancies for Act Apprentice Posts. These vacancies are further divided based on the trade. The trade wise details of the vacancy as given in the West Central Railway Recruitment 2020 is as below
Name of the Trade
Number of Posts
Diesel Mechanic
100
Electrician
380
Welder (Gas and Electric)
51
Machinist
16
Fitter
345
Turner
10
Wireman
43
Mason
25
Carpenter
20
Painter
15
Gardener
20
Florist & Landscaping
10
Pump Operator Cum Mechanic
30
Horticulture Assistant
15
Electronic Mechanic
30
Information & Communication Technician
10
Computer Operator and Programming Assistant (COPA)
60
Stenographer (English & Hindi)
30
Baker & Confectioner
6
Apprentice Food Production (General)
4
Apprentice Food Production (Vegetarian)
4
Apprentice Food Production (Cooking)
12
Hotel Clerk/ Receptionist
2
Digital Photography
2
Assistant Front Officer Manager
2
Computer Networking Technician
6
Creche Management Assistant
3
Secretarial Assistant
6
HouseKeeper
12
Health Sanitary Inspector
2
Dental Laboratory Technician
2
Total
1273
For category wise details, refer to the official website
Eligibility Criteria for West Central Railway RRC Recruitment 2020
Candidates interested in West Central Railway Jobs can check their eligibility with the details below to apply online.
Academic Qualification:
Candidate must have completed 10th std and ITI in relevant trade
Read the official notification for more details on West Central Railway Careers.
Age Limit:
Minimum Age – 15 Years
Maximum Age – 24 Years
For age limit as given in the WCR Recruitment 2020, refer to the official notification
Selection Process:
Merit
Pay Scale for West Central Railway Recruitment 2020:
Refer to the official website for details on the pay scale for West Central Railway Jobs
West Central Railway Online Application Fee:
General/ OBC Candidates – Rs. 170/-
SC/ ST Candidates – Rs. 70/-
How to apply for West Central Railway Recruitment RRB 2020?
Download the Official Notification PDF from the below section
Go through it completely before applying for the respective post
Now, Click on WCR Apply Online Link to submit your application
Enter all the valid details in the application form
Move on to the Photo and Signature section to upload it
After that, tap on the "Click Here for Photo Format" option to know the details
Upload the recent passport size photo, Left Thumb Impression & Signature
After completing it gets on to the Print option and print a copy of it
Recheck the information that you have given above
Don't forget to click on the Manifesto option
Lastly, Enter the text in the given box
Finally, Submit the application form
Important Links for West Central Railway Recruitment 2020-21:
Assistant Manager, Junior Engineer and others 1493 Openings
West Central Railway Recruitment 2019
West Central Railway (WCR) Recruitment 2019 – Apply Online for 160 Apprentice Vacancies: West Central Railway Recruitment Board recruits candidates who have passed 10th/SSLC through the latest job notifications. Accordingly, WCR Railways has 160 job vacancies for Trade Apprentice Posts. Interested job aspirants can apply online @ wcr.indianrailways.gov.in. Eligible candidates can submit your online application forms from 10th October 2019. You can scroll down to check the eligibility criteria. The last date to submit your WCR application forms is 5th November 2019. Age Limit to apply for WCR Apprentice Recruitment should be between 15 to 24 years. To know more details about the notification, kindly go through this article.
Overview of West Central Railway Apprentice Recruitment 2019
Eligibility Criteria for Western Central Railway Jobs 2019
An applicant who is appearing for WCR recruitment 2019 must satisfy complete eligibility criteria in order to apply for the Apprentice post in Western Central Railways. Well, To make your job easier, we have put complete eligibility details like Educational Qualification, Selection Process, Age Limit, Salary Structure, Application Fee and other details. Hence, get it from the below sections of this page.
Educational Qualification:
Fitter: Candidates must have 10th or its equivalent (in 10 + 2 system) with minimum 50% marks and ITI in fitter trade.
Welder (Gas & Electric): Candidates must have 10th or its equivalent (in 10 + 2 system) with minimum 50% marks and ITI in Welder (G & E) trade.
COPA: Candidates must have 10th or its equivalent (in 10 + 2 system) with minimum 50% marks and ITI in COPA trade.
Pinter: Candidates must have 10th or its equivalent (in 10 + 2 system) with minimum 50% marks and ITI in Pinter trade.
Mechanist: Candidates must have 10th or its equivalent (in 10 + 2 system) with minimum 50% marks and ITI in Machinist trade.
Age Limit:
Minimum Age Limit: 15 Years
Maximum Age Limit: 24 Years
Pay Scale:
Applicants can refer to the official notification PDF to get salary details.
Selection Process:
Candidates will be selected on the basis of their performance in
Written Examination
Interview
Application Fee
General /OBC/EWS: 188/-
SC / ST /PH: 88/-
Female All Category: 88/-
How to Apply Online for WCR Recruitment 2019?
Download the Official Notification PDF from the below section.
Go through it completely before applying for the respective post.
Now, Click on Apply Online Link to submit your application.
Enter all the valid details in the application form.
Move on to the Photo and Signature section to upload it.
After that, tap on the “Click Here for Photo Format” option to know the details.
Upload the recent passport size photo, Left Thumb Impression & Signature.
After completing it gets on to the Print option and print a copy of it.
Recheck the information that you have given above.
Don’t forget to click on the Manifesto option.
Lastly, Enter the text in the given box.
Finally, Submit the application form.
Take a Print out of the application for future references.
Important Dates for West Central Railway Vacancy 2019
Advertisement Date
10th October 2019
Starting date to Apply Online
10th October 2019
Closing Date to Apply Online
05th November 2019
Important links for West Central Railway Recruitment 2019-20
MDU Result 2020Released !!! Maharshi Dayanand University Results published for B.Tech, M.Tech, Bachelor Of Computer Application Sem: 01, 03, 05, 06, M.Phil Second Semester Exam and B.Pharm 1,2,3 Sem/year. Get the updated MD University Results 2020 for UG, PG Programme, M.Phil/Ph.D. Programmes Courses Semester Examination. Participants who have appeared for the written exam check your MDU Reappear Result 2020 here. Candidates can also check the results for all the examination courses conducted by the MDU Rohtak i.e., www.mdu.ac.in.
The Maharshi Dayanand University Released for all kinds of UG, PG and Ph.D programs. All the participants successfully attended the written examination and waiting for the MDU Rohtak Results 2020 can check it here. We update the MDU Rohtak Result on our page when they are released by the officials. The official website to download the results is www.mdurohtak.ac.in. Check the details regarding the cut off marks and merit list from the below sections. So, we advise the candidates who are pursuing in MDU can evaluate their performance by getting their Results through our recruitment.guru website.
At first, visit the official website of Maharshi Dayanand University, Rohtak i.e., mdu.ac.in
Go for the Examination Tab and check out for the Results link at last.
Click on the Results Tab.
Then, A new window will appear.
Enter the essential details of the candidate like Registration Number and Roll Number.
Once verify the entered details and click on the submit button.
Now, your MDU University Result will appear on the screen.
Download the results and take the printout of the MDU Rohtak Result for future use.
About the Maharshi Dayanand University, Rohtak
Maharshi Dayanand University is located in Rohtak, Haryana. Which offers a good number of courses include Undergraduate & Postgraduates and doctoral levels. The university was established in 1976 and named after the Saint Dayananda Saraswati. The MD university offers all kinds of courses through distance & campus mode throughout the Rohtak region. In the year 1977, the university changed its name to Maharshi Dayanand University. The Maharshi Dayanand University had a unitary and residential character in its nascent stage but became an affiliating university in November 1978.
As of now, the university affiliated with 126 colleges wherein a good number of Graduate and Post Graduate institutes include. Apart from education, the University more enthusiast to offer Sports clubs, Library, and extracurricular activities which enhance students knowledge and presence of mind. To know more details about Maharshi Dayanand University, applicants can check in the official website i.e, mdu.ac.in
MDU Revaluation/ Supplementary Exam Result
Students, those who have not cleared or got low marks the University examinations can apply for the Revaluation. This is is a chance for the students to increase their marks in subjects in which they have scored low marks. If students have written the main exam well and still got a low score or having doubts in the correction of the exam paper it is a choice to increase their marks. Currently, the University has released the revaluation results for UG, PG with all-region Students. So Students can check the Revaluation results from the official website. We have provided a direct link to get the Supply/Revaluation Results.
KSP Result 2020: Dear Candidates !!! The Karnataka State Police announces the Result for Various KSP Recruitment 2020 Soon. The Candidates who appeared for the Karnataka State Police Exam can start to check there Result when releases. However, we provide a direct link to check your KSP Result below. Also, aspirants can visit the official website i.e., ksp.gov.in for more details on KSP Results 2020. Go through the entire article to know more information about the KSP Results 2020.
KSP SI Result 2020 @ ksp.gov.in: Dear Aspirants !!! Candidates who are enthusiastically waiting for KSP Sub Inspector Civil Result 2020 can get their exam results from this article. The Officials of Karnataka State Police have conducted the examination for the Sub Inspector (Civil) post on 13th January 2020. A huge number of candidates have appeared for this examination. Also, Karnataka State Police Board is planning to release the KSP SI Result in the month of February 2020 (Tentatively). Here, we have provided the direct link to download the KSP Sub Inspector Result 2020 on this page for the sake of aspirants. Candidates can also know the KSP SI Result, Cut Off Marks, and Merit List 2020 on this page.
KSP Jailor, Warder Result 2019Released: Karnataka State Police (KSP) officials have released the KSP Jailor Result 2019, KSP Warder Result 2019 on the official site @ ksp.gov.in through Online mode. Also, candidates can get the quick link here to enclose the results. Moreover, we have provided detailed information about the KSP Cut Off Marks 2019, KSP Merit List 2019. Along with the result here, we have provided the stepwise procedure to download the KSP Jailor Result 2019, KSP Warder Result 2019. Candidates can check their KSP Jailor, Warder Results via the link mentioned below.
KSP Police Constable Provisional Selection List @ ksp.gov.in: Men & Women Provisional Selection List: Karnataka State Police (KSP) officials had declared the KSP Police Constable Provisional Selection List 2019 on18th September 2019. All the participants can check the KSP Police Constable Result 2019 from the below given direct link. So, the candidates who appeared for the KSP Police Constable Examination 2019 can check their KSP Police Constable Results on this page.
KSP Police Constable Provisional Selection List 2019
KSP Police Constable Provisional List Release Date
18th September 2019
KSP Official Website
www.ksp.gov.in
KSP Police Constable Provisional Selection List 2019 – Click Here
KSP Police Sub Inspector Provisional Selection List @ ksp.gov.in: Men & Women Provisional Selection List: Dear Candidates !!! Karnataka State Police (KSP) officials had declared the KSP Police Sub Inspector Provisional Selection List 2019 on 18th September 2019. Moreover, the officials had conducted the Viva Voce on 24th April 2019 for 190 Police Sub Inspector Posts. All the participants can check the KSP Result 2019 from the below given direct link. So, the candidates those who appeared for the KSP Police Sub Inspector Exam 2019 check their exam results on this page.
KSP Police Sub Inspector Provisional Selection List 2019
KSP Civil Police Constable Result 2019 Released @ ksp.gov.in: Karnataka State Police (KSP) officials had declared the KSP Civil Police Constable Selection List 2019 on 09th September 2019. Moreover, the officials had conducted the exam on 27 January 2019 for 2113 Civil Police Constable Posts. All the participants can check the KSP Result 2019 from the below given direct link. So, the candidates who appeared for the KSP Civil Police Constable Exam 2019 check their exam results here.
KSP Civil Police Constable Result 2019 – Click Here
KSP Civil Police Constable Provisional Selection List Bengaluru City – Click Here
KSP Civil Police Constable Provisional Selection List Bengaluru District – Click Here
Special Reserved Police Constable & Police Constable Result 2019: Dear Aspirants !!! Karnataka Special Reserve Police Constable Result 2019 Released. Direct link available here to check and download the KSP Civil Police Constable Final Selection List 2019 Pdf. Candidates can check the KSP Special Constable Result from the below link. Applicants just by clicking the below link to get your Special Reserved Police Constable & Police Constable Result. Moreover, all the applicants can get complete details about Special Reserved Police Constable from the official website i.e, ksp.gov.in
Special Reserved Police Constable & Police Constable Result 2019 – Click Here
Karnataka State Police Armed Police Constable Result 2019: Karnataka State Armed Police Constable Recruitment Result has declared now. The KSP Recruitment announced the Result online. So, candidates can check the KSP Result form the link given below. Here we have provided a direct link to download the Armed Police Constable Selection list 2019 on this page.
Karnataka State Police Armed Police Constable Result 2019 – Click Here
KSP Jailor & Warder Exam Result 2019: Karnataka State Police officials decided to release the KSP Jailor Result 2019, KSP Warder Result 2019 on the official site @ ksp.gov.in through online mode. Also, candidates can get the quick link here to enclose the results. Make a note that the KSP Jailor, Warder Result 2019 link will be activated tentatively in the month of July 2019. We provide detailed information about the KSP Cut Off Marks 2019, KSP Merit List 2019. Along with the stepwise procedure to download the KSP Jailor & Warder Result 2019. Check your results via the link mentioned below.
KSP SI Civil Cut Off Marks 2020 gets released on the official website @ ksp.gov.in. Once the Karnataka SI Result 2020 gets notifies, its applicant's responsibility to know how the higher members are posted the result. As the KSP SI Civil Cut Off Marks 2020 will be released based on the categories of SC, ST, BC, OBC. All the aspirants must check their minimum qualifying marks, so only those candidates who crossed the qualifying marks will be moved for the next selection rounds.
KSP SI Civil Merit List 2020
The Higher Authority releases the KSP SI Civil Merit List 2020 based on the highest marks scored by the aspirants. So, every candidate must know the final selected list according to the name of the candidates and roll numbers. We will provide the links to download the KSP SI Civil Merit List 2020 once the Karnataka State Police authority releases the KSP Result 2020.
How to Download KSP SI Result 2020?
Visit the official site of Karnataka State Police @ksp.gov.in
Then, the home page of Karnataka State Police will be visible on the screen.
On the home page, check for the latest news regarding KSP SI Result 2020.
Click on it, KSP Sub Inspector Result 2020 Result PDF will be displayed on the screen.
Then download and take a print out of the pdf for future reference.
Uniraj Result 2020 declared for B.A, B.Ed, B.Sc, M.Sc, M.A. LL.B., B.P.Ed., M.P.Ed and also various other Courses on 21st December 2019. This is good news for the candidates who are looking for the Uniraj Result. Here we are providing direct Rajasthan University Result link for B.A. L.L.B, M.Sc, M.A, MBA, MCA, Dual Degree, etc. Candidates can download the Uniraj Result from here and can attain their respective marks. Rajasthan University had declared the Uniraj Result on 17th December 2019 for various courses. The University of Rajasthan released Uniraj Results 2020 for all courses that are released. All the candidates who are seeking for the Uniraj UG and PG Result can get the result from here.
Rajasthan University or Uniraj had recently declared the result of B.A, B.Ed, B.Sc Semester exams. Also, it had earlier declared M.A. M.Sc., B.Ed. M.Sc. B.A., LLM exam result. Candidates who had appeared for these courses can check their result/qualifying status as well as marks from below given link. We will update with recently released Uniraj University Results 2020 with a direct link. Just by clicking the Results link you will get the direct updated Uniraj Result New from this webpage. Check out the below section and get to know the recently Updated Uniraj Rajasthan University Exam Results 2020.
Visit the official website of University of Rajasthan ie. @uniraj.ac.in
Check out the Examination tab and go for the Results link.
The Results page will open up.
Check for the results you want to get.
Click on the desired link, you will be directed to next page.
Enter your Enrollment Number OR Serial Number
The results will appear on the screen.
Take the printout of the Uniraj Result until the official marks card is released by the Uniraj Board.
About the University of Rajasthan (Uniraj)
College of Rajasthan is probably the most established college situated in Jaipur, Rajasthan. It is an open and state college associated with the University Grants Commission. Uniraj was once known as the University of Rajputana. It offers different courses at UG, PG and Ph.D. level. There are numerous orders like Arts, Science, Commerce, Education, Fine expressions, Law, Management and so on. Competitors who are intrigued to think about Rajasthan University can wait for the confirmation warning. And then you can apply through online mode. Understudies who are intrigued to ponder in Rajasthan can pick this college for higher examinations. Applicants can allude to the notice and different subtleties in the legitimate site of the University of Rajasthan. The official site of Rajasthan University is uniraj.ac.in.
Raj University Results 2020 for Revaluation/ Supplementary
Those students who have attended the regular examination under the University of Rajasthan and still failed. Here comes one more opportunity to clear the examination. To increase your scoring along with that students to fail in the previous examination will get a chance to clear through Revaluation Exams Uniraj Results. For each and every semester Students can apply for the revaluation after the announcement of the main examination results. The University of Rajasthan will take possibly more than seven days to process the test papers. Once the process gets completed the Rajasthan University Revaluation Results will be declared. Do stay updated with the University to know about the Revaluation Results.
IBPS RRB Syllabus for Office Assistant and Officer Scale – I, II, III available here to download for free of cost. You will get all the details over here!!! We haveprovided all the latest and updated Bank Exam Syllabus and Exam Pattern. However, the IBPS RRB Syllabus for Officer Scale-I, II, III and Officer Assistant is given in detail in the sections below. Also, we have provided IBPS RRB Syllabus Pdf download for Officer Scale-I, II, III and Assistant Pdf at the end of the article. For more details, aspirants can check the IBP official website.
IBPS RRB Syllabus 2020 Pdf
Candidates who are applying for the Officer Scale-I, II, III and Officer Assistant will get here the complete syllabus as well as exam pattern details on this page. Also, download the syllabus pdf from the below links and start your exam preparation as soon as possible.
Institute of Banking Personnel Selection (IBPS) RRB Recruitment notification 2020 is released to fill up to 8,561 Office Assistant, Officer Scale I, II & III posts vacancies. Candidates who are trying to get a job in the Banking sector can use this opportunity and start applying for the post. The last date for IBPS RRB apply online is on 4th July 2020. After applying, don’t forget to check detailed syllabus and exam pattern details given in this article. You can also visit www.ibps.in official website for much more information related to IBPS RRB exam 2020.
The selection of Office Assistant / Officer Scale – I, II & III under IBPS RRB is based on the following stages:
Written Exam (Prelims & Mains)
Personal Interview
IBPS RRB Officer Scale-I and Assistant Exam Paper Pattern 2020
The IBPS RRB Vacancy Exam 2020 for Officer Scale-I and Officer Assistant is conducting both Prelims and Mains Examination. However, here is the Syllabus for both Prelims and Mains Examination Listed below. We have given the IBPS RRB Syllabus and Exam Pattern based on the Post and Exam. So, check the details accordingly. Also, download the Syllabus Paf at the end of the section. Furthermore, check the IBPS RRB exam papers and Material from the link provided below.
IBPS RRB Exam Pattern – Test Pattern of Officer Scale III Posts (Senior Manager)
Subject Name
No of Questions
Total Marks
Reasoning
40
50
Quantitative Aptitude & Data Interpretation
40
50
Financial Awareness
40
40
English Language
40
40
Hindi Language
40
40
Computer Knowledge
40
20
Total
200
200
For Officer Scale-II, III Exam
Candidates can opt either English Subject or Hindi subject
The duration of the exam will be 2 hours.
Download IBPS RRB Syllabus in Hindi & English Pdf
The IBPS RRB Recruitment 2020 syllabus for Office Assistant & Officer Scale-I posts is given in detail over here. The syllabus is given in subject wise from which the questions will be asked for both Prelims & Mains examination. Applicants who are appearing for the exam can go through syllabus in detail in this section.
IBPS RRB Office Assistant, Officer Scale-I Preliminary Test Syllabus
Note: There are much more important dates mentioned about IBPS RRB Interview, Call Letter, Pre Training process. For all these details visit the official site.
JNTUA Results 2020: Jawaharlal Nehru Technological University Anantapur has published the JNTUA Exam Results 2020 for various Courses. Now, Jawaharlal Nehru Technological University has released the results on 05th December 2019 for M.Tech, MCA, M.Pharmacy Regular and Supplementary Exams and Students can check this from the official website of the University i.e, jntua.ac.in. Also on this page, we always used to update all the results for the Regular/Supply and UG/PG Examinations. Keep in touch with our recruitment.guru page to get the related details of JNTUA Exam Results 2020.
Jawaharlal Nehru Technological University Anantapur – Overview
Description
Details
Name of the University
Jawaharlal Nehru Technological University Anantapur
Jawaharlal Nehru Technological University Anantapur has successfully conducted the University Examination and now it’s time to declare the results. According to the marks in the examination, we can predict the Student’s performance individually. Currently, the University has announced the results for various courses daily. Here on this page, we have provided a direct link to download/check the JNTUA Exam Results 2020. Even, we have updated the Upcoming JNTUA Results on this page, the link will be work when the University will officially announce in the official website. Students can find the latest Upcoming JNTUA Results 2020 along with JNTUA Revaluation Exam Results and also More here.
Upcoming JNTUA Exam Results 2020
Name of the Exam
Announcement Date
Result Link
M.Tech I Semester (R17) Supplementary Examinations, July/August 2019
Visit the official website of Jawaharlal Nehru Technological University Anantapur i.e jntua.ac.in
On the home page, you will find the University Examinations in the middle of the page.
Under the examinations, you can find the results, click on the results link.
In the result page, you can find the results for various courses.
Click on the result link for which course you want to check.
The results will appear on the screen.
Take the printout of the result for the future reference.
About Jawaharlal Nehru Technological University Anantapur
Jawaharlal Nehru Technological University, Anantapur (JNTU Anantapur) is a state university in Anantapur, Andhra Pradesh, India. Founded in 1946, it has since 1973 been a constituent college of Jawaharlal Nehru Technological University, as set by The Jawaharlal Nehru Technological University Act, 1972. In 2008 it had received autonomous status by the Jawaharlal Nehru Technological Universities Act, 2008. The University offers various B.Tech and M.Tech Courses.
JNTUA Supply/ Revaluation Results
Students have a chance to apply for the revaluation, if the students may get low marks in the examination, they can apply for the Revaluation results. So again the head of the Examiner will review the answer paper. After revaluation, students may get high marks. Still, if anyone got low marks, they can apply for the Revaluation. For Revaluation/Supplementary, students should pay the fee. Students can get all the results from this page Regular, Revaluation and Supplementary Results. We request the students to keep connected to this page recruitment.guru to get the latest updates of JNTU Anantapur Results.
JNTUH Results 2020 Released – Get the updated Information of JNTU Hyderabad Exam Results. Students who are pursuing their UG, PG Programme, Diploma, Ph.D. other Courses under the Jawaharlal Nehru Technological University Hyderabad affiliated colleges can seek their JNTUH Results under this article. In this article, we have attached the complete JTNUH Exam Results which is updated from the Official Website. Scroll down and check out the complete JNTUH Results in the below sections of this page. For detailed information do check out the Official Website @jntuh.ac.in
Get the updated and lastest Jawaharlal Nehru Technological University Results of Hyderabad Branch. Here is the list of B.Tech, M.Tech, M.Pharmacy, MBA, MCA, Pharma D & other Graduate & Post Graduate programs. Where you can get the updated JNTU Examination Results for the courses under the Jawaharlal Nehru Technological University, Hyderabad. Applicants do check out the entire section and to gather the complete set of details for the JNTUH Results for the regular basis and supplementary basis for the all the semester examination.
One Time Chance All years All Semesters All Regulations Recounting / Revaluation Results – March 2019 (Last Date for Challenge Valuation Date: 29-11-2019)
Visit the official website of JNTU Hyderabad ie. @jntuh.ac.in
On the home page, you can find the Results Tab.
Check out for the Result Server I, II & III.
A new tab opens up with various results.
Do check for the respected results you wanted for.
Click on the link and Enter the Hall Ticket Number, DOB & Verification Code.
Then hit on the Results Tab.
The results will appear on the screen.
Take the printout of the result until you get the official marks sheet by the JNTUH Board.
About Jawaharlal Nehru Technological University, Hyderabad
Jawaharlal Nehru Technological University, Hyderabad (JNTU Hyderabad) is a public university, located in Hyderabad, Telangana, India, and one of India’s leading educational universities focusing on engineering. Founded in 1965 as the Nagarjuna Sagar Engineering College, it was established as a university in 1972 by The Jawaharlal Nehru Technological University Act, 1972. The university is situated at Kukatpally Housing Board Region in Hyderabad of India.
Those students who have attended the regular examination under the JNTU Hyderabad and still failed. Here comes one more opportunity to clear the examination. To increase your scoring along with that students to fail in the previous examination will get a chance to clear through Revaluation Exams JNTUH Results. For each and every semester Students can apply for the Revaluation after the announcement of the main examination results. The JNTU Hyderabad will take a week or more to process the exam papers to announce the Revaluation results. Do stay updated with the University to know about the Revaluation Exam Results.
UOK Admit Card2020 – The University of Kota is responsible for UOK Hall Ticket. The candidate who had already applied for the UG(BA/BSC/BCOM Part 1,2, 3 years) exams can download their Admit Card details from the below-given direct link. Therefore the board will release the Admit Card details on 3rd Week of February 2020. It would be an important document for the aspirants who had applied for the UOK Exams.
UOK Admit Card 2020 – Overview
The University of Kota will conduct the exams for UG(BA/BSC/BCOM Part 1,2, 3 years) department every year March or April, to write the exam the board will release UOK Hall ticket before the exam schedule. So the applied candidates need to download their Admit Card from the official website before the last date ends. It will help the supervisor to find out the complete details about the student and exams.
Description
Details
Name of the Board
The University of Kota (UOK)
Exam Type
UG (BA/BSC/BCom) Part 1st, 2nd, 3rd Year
Date of the Exam
Feb – April 2020
UOK Admit Card Date
3rd Week of February 2020
Category
Admit Card
Official Website
www.uok.ac.in
Important Details on UOK Admit Card
The University of Kota Admit Card contains all vital details about the students. Below are a few general details given that should be available on your UOK Hall Ticket. So the students need to ensure the presented details clear without any errors.
Student Name
The venue of the Exam Centre
Date & Time of the Test
Reporting Time to the Exam Hall
Gender (Male/ Female)
Roll Number
Duration of the Test
Space for Invigilator's Signature
Registration Number
Name of the Test Centre
Space for Applicant's Signature
Name of the Exam Conducting Board
Photograph of the Student
Applicant's Date of Birth
Name of the exam
Important Guidelines for the Exam Takers
Full Name of the Applicant
Examination Centre Code
Signature of the Board Counselor
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NEW DELHI: The government is seeking a record Rs 19,000 crore in dividend from state oil companies — about 5% more than last year— to shore up its finances, according to people familiar with the matter. ONGC and Indian Oil, the biggest in the club, have been asked to pay about 60% of the total.The finance ministry has demanded that oil companies should maintain or increase the dividend payout this year. Company executives say the demand is being made even though profits have have fallen from last year.Executives also complained that the government is seeking high dividend even though its stake in the companies have come down.While ONGC has been asked to pay a dividend of about Rs 6,500 crore, Indian Oil is expected to shell out Rs 5,500 crore, BPCL Rs 2,500 crore, GAIL Rs 2,000 crore, Oil India Rs 1,500 crore and Engineers India Rs 1,000 crore, according to people with knowledge of the matter.Cos Resisting MoveCompanies are resisting the move and negotiating with the government to bring down these targets and so the final outgo may be a bit lower, the persons said. 73261592 Companies may have to borrow to pay high dividends, executives said. "What they are asking for is not in sync with the profits reported so far this year," said a company executive. Except EIL (4%), all state oil companies have reported a drop in half-yearly profit: ONGC (-15.5%), Indian Oil (-59%), Oil India (-20%), BPCL (-21%) and Gail (-27%)."Higher dividend outgo means you either cut down on your own planned spending or borrow more, which raises your finance cost," said another executive whose company plans to raise debt for dividend.However, an executive at another company, which too will have to borrow to pay dividend, says it's okay for the government to demand steep dividend. "Shareholders have expectations of certain return on their investments and the management should try and meet that, irrespective of the annual profit. For large oil companies, borrowing some amount to pay dividend is not a bad idea," he said.Since March 2018, the government's stakes have fallen in all oil companies, including ONGC (-5%), Indian Oil (-5%) and Oil India (-6.5%) but its demand for dividend has only risen, executives say. "You are asking for more or demanding the same amount year after year even while selling stake each year," an executive said. The government has been selling shares to meet divestment target. Last year, the government forced ONGC, Indian Oil and Oil India to undertake a combined Rs 9,500 crore share buyback programme in which the state's shares were offloaded. Some shares were sold via exchange-traded funds.
NEW DELHI: The government will make hallmarking of gold jewellery and artefacts mandatory from Wednesday by issuing a formal notification, but it will give one year's time to jewellers and retailers to register themselves with the Bureau of Indian Standards (BIS) and clear their old stock.Gold hallmarking, which certifies the purity of gold, has so far been operating on a voluntary basis in recent years. It has being encouraged by the government because of widespread complaints about impurity of gold sold in the market.The BIS is already running a hallmarking scheme for gold jewellery since April 2000 and around 40% of gold jewellery is being hallmarked currently.No jeweller will be allowed to sell any kind of gold ornaments without hallmark from January 15, 2021, food and consumer affairs minister Ram Vilas Paswan told reporters. He said hallmarked ornaments would be available only in the caratage of 14, 18 and 22.Traders and jewellers say nonhallmarked jewellery is likely to be sold at a discount, which may hit sellers in small towns, where such ornaments are sold because consumers are not as demanding about purity and standards as in metropolitan areas.The minister said the government's initiative will help consumers across the country."Hallmarking has been made mandatory to protect the consumer against lower caratage and ensure that they don't get cheated while buying gold jewellery. This will benefit especially poor people in villages and small towns who are not able to make out the purity of gold they have been buying," Paswan said.He said a penal provision has been made for those who violate the hallmarking rule."They will have to pay a minimum fine of ?1 lakh or five times the price of the article. There could be one-year imprisonment also," Paswan said.He said the hallmarking rule will not be applicable to consumers and they will be free to sell jewellery to jewelers even after January 15, 2021."Consumers can sell their jewellery to jewellers without hallmarking. But jewellers can't resell the jewellery without getting it hallmarked," Paswan said.He said the facility of hallmarking is available for consumers also who want to get their old jewellery stamped. There are 892 assaying and hallmarking centres spread across 234 districts and so far 28,849 jewellers have been registered.Before making the hallmarking mandatory, a draft quality control order (QCO) was hosted on World Trade Organisation (WTO) website on October 10, 2019 for comments for a period of 60 days. "No comments were received on the draft QCO," Paswan said.
NEW DELHI: India could unveil a 'fund of funds' for micro,small and medium enterprises (MSME) sector in the upcoming budget to provide funding line to the sector."A fund is on the cards," a government official told ET. It would be modeled on the lines of FoF suggested by former Sebi chairman U K Sinha headed committee on MSME.The committee had in June 2019, recommended setting up of a government-sponsored fund to help the sector."A government sponsored Fund of Funds (FoF) of Rs 10,000 crore to support VC/PE firms investing in the MSME sector that will support crowd funding from venture capital and private equity firms, which focus on investing in the MSME segment on modified term sheets developed by SIDBI. This would encourage innovation in term-sheets and product structures," the report of the RBI committee had said.Take part in ETRise Top MSMEs, India's definitive ranking for Micro, Small & Medium EnterprisesThe government is also likely to extend the interest subvention scheme for MSMEs, announced by Prime Minister Narendra Modi ahead of the Lok Sabha elections, in November 2018."We will continue with the interest subvention scheme," one of the officials quoted above said.The prime minister had announced 2% interest subvention for all GST registered MSMEs on fresh or incremental loans.The scheme, operational over 2018-19 and 2019-20, aims at encouraging both manufacturing and service enterprises to increase productivity and provides incentives to MSMEs for onboarding on GST platform. 73262277 A JUMP IN ALLOCATION IN FY21The MSME ministry has also sought a budgetary allocation of Rs 12,000 crore for financial year 2020-21, a jump of 70% of the allocation for the current fiscal.MSME ministry's allocation in FY20 stood at Rs 7,011 crore in FY 20 — which is its highest till date. The ministry has utilised around 78% of the funds allocated in the current fiscal."We have sought an allocation of Rs 12,000 crore this year," a second government official said. "The focus is on spurring investments in the rural, economic activity in rural, backward and tribal areas," the official said.The ministry will also focus on developing MSME clusters, the official added.Union Minister of MSMEs Nitin Gadkari has maintained that the ministry wants to create maximum jobs in the agriculture, rural and tribal areas, and the industry must also shift focus from urban to rural areas.MSMEs contribute around 29% to the country's GDP, and the ministry has targeted taking this figure to 50% in five years.
What is the probability of the Reserve Bank of India Governor Shaktikanta Das having to write to the government as to why the Monetary Policy Committee failed to contain inflation as prescribed in the Act?With inflation as measured by the Consumer Price Index soaring to a 64-month high after more than three years of the MPC obsessing with it, questions are being raised about the efficacy of the conservative policy approach.Inflation advancing to a multiyear high could not have come at a worse time for the monetary policy hawks where the growth lobby is blaming the high interest regime, to cap price pressures, for collapsing the economic growth rate as well.Conservative policy prescription of economists as the panacea for Indian economic ills of persistently high inflation and recurring bouts of currency slide is under threat with the country neither having low inflation, nor a sustainable growth rate.When the Modi government signed off on inflation targeting as a monetary policy objective, it was hailed as the step towards moving the economy to global standards. Does it need a review?"The term of the committee is coming to an end next year. So it may be a good time to review the objectives," says A Prasanna, head-fixed income research, ICICI Securities Primary Dealership. "They can form a committee to examine the MPC mandate. A rigid centre point of 4% is the problem. They can consider either changing the band or narrowing it for more effective policy making."In 2016, the government constituted the MPC with three members from outside of the RBI with a mandate to contain inflation at 4%, but within a range of 2 percentage point on either side, widening the window between 2% and 6%. It also said if the MPC fails to keep price rise in this band for three consecutive quarters, the governor would be obligated to write to Parliament as to why it failed and how it could achieve the target.At that point, it chose the CPI as the target discarding the Wholesale Price Index, which was looked up to till then for the state of price pressures in the economy.Stagflation or not?When the government was presented with a dilemma as which one to follow, the expert opinion leaned towards the CPI given that a majority of Indians' spending basket comprised food items. WPI was junked since manufacturing items did not touch the common man much.CPI for December climbed to 7.35%, its highest level since 2014, and a long way away from the predictions of most of the economists. This one coming at a time when the statistical office is projecting the economy to expand just 5% for the current fiscal, an 11-year low.It is leading to debates whether India is facing stagflation. It is a state of the economy where price rise is sharp and economic activity is slumping."Stagflationary conditions will be temporary, underpinned by our expectation that supply-side pressures will soon subside and the consumption shocks will further depress core inflation," says Sonal Varma, economist at Nomura Securities. "This phase however is likely to be transitory."This state of the economy and its accompanying theories came first during the 1970s in the US mostly due to the so called 'oil shock'. It turned on its head the prevailing belief that high inflation is good for the economy because it led to higher employment. Subsequently, Federal Reserve Chairman Paul Volcker had to raise interest rates to as high as 20% to rein inflation.Most central banks across the globe adopted inflation targeting as a key objective as the thinking that price stability is a key for sustained economic growth gained currency.But the question is whether Indian situation is similar to what the US faced in the 70s?"Stagflation comes with high oil prices which is not the case here," says Prasanna of ICICI. "The problem here is due to onion which is a short-cycle crop. At best, it's stagflation for a quarter."73261827 Food vs manufacturingIn the current bout of inflation, it is the food prices, especially onions, that have caused the trouble and it is not spread across the spectrum and there is unlikely to be any second order effect like a spillover.Food accounted for lion's share of headline inflation last month with it contributing 560 basis points, or 75%, of total headline inflation despite its weight in the CPI basket being about 46%."This begs the question, when will headline CPI inflation peak? Our base case has been December itself with onion prices retreating," says Indranil Sen Gupta, economist at Bank of America Merrill Lynch.The opponents of inflation targeting have blamed the choice of the index saying that food prices-heavy CPI is a wrong gauge as interest rates hardly have any impact on food prices.An argument is that with food prices driving inflation, monetary policy is a weak tool to control prices. Because prices of food is more driven by supply-side factors rather than demand. Monetary policy is effective in impacting demand, especially industrial goods and services and not food prices.But those who argue in favour point out that much of the food price rise gains are pocketed by the middlemen who are part of the services industry, and those gains do not reach the farmers after all. It is also an irony that the rise in food prices is pocketed more by services. Without reforming the agriculture sector policy measures, monetary policy may not achieve the objective."There is consensus that improvement in the supply chain could become a major channel for promoting inclusive growth, as this can increase the share of farmers in retail prices paid by the consumers," Governor Das said recently. "The average share of farmers in retail prices of major primary food items varies between 28% and 78%. It is lower for perishables and higher for nonperishable items."The policy stanceWhile critics may say that the MPC was wrong in lowering interest rates by as much as 135 basis points in less than a year, the MPC committee most likely saw this coming. In the last policy in December, it flummoxed the market by maintaining the status quo in rates when the unanimous expectation was for a quarter point reduction.With inflation reading well above the target band, even the most optimist among the economists are pushing back on their expectations for the next rate cut."We believe the RBI will continue to stay on hold during this period of stagflation," says Varma of Nomura Securities. "The strategic retreat of monetary policy activism amid falling growth shifts the focus to the government's policy guidance in its February 1 Union Budget."Yet another factor in inflation is the government spending. When price pressures accelerated between 2010 and 2014, it was blamed on excessive government spending on welfare schemes and higher support prices for farm products.In fiscal 2020, the government may breach the fiscal deficit target of 3.3% of the gross domestic product due to lower revenue growth. Many economists are penciling in a 50-basis points breach and another miss next year too."A slippage in fiscal 2020 deficit target is widely expected amidst weak growth and a corporate tax rate cut," says Anubhuti Sahay, economist at Standard Chartered Bank . "Thus focus is likely to remain on how the government reverts to fiscal consolidation and lower level of debt over next few years."Amid worries about both food prices-driven inflation and fiscal deficit getting out of control, there's a silver lining – the temporary nature of farm products price spike and the absence of broad-based price pressures."The contemporary pressures on inflation are essentially supply driven, and are likely to moderate after the first quarter, easing headline inflation closer to 4.5% in the second and to a sharply lower 2 to 2.5% in the fourth quarter," says Varma of Nomura.If Consumer Price Index rose 7.35% in December, wholesale prices went up by just 2.59%.Governor Das may not have to write a letter if prices behave as economists expect, but the government which has to reconfigure the MPC by March 2021 may consider a review.
Yes Bank has acquired 30% in Reliance Power's subsidiary Rosa Power Supply Company upon invocation of pledged shares, the bank informed bourses late on Tuesday. The Rosa Power, which is located in Shahjahanpur district of Uttar Pradesh, has an operational capacity of 1,200 megawatts (mw). Yes Bank acquired 127,321,500 shares, representing 29.97% stake in the Rosa Power. "Shares acquired on invocation of pledge subsequent to default/breach of terms of credit facilities sanctioned by YES Bank to Reliance Power," the bank said in a filing to the bourses. Rosa Power was set up in September 1994 and the first unit of 300 me started generating power in 2009. It generated 4,341 million units of electricity in the year ended March 31. It was the first operating power plant of the Anil Ambani-led Reliance Power. On January 7, Reliance Power informed the stock exchanges that it has defaulted on a debt repayment of Rs 685 crore in the quarter ended December. The announcement coincided with the expiry of the standstill period set by the Reserve Bank of India for resolution of stressed loans as per the inter-creditor agreement (ICA) under the central bank circular dated June 6. Bankers of Reliance Power had signed the ICA in July.
Private equity investors, including US-based Advent International and home-grown fund Kedaara Capital, are in initial talks to acquire Sequent Scientific Ltd, India's largest animal healthcare company. In this proposed deal, which is expected in the range of Rs 2,500 crore ($350 million), promoters and an existing private equity investor will exit, two people aware of the development said.The founder promoters of Sequent, including serial entrepreneur Arun Kumar, KR Ravishankar and family, together hold about 56.5% in the listed entity, while PE investor Ascent Capital holds 5% stake. JP Morgan is running the sale process.The sale will also involve an open offer. If fully subscribed, the new buyer could end up controlling more than four-fifths of the company.A spokesperson at Advent declined to comment, while a mail sent to Kedaara did not elicit any response. Manish Gupta, Managing Director, Sequent Scientific, declined to comment, saying the company would inform exchanges in the event of any transaction.The promoter family of Sequent is all set to exit the business, ET reported on December 4.Arun Kumar and KR Ravishankar also own stakes in two listed companies — Strides Pharma Science and Solara Active Pharma Sciences - as promoters.Sequent manufactures and markets 26 commercial Active Pharmaceutical Ingredients (API) and 1,000 finished dosage formulations (FDF) across 12 dosage forms in more than 100 countries worldwide. It owns eight manufacturing assets in India, Spain, Germany, Brazil and Turkey. It posted revenue of $150 million (Rs 1,000 crore) in FY19."There is more interest from PE investors. Strategic buyers are not keen on the API business as most clients are their competitors globally," said one of the persons cited above.Sequent has a market capitalization of Rs 2,077 crore. It posted Rs 133 crore EBITDA and a net profit of Rs 57 crore in FY19.Sequent generated Rs 714 crore from formulation sales and Rs 325 crore of API sales in FY19.If the deal materialises, it would be the fourth acquisition of Advent International in India in the past six months.In September, Advent International had acquired DFM Foods, which sells packaged snack foods under CRAX brand while the fund had acquired a 100% stake in Enamor, a leading women's premium innerwear brand in India in October. In November, Advent had acquired Mumbai-based biopharma company Bharat Serums and Vaccines (BSV). Other buyouts of Advent in India include Manjushree Technopack and innerwear brand Dixcy Textiles.In a rare deal in the animal health industry in India, ICICI Venture had sold Vetnex Animal Health — the animal health division of RCFL (erstwhile Ranbaxy Fine Chemicals) to Pfizer for $75 million (Rs 375 crore). ICICI Venture had acquired RFCL (erstwhile Ranbaxy Fine Chemicals) from Ranbaxy in December 2005.The global animal health industry is expected to grow at a CAGR of 4.8% to reach $ 45 billion by 2025 while India's animal healthcare market stood at $460 million in 2015, and is expected to expand to $1 billion in 2025.
IndusInd Bank chief executive Romesh Sobti has completed his last full quarter as the CEO of the bank. He retires in March after a12-year stint. In an interview with Joel Rebello, Sobti discussed succession planning, near-term performance, and the state of the economy. Edited excerpts:What are the highlights this quarter?Our interest engine is humming and, therefore, there is an improvement in our margins. Fee income is growing, and the big highlight is in higher operating profit, which at 3.83% is probably amongst the highest in the industry. Our gross and net NPAs are down (quarter on quarter). We have proactively recognised a few accounts that were lingering in terms of provisioning, like a travel industry account. Our microfinance book has grown 44% and vehicle and non-vehicle retail have also grown at 16% to 17%. Corporate book growth at 8% seems muted as a consequence of recoveries we got [in] this and the previous quarter. Growth in retail liabilities has been very strong at 48%.Slippages have increased, something the market is not happy about.One is the BAU (business as usual) slippages, which happen in the consumer bank and the vehicle finance side. Some slippages we have taken on account of a travel company. The net slippages have come at 42 basis points compared to 46 basis points last year. Accounts slipped but they were recovered, like the diversified NBFC we spoke about, which slipped but recovered. So, it passed through the NPA, but then recovered. Sequentially, they are up to 42 basis points from 35 basis points. What impacts the P&L is credit costs, and the outlook on credit costs is that net credit costs for nine months are at 59 basis points. We should have credit costs in the vicinity of 80 to 85 basis points this year compared to 1.44% last year.What is your assessment of the macro-economy?The situation boils down to demand growth. One of the factors is that the financial sector has to return to some degree of normalcy in terms of risk aversion. Some beginnings are visible. The growth of credit to the NBFC sector has gone up; it is no longer negative. That has a big impact on fuelling consumption demand. We are seeing the beginnings of credit appetite, especially in the flow of credit to the NBFC sector.What is the update on succession planning at the bank?There is a laid down timeline and we are well within it. We expect it to happen sooner rather than later. I will be there very much to handhold. It's happening as we speak. Things are progressing as smooth as we expected them to. I will continue to be very strongly associated with the financial services sector because that is my beat.
Mumbai: Banks, particularly private lenders, are likely to post better performance in December quarter report cards, helped by robust recovery from NCLT (National Company Law Tribunal) resolutions, though credit demand remains tepid.On the other hand, non-banking finance companies (NBFCs) may see a weak quarter. "We expect improved performance for banks, led by better recovery in a few very large NPLs (non-performing loans), leading to solid recovery in earnings growth," Kotak Institutional Equities said in a note."Impairment ratios will decline, but slippages would be high led by a few NBFCs. While liquidity has improved, weak vehicle sales and moderate housing volumes will translate into weak loan growth at most NBFCs/HFCs (housing finance companies). There could also be stable to marginal moderation in NIMs (net interest margins) for non-banks," they added.Among banks, corporate lenders will be in the limelight on the back of strong recovery from NCLT resolutions driving earnings, an improvement in asset quality, lowering of slippages and better PCRs, said analysts at Prabhudas Lilladher."Loan growth, although, will be a disappointment for many banks, as the industry continues to struggle as reflected in RBI's (Reserve Bank of India) macro data," analysts at Prabhudas Lilladher (PL) said in a note.The banking sector is expected to witness continued weakness in growth in 3QFY20, with domestic growth projected at 2 per cent quarter-on-quarter (QoQ) and 7 per cent year-on-year (YoY), latest RBI data showed.They pointed out that a few vectors to watch will be PCRs (provision coverage ratios) post recoveries, non-corporate segment slippages, Casa (current account savings account)/retail deposits augmentation and margins."Most large private sector banks will see full tax benefit coming in to the earnings, as they fully marked down DTA (deferred tax assets) last quarter," PL analysts said.The brokerage expects state-run banks to see a sharp recovery in earnings with lower provisioning, strong recoveries in a couple of accounts from NCLT resolutions and PCR getting into comfort zone.Analysts at Motilal Oswal Financial Services (MOFSL) expect core profitability for private banks to continue improving. It estimates private banks to report operating profit growth of around 15 per cent YoY.MOFSL estimates private banks to deliver 40 per cent YoY PAT growth, led by stable opex, moderation in credit cost, recoveries in select large NCLT cases such as Essar Steel, Ruchi Soya and the like, and a lower tax outgo.The brokerage expects ICICI Bank to report a 146 per cent YoY increase in net earnings and also a healthy 20 per cent YoY growth in net interest income (NII).MOFSL estimates weakness in PSU banks' earnings, as sluggish loan growth, higher slippages (mainly caused by stressed HFCs) and divergence in GNPLs are likely to keep credit costs elevated, but lower opex run-rate and higher recoveries from NCLT resolutions are likely to cushion earnings.The brokerage expects public sector banks (PSBs) to deliver YoY NII growth of 15% and PAT growth of 36 per cent, mainly led by strong earnings recovery in SBI. It expects PSBs' growth to remain healthy at around 27 per cent YoY.Kotak Institutional Equities expects banks under its coverage to show volatile earnings growth, primarily due to inconsistencies between banks in the recognition of recovered amounts in a few large corporate NPL cases and lower tax rate, as DTA costs were adjusted for private banks in Q2FY20 while the status of the same for public banks is awaited."We are likely to see part-recovery under various heads such as interest income, income from written-off loans and/or reversal of provisions based on each bank's status on each of these NPLs," Kotak analysts said in a note."Core performance will be weak as loan growth has slowed to around 7% year on year, which would put pressure on revenue growth, and we expect the decelerating trend to be more visible on retail-oriented loan books," they said.The brokerage firm sees limited business concerns for small finance banks such as Equitas and AU, which are seeing a steady improvement in core performance.Kotak expects most NBFCs to deliver single-digit growth in core PBT due to weak loan growth, reflecting lower disbursements over the past few quarters."We expect loan growth to remain muted in almost all segments. Most NBFCs will deliver 1-3 per cent QoQ loan growth, expect Bajaj, which is likely to post 9 per cent loan growth QoQ," Kotak analysts said in a note.
Satya Nadella, Microsoft's India-born CEO, hit the headlines after his comments on the Citizenship Amendment Act. He was replying to a question on the CAA posed by the editor of US news website BuzzFeed.Here's Nadella's verbatim answer.To me, in fact I obviously grew up in India and I'm very proud of where I get my heritage, culturally in that place, and I grew up in a city, Hyderabad. I always felt it was a great place to grow up. We celebrated Eid, we celebrated Christmas, Diwali — all three festivals that are big for us. I think what is happening is sad, primarily as sort of someone who grew up there. I feel, and in fact quite frankly, now being informed shaped by the two amazing American things that I've observed which is both, it's technology reaching me where I was growing up and its immigration policy and even a story like mine being possible in a country like this.I think it's just bad… if anything I would love to see a Bangladeshi immigrant who comes to India and creates the next unicorn in India, or becomes the CEO of Infosys, that should be the aspiration, if I had to sort of mirror what happened to me in the US, I hope that's what happens in India.I'm not saying that any country doesn't and should not care about its own national security, borders do exist and they're real and people will think about it, I mean after all immigration is an issue in this country, it's an issue in Europe and it's an issue in India, but the approach that one takes to deal with what is immigration, who are immigrants and minority groups, that sensibility.That's where I hope these liberal values that we've kind of come to… It's capitalism, quite frankly, has only thrived because of market forces and liberal values, both acting and I hope India figures it out, the good news at least as I see it is it's a messy democracy and people are debating it, it's not something that is hidden, it's something that is being debated actively but I'm definitely clear on what we stand for and what I stand for.
The current attrition situation across industries in the country is rather strangely poised. While some sectors such as IT continue to witness retrenchment, for a host of others — ranging from life sciences, pharmaceuticals and healthcare to financial services and retail — the voluntary attrition rate in the previous financial year has been 14.8% to 18.5%, according to a report by the research firm Statista. Such high attrition rates are often attributed to a hankering after higher pay grades and dwindling employee loyalty to the firm, especially when it comes to Millennials, who already constitute more than 50% of the country's workforce.However, this oversimplification would belie an important underlying insight. Notorious for their low-attention span, transactional attitude to jobs and narcissistic self-absorption, millennials undoubtedly lay great store by their social, environmental and ecological values. Even if the pay-packet is high, millennials will not stick around if the organization has policies antithetical to their value-system or does not foster an environment of learning and mentoring — a remarkable finding from Merrill Lynch's study: Millennials and Money.Stemming attrition isn't infeasible, but it would require a serious rethinking — as well as operational reorientation — on the part of Indian industry leaders. If attrition is the outcome, what are its causes? Consider the case of 'ease of doing business', an attribute that has gained much currency in recent years. At a macro-economic level, between 2014 and 2019, India has improved its rank on this metric globally, by 79 positions. Yet, individual Indian organizations have largely sidestepped the truism that like many good practices, this too should begin at home, by making the work experience easier and more engaging for their 'internal customers' – the employees. The old command-centre style of management is not only ineffective — but actually counterproductive. Respect and trust are now two-way streets, and corporate leaders and managers must be prepared to meet their personnel halfway.The most effective initiatives are those that stem from a deep and accurate appreciation of the workforce's hopes and aspirations, and are then able to address them judiciously. Studies on millennials conducted by PricewaterhouseCoopers, Deloitte and other agencies show that millennial employees of the 21st century have no wish to wait around for the annual compliance training or classroom-style lectures delivered by their managers, in order to sustain their learning curve. Instead, they want the training experience to come to them, as part of their daily jobs that entail tangible, goal-oriented work. They want an ecosystem of transparency and innovation, which fosters the crowdsourcing of ideas and a meritocracy that makes no special allowances for seniority of tenure. Talent development, in such a milieu, morphs into a mechanism of mentoring woven into the rubric of business processes. And managers transition from being mere bosses to leaders who inspire and instruct, by example.In the brutally competitive current ecosystem, it's every employee for herself. As a result, notions of teamwork and shared value are overshadowed swiftly by the spectre of a zero-sum game, variants of which are played out repeatedly in most workplace situations that warrant complex interpersonal skills. Instead, consider an evaluation framework that rewards employees for the value they add to their respective teams. The work of bestselling author Michelle Gielan shows that employees investing in the success of others versus merely their own are 40% more likely to receive a promotion over the coming year. Besides which, stronger relationships in the workplace enhances engagement and well-being. The key to acing employee engagement may turn out to be the biggest competitive advantage of firms in attracting and retaining top talent, over the coming years.As for 'ease of doing business', this is best served through the effective use of technology, e.g. by means of a single sign-on portal that houses and integrates all employee management tasks, from expenses and vacation requests to approvals, assessments, compliance and online training. Across the spectrum of industries, including those that pride themselves on being 'high-tech', much precious time is lost in tools where employees replicate the information across multiple forms, or rely on a paper-heavy system of record-keeping or unnecessarily complex and manual schema of approvals that are clearly the hangover of the work practices from the previous century. These in turn sets into motion a ripple effect of inefficiencies that further impede creativity and induce frustration and indolence.But technology, a powerful vehicle of change, needs its evangelists, as do the other aspects outlined above. And this is where the role of HR, and its leadership becomes crucial. Traditionally, Human Resources have been relegated to a rather emasculated, tertiary position in the executive hierarchy of Indian corporates: as an adjunct of Accounts, in its payroll-processing functions, or the mouthpiece of the top management, rolling out its policies, sending communiques to personnel, or its errand-boy on the most abhorrent tasks, such as handing out the pink slip. Herein, the domain needs to reinvent itself at an intrinsic level: from mouth-piece to the designer of formal communication, compliance watchdog to organizational stewardship, and passive, execution-oriented cost-centre to a proactive player in the success of the company.The best organisations in the world are proving that effective initiatives can be undertaken to enhance employee experience, motivation and productivity, and consequently curb voluntary attrition. But they all take one back to a couple of fundamental questions. How well do organisations in India truly understand their workforce? And by corollary, how genuinely invested are they in employee engagement and well-being? The questions at this present juncture may sound regrettably rhetorical — but they are the ones HR leaders in companies across India need to be asking themselves urgently.Avik Chanda is a business advisor, researcher, columnist and entrepreneur. He is the author of "From Command To Empathy: Using EQ in the Age of Disruption".
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థియేటర్ లో బొమ్మ పడి వారం కూడా కాలేదు. అప్పుడే టీవీలోనా.. అని ఆలోచించకండి. ఈ విషయం వెనక పెద్ద కథే ఉంది. తమిళనాడులోని శరణ్య అనే టీవీ చానల్ వారు చేసిన ఈ ఘన కార్యం.. ఇప్పుడు లీగల్ ఇష్యూగా మారింది. పైరసీ భూతం సినీ పరిశ్రమను ఎంతగా పట్టి పీడిస్తోందో.. అందరకీ తెలిసిందే. అలాంటి పైరసీకి వ్యతిరేకంగా ఉండాల్సిన టీవీ మీడియానే.. అదే పైరసీ కాపీని తమ చానల్ లో ప్రసారం చేస్తే ఎలా […]
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Portal for completed housing projects launched The portal will first be open for a month for real estate developers only to register their projects till February 13: NAREDCO
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One Time Chance All years All Semesters All Regulations Recounting / Revaluation Results – March 2019 (Last Date for Challenge Valuation Date: 29-11-2019)
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